Best Microloan App

10+ iOS apps curated and reviewed

4.1 avg rating
10 free apps
Updated June 2026

Possible is the household name in microloan app, but it's far from the only option. We track 10+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Microloan App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
2PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (32)NoNoAug 2026
3OFBOFBFree4.4★ (182)NoNoAug 2026
4DubeAleDubeAleFree3.5★ (20)NoNoMay 2026
5Loan catalogue online, moneyLoan catalogue online, moneyFree3.7★ (3)NoNoMay 2026
6DubeAle MerchantDubeAle MerchantFree5.0★ (1)NoNoMay 2026
7Cash Loan - calculator: control debt and restore creditCash Loan - calculator: control debt and restore creditFree5.0★ (1)NoNoAug 2026
8APEX: Mobile Online BankAPEX: Mobile Online BankFree3.1★ (9)YesNoAug 2026

Top Picks for Microloan App

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Editor's Choice
💰 Finance
4.8😐(134K ratings)
Free
#76in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
PayMe - Personal loan app#2

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Strong Contender
💰 Finance
3.6(32 ratings)
Free
PayMe - Personal loan app screenshot 1
PayMe - Personal loan app screenshot 2
PayMe - Personal loan app screenshot 3
PayMe - Personal loan app screenshot 4

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

OFB#3

OFB by OFB

Worth Considering
💰 Finance
4.4(182 ratings)
Free
OFB screenshot 1
OFB screenshot 2
OFB screenshot 3
OFB screenshot 4
OFB screenshot 5
OFB screenshot 6

Manage all your financial needs in one place. Pay bills, exchange currency, send money internationally, and access online loans and savings accounts with competitive terms. Enjoy convenience and выгодные условия for all your transactions.

More Microloan App apps to explore

4
DubeAle
DubeAle
DubeAle
by EAGLELION SYSTEM TECHNOLOGY PLC
Free

Access your Dube customer account to view credit balance, payment due dates, and payment summaries. Request credit increments and explore payment options. Seamlessly link with Dube Pay merchants for convenient transactions.

Account accessCredit balance reviewPayment due date tracking
💰 Finance
(20)
free
5
Loan catalogue online, money
Loan catalogue online, money
Loan catalogue online, money
Borrow, credit calculator
Free

This app helps you find and compare loan offers from various financial institutions. It includes a loan calculator to help you plan your budget and save important details about your loans.

Loan offer comparisonLoan calculatorBudget planning
💰 Finance
(3)
free
6
DubeAle Merchant
DubeAle Merchant
DubeAle Merchant
DubeAle Merchant
Free

Access your DubeAle account to view credit balance, minimum payments, and due dates. Request credit increments and explore payment options. Connect with DubeAle merchants for seamless in-app payments.

Account accessCredit balance reviewPayment due date tracking
💰 Finance
(1)
free
7
Cash Loan - calculator: control debt and restore credit
Cash Loan - calculator: control debt and restore credit
Cash Loan - calculator: control debt and restore credit
by Strelka Limited
Free

This application helps estimate consumer loan repayments with various early repayment scenarios and inflation considerations. It offers detailed calculation results that can be emailed or printed.

Loan repayment calculation (daily to yearly)Early repayment scenario evaluationInflation consideration
💰 Finance
(1)
free
8
APEX: Mobile Online Bank
APEX: Mobile Online Bank
APEX: Mobile Online Bank
Loans, Payments, Transfers
Free

Manage your daily finances with this mobile banking app. Apply for loans, make transfers, pay bills, and manage your cards and accounts securely. Features include fast login and online identification.

Online loans up to 100,000,000 UZSOnline deposits with rates up to 23%Free transfers to HUMO cards
💰 Finance
(9)
ad-supported
9
ayuta Pay
ayuta Pay
ayuta Pay
by Ayuta Pay LLC
Free
💰 Finance
(0)
10
KEP Trust
KEP Trust
KEP Trust
by SIGMA TECHNOLOGY SEE L.L.C.
Free
💰 Finance
(0)

FAQ about Microloan App

What is the best microloan app for iPhone?
Possible: Fast Cash & Credit tops our microloan app ranking as of June 2026, with a 4.8-star average from 134K App Store ratings, and it's free to download.
Yes — 10 of the top microloan app we rank are free to download, including Possible: Fast Cash & Credit and PayMe - Personal loan app.
Possible: Fast Cash & Credit has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 10+ microloan app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides fast cash advances and loans, allowing users to borrow up to $500 instantly. It also focuses on helping users build their credit history by reporting on-time payments to credit bureaus. The service aims to improve financial health and provide peace of mind.
Key features include borrowing up to $500 instantly, having no late or penalty fees ever, and the ability to pay over time in four installments. Users can easily link their bank account for direct deposit and payments. The app accepts applications with bad or no credit and allows payment rescheduling.