Best Mortgage Loan Calculator Apps

207+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know Mortgage Pal, this is the deeper bench. 207+ mortgage loan calculator apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Mortgage Loan Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
3RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
5Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
6Mortgage Loan Calculator PlusMortgage Loan Calculator PlusFree4.7★ (22)YesYesJul 2026
7Rocket MortgageRocket MortgageFree4.9★ (177K)NoNoAug 2026
8Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesAug 2026

Top Picks for Mortgage Loan Calculator

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Editor's Choice
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
RECalc Mortgage Calculator#3

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Worth Considering
💰 Finance
4.7😊(2.6K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users

More Mortgage Loan Calculator apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
6
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Loan Amortization Payment
Free

This finance app helps users understand mortgages and loans. It offers tools to calculate payments, compare loan options, and analyze amortization schedules. Ideal for homebuyers and real estate professionals seeking clarity on financial decisions.

Comprehensive mortgage calculatorLoan comparison toolRefinance calculator
💰 Finance
(22)
free with in-app purchases
7
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(177K)
free
8
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

Calculate loan paymentsGenerate repayment scheduleAdd extra payments
💰 Finance
(1.1K)
free with in-app purchases
9
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
10
Mortgage - loan calculator
Mortgage - loan calculator
Mortgage - loan calculator
by Strelka Limited
Free

Calculate mortgage repayments with ease, considering inflation and early repayment scenarios. Save and share detailed results via email or print.

Calculate daily, weekly, bi-weekly, monthly, and annual repaymentsEvaluate early repayment schedulesFactor in inflation
💰 Finance
(0)
free
11
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
12
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
13
Mortgage Calculator Home Loan
Mortgage Calculator Home Loan
Mortgage Calculator Home Loan
Calculate Monthly Payment
Free

Estimate your monthly home loan payments with this comprehensive calculator. Input home price, down payment, interest rate, and other fees to see a detailed breakdown of your costs, including principal, interest, taxes, insurance, and PMI. Save and organize multiple scenarios easily.

Calculate monthly mortgage paymentsEstimate principal, interest, taxes, and insuranceIncludes PMI and HOA fee calculations
💰 Finance
(4)
free
14
Mortgage Calculator 2
Mortgage Calculator 2
Mortgage Calculator 2
Loan and Mortgage Calculator
Free

This finance app offers real-time mortgage calculations as you adjust principal, interest, and term. Visualize your entire loan term with detailed summaries and bar charts. It features an intuitive interface, quick change buttons, multiple themes, and multilingual support.

Real-time updates with every changeIntuitive user interfaceQuick change buttons
💰 Finance
(87)
free with in-app purchases
15
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
16
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Mortgage & Loan Calculator +
Payment Calc & Payoff Tracker
Free

This app helps manage mortgages and loans with detailed calculations, repayment schedules, and payment tracking. It offers features for overpayment, interest rate analysis, and currency flexibility. Premium options include unlimited calculations and iCloud synchronization.

Mortgage and loan calculationOverpayment and interest rate calculationRepayment schedule
💰 Finance
(35)
free with in-app purchases
17
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Real estate finance calculator
Free

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Instant loan payment calculations (P&I, PITI)Buyer qualifying for conventional, FHA, and VA loansComplete cash flow solutions (IRR, NPV, NFV)
💰 Finance
(3.4K)
subscription
18
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
19
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
20
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Monthly loan payment estimationAmortization chart generationTotal interest calculation
💰 Finance
(796)
free with in-app purchases

FAQ about Mortgage Loan Calculator

What are the best mortgage loan calculator apps for iPhone?
Mortgage Pal - Loan Calculator tops our mortgage loan calculator apps ranking as of July 2026, with a 4.8-star average from 3.4K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage loan calculator apps we rank are free to download, including Mortgage Pal - Loan Calculator and Loan Calculator‰.
Mortgage Pal - Loan Calculator has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 207+ mortgage loan calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Pal is an all-in-one mortgage toolkit designed to help users make smarter home buying decisions. It provides seven powerful tools, including calculators for mortgage payments, affordability, refinancing, HELOCs, rent vs. buy comparisons, closing costs, and a mortgage rate trends visualizer.
Key features include a Mortgage Payment Calculator that accounts for PMI, taxes, insurance, and HOA fees with various payment plans, an Affordability Calculator to determine how much home you can afford, a Refinance Calculator to compare loan options, a HELOC Calculator, a Rent vs. Buy Calculator, a Closing Costs Calculator, and a Mortgage Rate Trends Visualizer.

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