“The worst application.”
This is the worst application I have ever used, seriously. In my entire life, I have never experienced anything worse than this.
I have taken loans from many other platforms as well, but I have never faced this kind of experience with any of them.
I took a loan from this platform and cleared the entire amount before the due date — in fact, I paid it almost a month before the due date. I had no issues with the loan itself.
But after that, they started calling me every single day asking me to take another loan. They are making around 100–200 calls a day, which is extremely irritating and disturbing.
I have repeatedly told them that I am a working person and that they should not call me so frequently because it causes problems for me at work. But they simply do not understand.
I am honestly tired of explaining this to them.
Please consider taking a loan from another platform, but I strongly recommend staying away from this one. Once you take a loan from them, they just don’t stop calling you.
They call from around 8 AM until 10 PM. Imagine receiving 100–200 calls a day just to convince you to take another loan.
This is extremely frustrating and completely unacceptable. I would not recommend this application to anyone.
I have taken loans from many other platforms as well, but I have never faced this kind of experience with any of them.
I took a loan from this platform and cleared the entire amount before the due date — in fact, I paid it almost a month before the due date. I had no issues with the loan itself.
But after that, they started calling me every single day asking me to take another loan. They are making around 100–200 calls a day, which is extremely irritating and disturbing.
I have repeatedly told them that I am a working person and that they should not call me so frequently because it causes problems for me at work. But they simply do not understand.
I am honestly tired of explaining this to them.
Please consider taking a loan from another platform, but I strongly recommend staying away from this one. Once you take a loan from them, they just don’t stop calling you.
They call from around 8 AM until 10 PM. Imagine receiving 100–200 calls a day just to convince you to take another loan.
This is extremely frustrating and completely unacceptable. I would not recommend this application to anyone.
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Not helpful
I have been having an issue with the app on trying to set up an auto pay but it keeps getting rejected…call their support but no help all they said it they will check with the backend team..i even tried calling my bank thinking it’s from their end but no everything is good from my bank end…even after them getting my limit upgraded they still couldn’t help in resolving the main issue of setting up a e mandate, raise a ticket twice got a call same thing please try again sometime later we will connect with the backend team and get back to you don’t worry it will get resolved but three days same issue..not something like you posted financial free but not solving issues that BS
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The app blocks you after permissions. Don’t allow, don’t use app
The app wants permission into your phone. Then, it ghosts you.
Do not even go for it , I took out 17,300 and pad 23600 for 9 months
At first it showed the loan amount as 20000, but after processing fee the amount I got in my account was just 17,300.
There is no foreclosure option for first 4 months, and very high interest rate, very high processing fee charges,I had to wait out my tenure to repay the loan in order avoid any other unnecessary expenses levied by this platform, despite all those there is 2.5 rs platform fee for every transaction, this is open looting , I am never gonna take single loan in this platform ever again,
There is no foreclosure option for first 4 months, and very high interest rate, very high processing fee charges,I had to wait out my tenure to repay the loan in order avoid any other unnecessary expenses levied by this platform, despite all those there is 2.5 rs platform fee for every transaction, this is open looting , I am never gonna take single loan in this platform ever again,
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Faltu app Fake app 😡
Fake app
Repayment issue
“I spoke with a Payme recovery agent and paid my EMI amount. They told me that the extra amount showing would be removed within 24 hours, but it has been 3 days and I haven’t received any resolution. On top of that, they are still charging daily interest even after the payment.
There is no proper contact number available—only email support, and they keep forwarding the same email again and again. There is no person to talk to, no customer executive available. This is very frustrating and helpless. I would never recommend this service.
Their executives behave poorly as well—if you don’t make the payment, they start calling your family within 2 days, and even after you pay, they don’t respond and keep adding interest. This app seems fake.”
There is no proper contact number available—only email support, and they keep forwarding the same email again and again. There is no person to talk to, no customer executive available. This is very frustrating and helpless. I would never recommend this service.
Their executives behave poorly as well—if you don’t make the payment, they start calling your family within 2 days, and even after you pay, they don’t respond and keep adding interest. This app seems fake.”
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I have already repaid the whole loan in advance but still I am not eligible for a new credit line
Very sad and disappointing bcoz I have already repaid my existing loan in advance to increase my credit limit, but after my payment was done, i received a sanction letter of 60 k on my email id and after sometime I received a screen msg saying you are not eligible for new loan, try after 90 days, very difficult to trust them. If I am not eligible then how the sanction letter of 60k came to my email id ??? Plz explain
This shows their incompetence and unworthy for trust ☹️
This shows their incompetence and unworthy for trust ☹️
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30% Interest and Slow Service – Avoid!
This is one of the worst loan apps I’ve ever used. The PayMe Loan App falsely claims to provide instant loans, but in reality, it takes more than a day to sanction, which is completely misleading.
