Best Loan Base In Ghana Apps

146+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated August 2026

Finding the right loan base in ghana apps can be overwhelming with so many options. We've analyzed 146+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Loan Base In Ghana Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoAug 2026
2CediPayCediPayFree2.7★ (23)NoNoJul 2026
3SLTF MobileSLTF MobileFree2.9★ (28)NoNoAug 2026
4Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
5Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
6Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026
7Loan Mobile AppLoan Mobile AppFreeNoNoMay 2026
8Easy Loan.Easy Loan.FreeNoNoJul 2026

Top Picks for Loan Base In Ghana

SIKACASH+#1

SIKACASH+ by Nafa

Editor's Choice
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support
CediPay#2

CediPay by NEW-CEDIPAY GHANA LIMITED

Strong Contender
💰 Finance
2.7(23 ratings)
Free
CediPay screenshot 1
CediPay screenshot 2
CediPay screenshot 3
CediPay screenshot 4
CediPay screenshot 5

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

SLTF Mobile#3

SLTF Mobile by Students Loan Trust Fund

Students Loan Trust Fund
Worth Considering
💰 Finance
2.9(28 ratings)
Free
SLTF Mobile screenshot 1
SLTF Mobile screenshot 2
SLTF Mobile screenshot 3
SLTF Mobile screenshot 4

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

More Loan Base In Ghana apps to explore

4
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
5
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
6
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
7
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
8
Easy Loan.
Easy Loan.
Easy Loan.
Easy loan
Free
💰 Finance
(0)
9
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
10
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface24/7 banking accessLicensed and regulated
💰 Finance
(1.5K)
free with in-app purchases
11
My Personal Loan
My Personal Loan
My Personal Loan
by Advanced Financial Software Ltd. Co.
Free
💰 Finance
(0)
12
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
13
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
14
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
15
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
by IT MEDIA, INC.
Free

This app helps users find short-term loan options from a network of lenders to manage unexpected expenses. It allows users to review and accept or reject loan offers without penalty, and manage loan history within their account.

Find short-term loan optionsManage loan historyConnect with lender network
💰 Finance
(9)
free
16
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
17
Zelia Finance
Zelia Finance
Zelia Finance
by Zelia Services Limited
Free

Access convenient credit facilities with this neo-bank designed for underserved Nigerian markets. Secure loans for tuition, personal needs, or business projects with transparent repayment terms and competitive rates. Funds are disbursed directly to your Zelia wallet for easy transactions.

Access to credit facilitiesLoans for tuition, students, and SMEsRepayment terms from 61 to 365 days
💰 Finance
(1)
ad-supported
18
Mobanja
Mobanja
Mobanja
mobanja repayment app
Free
💼 Business
(0)
19
Solis Finance App
Solis Finance App
Solis Finance App
Solis
Free

A digital banking app designed for informal workers, drivers, traders, entrepreneurs, and students in Ghana. It offers quick account setup, seamless mobile banking for payments and transfers, and real-time financial tracking. Built with advanced security, it provides access to credit and financial services anytime, anywhere.

Quick account setup in under 5 minutesSend/receive money, pay bills, top up airtimeReal-time transaction tracking and statements
💰 Finance
(1)
free
20
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
No Credit Check
Free
💰 Finance
(0)

FAQ about Loan Base In Ghana

What are the best loan base in ghana apps for iPhone?
SIKACASH+ tops our loan base in ghana apps ranking as of August 2026, with a 4.6-star average from 1.9K App Store ratings, and it's free to download.
Yes — 20 of the top loan base in ghana apps we rank are free to download, including SIKACASH+ and CediPay.
SIKACASH+ has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 146+ loan base in ghana apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SIKACASH+ is a trusted international money transfer service that specializes in fast, secure, and cost-effective transfers to Africa. Its mission is to empower individuals and communities by facilitating the seamless flow of funds to support loved ones and economic development across the continent.
You can send money from your debit or prepaid card. The funds can be received through Mobile Wallet, Office Pick Up, or Bank Deposit, offering flexibility for both the sender and the recipient.