Best Money Budget Tracker Free Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Finding the right money budget tracker free apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Money Budget Tracker Free Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesSep 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8โ˜… (4.8K)NoNoSep 2026
3Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesSep 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6โ˜… (13K)NoYesSep 2026
5Milo: Your Money GuideMilo: Your Money GuideFree4.8โ˜… (1.1K)NoYesSep 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesSep 2026
7Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9โ˜… (110K)NoYesSep 2026
8Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesSep 2026

Top Picks for Money Budget Tracker Free

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#62in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors
  • ๐Ÿ—“๏ธ Helpful calendar and transaction views
  • ๐Ÿงฎ Detailed budgeting and tracking features
  • ๐Ÿ”’ Secure manual data entry (no bank connections)
  • ๐Ÿ’ป Seamless cross-device sync via iCloud

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian banks/accounts
  • ๐Ÿ”€ Difficulty moving money between budgets
  • ๐Ÿ•ฐ๏ธ Inconsistent date range/rollover behavior
4.8๐Ÿ˜Š(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿš€ Quick expense entry
  • ๐Ÿ‘ Customizable categories
  • ๐Ÿ‘ Helpful data visualization
  • ๐Ÿš€ Convenient widget
  • ๐Ÿ‘ Straightforward and efficient

Room to Improve

  • ๐Ÿ› Missing recurring expense feature
  • ๐Ÿ› Limited date range view
  • ๐Ÿ› Lack of income tracking
  • ๐Ÿ› Inability to attach receipts
  • ๐Ÿ› Inconsistent date format display
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions
  • ๐Ÿ—‚๏ธ Multiple accounts and categories
  • ๐Ÿ”’ Secure with passcode/biometrics
  • ๐ŸŒ Syncs across devices
  • ๐Ÿ—“๏ธ Customizable time periods
  • ๐ŸŽจ Attractive and intuitive interface

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories
  • ๐Ÿ’ฐ Paid upgrade required for some features
  • ๐Ÿ“ˆ Limited budget tracking within categories

More Money Budget Tracker Free apps to explore

FAQ about Money Budget Tracker Free

What are the best money budget tracker free apps for iPhone?
Budget app - spending tracker tops our money budget tracker free apps ranking as of September 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 249+ money budget tracker free apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.