Best Mortgage Early Payoff Apps

228+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our mortgage early payoff list covers 228+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Mortgage Early Payoff Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7โ˜… (2.6K)YesNoAug 2026
2Rocket MortgageRocket MortgageFree4.9โ˜… (177K)NoNoAug 2026
3Your Mortgage OnlineYour Mortgage OnlineFree4.9โ˜… (31K)NoNoAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6โ˜… (22K)YesYesAug 2026
5UHM MortgageUHM MortgageFree4.8โ˜… (7.2K)NoNoAug 2026
6Mortgage Early Payoff (JG)Mortgage Early Payoff (JG)$19.99โ€”NoNoJul 2026
7Lakeview MortgageLakeview MortgageFree4.8โ˜… (20K)NoNoAug 2026
8MortgageQuestionsMortgageQuestionsFree4.8โ˜… (52K)NoNoAug 2026

Top Picks for Mortgage Early Payoff

RECalc Mortgage Calculator#1

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(2.6K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Powerful and flexible
  • ๐Ÿ’ก Includes amortization table
  • ๐Ÿš€ Quick calculations

Room to Improve

  • ๐Ÿ› Unintuitive user interface
  • ๐Ÿ› Lack of instructions or tutorials
  • ๐Ÿ› Calculation issues for some users
Rocket Mortgage#2

Rocket Mortgage by Rocket Mortgage, LLC

Mortgages made simple
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(177K ratings)
Free
Rocket Mortgage screenshot 1
Rocket Mortgage screenshot 2
Rocket Mortgage screenshot 3
Rocket Mortgage screenshot 4
Rocket Mortgage screenshot 5

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

What We Love

  • ๐Ÿš€ Easy and seamless application process
  • ๐Ÿ‘ Knowledgeable and responsive customer service
  • ๐Ÿ’ก Transparent loan options and information
  • ๐Ÿš€ Quick and efficient mortgage experience

Room to Improve

  • ๐Ÿ› Inconsistent communication and updates
  • ๐Ÿ”’ Concerns about credit score impact
  • ๐Ÿ› Miscommunication and changing loan details
Your Mortgage Online#3

Your Mortgage Online by DMI Software, Inc

Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(31K ratings)
Free
Your Mortgage Online screenshot 1
Your Mortgage Online screenshot 2
Your Mortgage Online screenshot 3
Your Mortgage Online screenshot 4
Your Mortgage Online screenshot 5
Your Mortgage Online screenshot 6

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient and fast payments
  • ๐Ÿ’ก Helpful information and account details
  • ๐Ÿ”’ Secure login process

Room to Improve

  • ๐Ÿ› Login issues with Face ID/Touch ID
  • ๐Ÿ› Glitches and app crashes
  • โฑ๏ธ Slow payment processing

More Mortgage Early Payoff apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
5
UHM Mortgage
UHM Mortgage
UHM Mortgage
by Union Home Mortgage Corp
Free

Manage your mortgage accounts conveniently on the go. Monitor loan balances, schedule payments, and view your home's estimated value and neighborhood data. Includes calculators for interest savings and payoff planning.

Monitor loan balance and activitySchedule one-time and recurring paymentsView estimated property value and equity
๐Ÿ’ฐ Finance
(7.2K)
free
6
Mortgage Early Payoff (JG)
Mortgage Early Payoff (JG)
Mortgage Early Payoff (JG)
Own your home in 7 years
$19.99
๐Ÿ“Š Productivity
(0)
7
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
๐Ÿ’ฐ Finance
(20K)
free
8
MortgageQuestions
MortgageQuestions
MortgageQuestions
by PHH Mortgage Corporation
Free

Access your mortgage account details, track property values, and view neighborhood sales. Make payments, manage autopay, and access important documents like statements and escrow information.

Account detailsEstimated home valuesNeighborhood sales data
๐Ÿ’ฐ Finance
(52K)
free
9
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
๐Ÿ’ฐ Finance
(111K)
free with in-app purchases
10
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
๐Ÿ’ฐ Finance
(5)
free
11
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
๐Ÿ’ฐ Finance
(437)
free with in-app purchases
12
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
๐Ÿ’ฐ Finance
(231)
free with in-app purchases
13
Onity Mortgage
Onity Mortgage
Onity Mortgage
by PHH Mortgage Corporation
Free
๐Ÿ’ฐ Finance
(0)
14
New American Funding
New American Funding
New American Funding
My Mortgage App
Free

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

Access loan informationMake paymentsReview payment history
๐Ÿ’ผ Business
(19K)
free
15
Fairway Now
Fairway Now
Fairway Now
by Fairway Independent Mortgage
Free

Apply for a mortgage in minutes, track your loan progress with real-time updates, and securely scan documents. Connect with loan officers and realtors, and explore home listings directly within the app.

Apply for loan in under 10 minutesReal-time loan progress trackingOne-click call/text to loan officers
๐Ÿ’ฐ Finance
(3K)
free
16
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
๐Ÿ’ฐ Finance
(121)
ad-supported
17
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
๐Ÿ’ฐ Finance
(313)
ad-supported
18
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
๐Ÿ’ฐ Finance
(55)
ad-supported
19
Mr. Cooper
Mr. Cooper
Mr. Cooper
Revolutionary home loan tools.
Free

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

Make mortgage paymentsTrack home value and equityExplore refinance options
๐Ÿ’ฐ Finance
(106K)
free
20
Newrez
Newrez
Newrez
Your mortgage, our commitment
Free

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

View loan balance and payment detailsMake one-time or scheduled paymentsEdit autopay settings
๐Ÿ’ฐ Finance
(40K)
free

FAQ about Mortgage Early Payoff

What are the best mortgage early payoff apps for iPhone?
RECalc Mortgage Calculator tops our mortgage early payoff apps ranking as of July 2026, with a 4.7-star average from 2.6K App Store ratings, and it's free to download.
Yes โ€” 19 of the top mortgage early payoff apps we rank are free to download, including RECalc Mortgage Calculator and Rocket Mortgage.
RECalc Mortgage Calculator shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 228+ mortgage early payoff apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
RECalc Mortgage Calculator can compute monthly payments, loan terms, interest rates, and loan amounts. It also performs standard mathematical calculations and supports semi-annual compounding for Canadian amortization. You can view detailed loan summaries and amortization tables, and then email or save these calculations for future reference.
Key features include the ability to calculate core mortgage variables, a built-in traditional calculator, support for semi-annual compounding, and the generation of loan summaries and amortization tables. Users can also email these details or save them for later access.