Even worse, the app charges an outrageous 30% interest rate, which is nothing short of exploitation. There is no proper transparency, and the entire experience feels unreliable and untrustworthy.
I strongly advise people to stay away from this app unless you’re ready to deal with delays and extremely high charges. Very disappointing service.
Even worse, the app charges an outrageous 30% interest rate, which is nothing short of exploitation. There is no proper transparency, and the entire experience feels unreliable and untrustworthy.
I strongly advise people to stay away from this app unless you’re ready to deal with delays and extremely high charges. Very disappointing service.
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Thanks payme group
വളരെയധികം നന്ദി ഉണ്ട്
Don’t waste ur time
They steal your money
Especially if you’re from middle class please don’t get into this it’s a roll over trap
I used the PayMe app and completed my repayments as required. However, despite maintaining timely payments, the overall experience was unsatisfactory and lacked transparency.
The app promotes quick and supportive lending, but in practice, users are subjected to unclear terms, repeated follow-ups, and limited clarity on eligibility, re-loan criteria, and additional conditions. Important details are either not disclosed upfront or communicated only after payments are made, which creates confusion and stress for borrowers.
Based on my personal experience, this app does not provide the level of transparency or customer-centric support expected from a financial service, particularly for middle-class users who depend on clear communication during financial difficulty.
I would not recommend this app to anyone seeking fair and transparent lending.
The app promotes quick and supportive lending, but in practice, users are subjected to unclear terms, repeated follow-ups, and limited clarity on eligibility, re-loan criteria, and additional conditions. Important details are either not disclosed upfront or communicated only after payments are made, which creates confusion and stress for borrowers.
Based on my personal experience, this app does not provide the level of transparency or customer-centric support expected from a financial service, particularly for middle-class users who depend on clear communication during financial difficulty.
I would not recommend this app to anyone seeking fair and transparent lending.
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Good user experience
The app has a pretty good user experience, and the disbursement process is pretty straightforward as well, just the continuous calls before the payment period are annoying, I have never been late instead pay early, so maybe you can atleast screen the recovery response accordingly.
Fraud!
Dont ever take loan from this app... they will harrass you for no reason... i took a loan once and that was my biggest mistake... they will start calling us before 3-4 days of the emi date... first they give you 4-5 IVR calls then after that their recovery agents starts calling us... even when i told them i will pay one day earlier from the Repayment date still they forced me to do repayment 2-3 days earlier. When i refused they started to talk in a very rude manner. We are taking loans from you and giving a heavy intrest rate not to handle your ill mannered agents... i repayed the loan last year still i get the call from their side everyday... i block each and every number still they give call from a new number everyday..... now if you dont stop giving me a calls i will issue a legal notice against you. I m done with this non sense.
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Fack app
Fack app
Harassing app
Never take loan from here they will provide you loan 5k and loan amount will be 10k and interesting part is u will not know when you taking loan after taken loan they will ask you money back within 7 days and if you will tell them I will not pay money and tell them this situation they start threatening you call you again and again via whatsup also tell you that they spread wrong or edit picks with your relatives because at the time loan taken you already given permission then of your contact details and I don’t know why still Indian government didn’t take any action against this application
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Worst ever customer service
I just tried to check my loan eligibility and they proceed that by applying without my knowledge, I tried reaching customer service but no response later on after a weeks time they have disbursed the amount to my account . I just missed my repayment just by couple of hours , collections team called me and threatened me that I need to make the repayment now using the link , I just mentioned please be careful with your words and not to harassment but he used unparliamentary words. One of the worst application I ever came across this is scam and the amount that v need to repay is showing double the time .
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kainis
ANG BAGAL MAG SEND NG OTP pag aantayin ka ng matagal tapos hinid ka naman i aapproves
Loan disbursed issue
I am writing to follow up regarding my loan application with PayMe. All required documents have been signed and submitted more than 48 hours ago. However, I have yet to receive the disbursement of the loan amount.
I would appreciate it if you could provide an update on the status of my application and clarify the reason for the delay. Your prompt response would be greatly appreciated, as this matter is time-sensitive.
Thank you for your attention to this issue. I look forward to your feedback.
I would appreciate it if you could provide an update on the status of my application and clarify the reason for the delay. Your prompt response would be greatly appreciated, as this matter is time-sensitive.
Thank you for your attention to this issue. I look forward to your feedback.
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Worst experience
The loan money i applied for is still not credited in my bank account after 5days.. what a worst app for loan.. only harassment.. no way to contact the customer support via phone.. i mailed to their email but no response .. no one contact to mefrom their side.. they only call u every day and they told you to take a loan..and also u will get call from them daily ,10 days before repayment date..customer service number is automated.. no one is picking the call…today im going to complain on cybersecurity and fraud to consumer cases..the loan account is showing active in my cibil.. but surprisingly the loan amount i dont get🙂
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No work this app
Bhut hi bekar h 100 rupya kha liya score hi nhi banta froud h
