Best Mcredit Apps

45+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

The best mcredit apps on iPhone average 4.0★ across 45+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Mcredit Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mcredit - Tài chính thông minhMcredit - Tài chính thông minhFree2.3★ (62)YesNoAug 2026
2M CreditM CreditFree4.8★ (24)NoNoJul 2026
3CAKE - Digital Bankin‪gCAKE - Digital Bankin‪gFree4.5★ (539)NoNoAug 2026
4HD SaisonHD SaisonFree2.1★ (7)NoNoJul 2026
5Viettel MoneyViettel MoneyFree4.7★ (5.8K)NoNoAug 2026
6VietCreditVietCreditFree1.6★ (21)NoNoJul 2026
7MB BankMB BankFree4.7★ (25K)NoNoAug 2026
8CUB VietnamCUB VietnamFree4.9★ (467)NoNoAug 2026

Top Picks for Mcredit

M Credit#2

M Credit by Solomon Investments NBFI LLC

М Кредит зээлийн апп
Strong Contender
💰 Finance
4.8(24 ratings)
Free
M Credit screenshot 1
M Credit screenshot 2
M Credit screenshot 3
M Credit screenshot 4
M Credit screenshot 5
M Credit screenshot 6

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

4.5😞(539 ratings)
Free
CAKE - Digital Bankin‪g screenshot 1
CAKE - Digital Bankin‪g screenshot 2
CAKE - Digital Bankin‪g screenshot 3
CAKE - Digital Bankin‪g screenshot 4
CAKE - Digital Bankin‪g screenshot 5
CAKE - Digital Bankin‪g screenshot 6

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

What We Love

  • 🚀 Fast loan disbursement
  • 👍 Easy and quick registration
  • 👍 Good for emergencies
  • 👍 High interest rates for savings

Room to Improve

  • ⚠️ High fees and charges
  • ⚠️ Deceptive practices
  • ⚠️ Poor customer service

More Mcredit apps to explore

4
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(7)
free
5
Viettel Money
Viettel Money
Viettel Money
by Viettel Corporation
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(5.8K)
free
6
VietCredit
VietCredit
VietCredit
by VietCredit Finance Joint Stock Company
Free

Manage your credit card with ease, including activation, transaction tracking, and PIN management. Enhance security with biometric login and Smart OTP authentication. Access financial flexibility and support for your credit card needs.

Credit card managementCard activation and status updatesOnline payment control
💰 Finance
(21)
free
7
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(25K)
free
8
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.

100% online consumer loan applicationQuick loan approvalFast loan disbursement
💰 Finance
(467)
free
9
F88 Online
F88 Online
F88 Online
by F88 BUSINESS JOINT STOCK COMPANY
Free

This app provides a fast and convenient way to apply for loans using your vehicle registration. It offers loan amounts from 3 million to 2 billion VND with repayment terms of 3 to 18 months. Various loan packages and flexible repayment options are available.

Loan application via vehicle registrationLoan amounts from 3 million to 2 billion VNDRepayment terms from 3 to 18 months
💰 Finance
(23)
ad-supported
10
VietMoney
VietMoney
VietMoney
by VIET MONEY JOINT STOCK CORPORATION
Free

This financial service app provides a convenient channel for managing your finances. It offers a streamlined way to access financial services and information.

Convenient financial channelStreamlined financial servicesFinancial information access
💰 Finance
(6)
free
11
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Digital Banking - Đa tiện ích
Free

This digital banking app offers a comprehensive suite of financial services, including online account opening with virtual payment cards, diverse card options, and global online shopping capabilities. It provides fast, secure, and fee-free transactions, along with easy expense management and 24/7 customer support.

Online account openingVirtual payment cardsDiverse card selection
💰 Finance
(194)
free
12
Melodaddy
Melodaddy
Melodaddy
Music, Livestreams, & More
Free
🎵 Music
(0)
13
Timo Digital Bank by BVBank
Timo Digital Bank by BVBank
Timo Digital Bank by BVBank
Easy to use, 0 fees
Free

Manage your finances with a digital bank offering free withdrawals, transfers, and various investment and saving options. Easily pay bills, make international payments, and track your spending with smart financial tools.

Free 24/7 fast transfers to all banksTimoPay with link for easy money sharingQR Code payments and deposits
💰 Finance
(172)
free with in-app purchases
14
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
15
UniPay.mn
UniPay.mn
UniPay.mn
by Mongolian United Credit NBFI Limited Liability Company
Free

This fintech app offers digital lending services, saving you time and effort. It quickly assesses your credit eligibility to provide digital loans.

Digital lending servicesTime and effort savingQuick credit eligibility assessment
💰 Finance
(1)
free
16
Tugrug App
Tugrug App
Tugrug App
by Cash flow finance LLC
Free
💰 Finance
(0)
17
TPBank Mobile
TPBank Mobile
TPBank Mobile
by TienPhong Bank
Free

Manage your entire bank from your phone, anytime, anywhere. Open accounts instantly, make transactions, and enjoy unique features like voice payments and personalized account numbers. Experience a modern, digital banking service.

Instant online account openingNickname/Shopname as account numberFree money transfers
💰 Finance
(339)
free with in-app purchases
18
TUS fintech
TUS fintech
TUS fintech
Tus fintech
Free

This app provides digital loan services through a smartphone application. Users can apply for unsecured loans ranging from 100,000 to 1,500,000 MNT with flexible repayment terms. It offers both instant digital loans and larger contract loans after an in-person agreement.

Digital loan applicationsUnsecured loan optionsFlexible repayment terms
💰 Finance
(4)
free
19
mConnect CG
mConnect CG
mConnect CG
by M.C.T. FZE Limited Liability
Free
🛍️ Shopping
(0)
20
Pocket.mn
Pocket.mn
Pocket.mn
Invescore Wallet
Free

This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.

Online loan servicesBuy Now, Pay Later (BNPL)AI-driven credit scoring
💰 Finance
(31)
free

FAQ about Mcredit

What are the best mcredit apps for iPhone?
Mcredit - Tài chính thông minh tops our mcredit apps ranking as of August 2026, with a 2.3-star average from 62 App Store ratings, and it's free to download.
Yes — 20 of the top mcredit apps we rank are free to download, including Mcredit - Tài chính thông minh and M Credit.
Mcredit - Tài chính thông minh shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 45+ mcredit apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
To be eligible for a loan with Mcredit, you need a minimum monthly income of 3,000,000 VND.
Mcredit offers cash loans with a maximum limit of up to 100,000,000 VND.

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