Best Loan Payment Tracker Apps

225+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

If you already know Debt Payoff Planner & Tracker, this is the deeper bench. 225+ loan payment tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Loan Payment Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7β˜… (7.2K)YesYesAug 2026
2Lend & Loan Tracker - ReminderLend & Loan Tracker - ReminderFree1.0β˜… (1)YesNoMay 2026
3Loan Tracker: Manage DebtLoan Tracker: Manage DebtFreeβ€”NoNoMay 2026
4Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6β˜… (347)NoYesAug 2026
5Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8β˜… (8.2K)NoYesAug 2026
6OneMainOneMainFree4.8β˜… (88K)NoNoAug 2026
7Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8β˜… (12K)NoYesAug 2026
8Debt & Bill Tracker – SaldoDebt & Bill Tracker – SaldoFree4.7β˜… (293)NoYesAug 2026

Top Picks for Loan Payment Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#63in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
Lend & Loan Tracker - Reminder#2

Lend & Loan Tracker - Reminder by Rajendran K A

Track your Lend, Borrow, EMI
Strong Contender
πŸ“Š Productivity
1.0(1 ratings)
FreeAds
Lend & Loan Tracker - Reminder screenshot 1
Lend & Loan Tracker - Reminder screenshot 2
Lend & Loan Tracker - Reminder screenshot 3

Easily track loans, EMIs, and personal lending/borrowing. Get detailed reports on payments, interest, and loan end dates. Set reminders for due dates and view payment statuses with color-coded alerts.

More Loan Payment Tracker apps to explore

4
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
πŸ’° Finance
(347)
free with in-app purchases
5
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
πŸ’° Finance
(8.2K)
freemium
6
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
πŸ’° Finance
(88K)
free
7
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
πŸ’° Finance
(12K)
free with in-app purchases
8
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Joint debt trackingDebt and loan groupingStatistics and analytics
πŸ’Ό Business
(293)
free with in-app purchases
9
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts, split expenses
Free

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices
πŸ’° Finance
(783)
free with in-app purchases
10
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
πŸ’° Finance
(25K)
free
11
Ramsey Network
Ramsey Network
Ramsey Network
Podcasts: Money, Life, Budgets
Free
$4.99 | 100% OFF

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

Offline episode downloadsBrowse content by topicIn-app audiobook listening
πŸ’° Finance
(25K)
free with in-app purchases
12
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
πŸ’° Finance
(1.3K)
free with in-app purchases
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
πŸ’° Finance
(66K)
free
14
푸라닭 μΉ˜ν‚¨
푸라닭 μΉ˜ν‚¨
푸라닭 μΉ˜ν‚¨
by WMPO Inc.
Free

Experience convenient ordering for delivery and takeout with exclusive membership benefits and discount coupons. Discover popular and recommended dishes at a glance. This app offers a unique culinary approach to chicken.

Easy and convenient orderingDelivery and takeout optionsExclusive membership benefits
πŸ” Food & Drink
(15)
free
15
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Manager: Who Owes Me?
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
πŸ’° Finance
(57)
free with in-app purchases
16
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
πŸ’° Finance
(5.4K)
free with in-app purchases
17
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
πŸ’° Finance
(24K)
free with in-app purchases
18
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
πŸ’° Finance
(4.8K)
subscription
19
Credit Card Payment Calculator
Credit Card Payment Calculator
Credit Card Payment Calculator
Debt management and tracking
Free

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

Calculate monthly paymentsDetermine payoff timeframeIntuitive and easy to use
πŸ’° Finance
(94)
free with in-app purchases
20
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
πŸ’° Finance
(231)
free with in-app purchases

FAQ about Loan Payment Tracker

What are the best loan payment tracker apps for iPhone?
Debt Payoff Planner & Tracker tops our loan payment tracker apps ranking as of July 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes β€” 20 of the top loan payment tracker apps we rank are free to download, including Debt Payoff Planner & Tracker and Lend & Loan Tracker - Reminder.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 225+ loan payment tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.