Best Money Budget Tracker Free Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Finding the right money budget tracker free apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Money Budget Tracker Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesAug 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8โ˜… (4.8K)NoNoAug 2026
3Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesAug 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6โ˜… (13K)NoYesAug 2026
5Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9โ˜… (106K)NoYesAug 2026
6Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesAug 2026
7EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesAug 2026
8MoolaCon: Easy Expense TrackerMoolaCon: Easy Expense TrackerFreeโ€”NoYesJul 2026

Top Picks for Money Budget Tracker Free

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿš€ Quick expense entry
  • ๐Ÿ‘ Customizable categories

Room to Improve

  • ๐Ÿ› Missing recurring expense feature
  • ๐Ÿ› Limited date range view
  • ๐Ÿ› Lack of income tracking
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories

More Money Budget Tracker Free apps to explore

4
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
๐Ÿ’ฐ Finance
(13K)
freemium
5
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
๐Ÿ’ฐ Finance
(106K)
free with in-app purchases
6
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Track income, budget, expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.6K)
free with in-app purchases
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
๐Ÿ’ฐ Finance
(84K)
free with in-app purchases
8
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
๐Ÿ’ฐ Finance
(0)
9
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
๐Ÿ’ฐ Finance
(0)
freemium
10
SabiFunds - Money Manager
SabiFunds - Money Manager
SabiFunds - Money Manager
Expenses, budgets & projects
Free

Manage your money, track expenses, and plan budgets with this comprehensive financial tool. Organize finances into projects, monitor spending across multiple currencies, and gain smart insights into your financial habits. Secure bank connections and AI assistance are available.

Organize finances into projectsProject budget trackingMulti-currency money tracking
๐Ÿ’ฐ Finance
(0)
free with in-app purchases
11
Coiny: Budget Expense Tracker
Coiny: Budget Expense Tracker
Coiny: Budget Expense Tracker
Money Manager - Budget Planner
Free

Easily track daily expenses, set budgets, and monitor spending habits. Gain insights into your financial health with detailed reports and manage multiple payment methods in one place.

Record expenses with categoriesSet budgets and track progressGenerate expense and income reports
๐Ÿ’ฐ Finance
(25)
ad-supported
12
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
๐Ÿ“Š Productivity
(3.9K)
subscription
13
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Know when your money runs out.
Free

This app provides a clear daily view of your financial runway, showing how many days your current balance will last. It helps you understand spending's impact on your available time and forecasts future financial scenarios.

Daily financial runway calculationSpending impact analysisSafe spending recommendations
๐Ÿ’ฐ Finance
(7)
freemium
14
Budget & Expense Tracker
Budget & Expense Tracker
Budget & Expense Tracker
Manage your expenses directly
Free

Easily track your daily expenses and manage your finances with this straightforward money manager. Record transactions in one click, categorize spending for detailed insights, and visualize your financial activity with informative charts. Plan budgets, track debts, and monitor savings to achieve your financial goals.

Instant transaction recordingCategory-based expense trackingFinancial activity charts
๐Ÿ“Š Productivity
(1)
ad-supported
15
Bucket Money: Budget Tracker
Bucket Money: Budget Tracker
Bucket Money: Budget Tracker
Envelope budgeting made simple
Free
๐Ÿ’ฐ Finance
(0)
16
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
๐Ÿ’ฐ Finance
(0)
17
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Family & Couples Daily Planner
Free

This app helps you track your spending and gain awareness of your financial habits. It categorizes expenses, facilitates cost-sharing, and provides insights to help you make smarter money decisions. It's designed for individuals, families, and friends to manage daily budgets and trips.

Expense categorizationCost splittingSpending analytics
๐Ÿ’ฐ Finance
(0)
free
18
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
๐Ÿ’ฐ Finance
(6.2K)
free with in-app purchases
19
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Personal Finance/Money Manager
Free

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

100% free foreverInsightful expenditure breakdownsBudget creation and tracking
๐Ÿ’ฐ Finance
(304)
free
20
Money Budget - Expense Tracker
Money Budget - Expense Tracker
Money Budget - Expense Tracker
Manage Your Money Easily
Free
๐Ÿ’ฐ Finance
(0)

FAQ about Money Budget Tracker Free

What are the best money budget tracker free apps for iPhone?
Budget app - spending tracker tops our money budget tracker free apps ranking as of August 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ money budget tracker free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.