Best Mcredit Apps

224+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

The best mcredit apps on iPhone average 4.1★ across 224+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Mcredit Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mcredit - Tài chính thông minhMcredit - Tài chính thông minhFree2.3★ (62)YesNoJul 2026
2M CreditM CreditFree4.8★ (24)NoNoJul 2026
3CAKE - Digital Bankin‪gCAKE - Digital Bankin‪gFree4.5★ (530)NoNoJul 2026
4Viettel MoneyViettel MoneyFree4.7★ (5.7K)NoNoJul 2026
5HD SaisonHD SaisonFree2.1★ (7)NoNoJul 2026
6MB BankMB BankFree4.8★ (24K)NoNoJul 2026
7VietCreditVietCreditFree1.6★ (21)NoNoJul 2026
8F88 OnlineF88 OnlineFree3.9★ (20)YesNoJul 2026

Top Picks for Mcredit

M Credit#2

M Credit by Solomon Investments NBFI LLC

М Кредит зээлийн апп
Strong Contender
💰 Finance
4.8(24 ratings)
Free
M Credit screenshot 1
M Credit screenshot 2
M Credit screenshot 3
M Credit screenshot 4
M Credit screenshot 5
M Credit screenshot 6

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

4.5😞(530 ratings)
Free
CAKE - Digital Bankin‪g screenshot 1
CAKE - Digital Bankin‪g screenshot 2

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

What We Love

  • 🚀 Fast loan disbursement
  • 👍 Easy and quick registration
  • 👍 Good for emergencies
  • 👍 High interest rates for savings

Room to Improve

  • ⚠️ High fees and charges
  • ⚠️ Deceptive practices
  • ⚠️ Poor customer service

More Mcredit apps to explore

4
Viettel Money
Viettel Money
Viettel Money
by Viettel Telecom
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(5.7K)
free
5
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(7)
free
6
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(24K)
free
7
VietCredit
VietCredit
VietCredit
by VietCredit Finance Joint Stock Company
Free

Manage your credit card with ease, including activation, transaction tracking, and PIN management. Enhance security with biometric login and Smart OTP authentication. Access financial flexibility and support for your credit card needs.

Credit card managementCard activation and status updatesOnline payment control
💰 Finance
(21)
free
8
F88 Online
F88 Online
F88 Online
by F88 BUSINESS JOINT STOCK COMPANY
Free

This app provides a fast and convenient way to apply for loans using your vehicle registration. It offers loan amounts from 3 million to 2 billion VND with repayment terms of 3 to 18 months. Various loan packages and flexible repayment options are available.

Loan application via vehicle registrationLoan amounts from 3 million to 2 billion VNDRepayment terms from 3 to 18 months
💰 Finance
(20)
ad-supported
9
VietMoney
VietMoney
VietMoney
by VIET MONEY JOINT STOCK CORPORATION
Free

This financial service app provides a convenient channel for managing your finances. It offers a streamlined way to access financial services and information.

Convenient financial channelStreamlined financial servicesFinancial information access
💰 Finance
(6)
free
10
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.

100% online consumer loan applicationQuick loan approvalFast loan disbursement
💰 Finance
(454)
free
11
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Digital Banking - Đa tiện ích
Free

This digital banking app offers a comprehensive suite of financial services, including online account opening with virtual payment cards, diverse card options, and global online shopping capabilities. It provides fast, secure, and fee-free transactions, along with easy expense management and 24/7 customer support.

Online account openingVirtual payment cardsDiverse card selection
💰 Finance
(177)
free
12
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(657)
free
13
Bulbank Mobile
Bulbank Mobile
Bulbank Mobile
by UniCredit Bulbank
Free

Manage your finances conveniently from your mobile device. Perform local and international transfers, pay bills, track expenses with detailed analysis, and apply for new banking products digitally. Secure online payments and card management are also available.

Local and international transfersMobile number transfersUtility bill and tax payments
💰 Finance
(1.5K)
free
14
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
15
m-ba
m-ba
m-ba
by UniCredit Bank d.d.
Free

Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and manage cards. It offers secure login, contactless payments, and budgeting tools for complete financial oversight.

Account balance and transaction overviewBill paymentsInternational payments
💰 Finance
(1.2K)
free
16
On-Credit
On-Credit
On-Credit
by SIROKO FINANS, TOV
Free

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

Online loan consultingLoan application guidanceUp to 20,000,000 VND loans
💰 Finance
(16)
free with in-app purchases
17
GIMO - Nhận lương sớm 24/7
GIMO - Nhận lương sớm 24/7
GIMO - Nhận lương sớm 24/7
by GIMO JOINT STOCK COMPANY
Free

Access a comprehensive employee benefits platform offering early salary access, discounted phone top-ups, expense tracking, and exclusive gift rewards. Empower your financial decisions and build a brighter future with flexible choices.

Early salary access 24/7Discounted phone top-upsExpense tracking
💼 Business
(42)
free with in-app purchases
18
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(10K)
free with in-app purchases
19
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
20
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases

FAQ about Mcredit

What are the best mcredit apps for iPhone?
Mcredit - Tài chính thông minh tops our mcredit apps ranking as of July 2026, with a 2.3-star average from 62 App Store ratings, and it's free to download.
Yes — 20 of the top mcredit apps we rank are free to download, including Mcredit - Tài chính thông minh and M Credit.
Mcredit - Tài chính thông minh shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 224+ mcredit apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
To be eligible for a loan with Mcredit, you need a minimum monthly income of 3,000,000 VND.
Mcredit offers cash loans with a maximum limit of up to 100,000,000 VND.

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