Best Mortgage Rate Calculator Apps

243+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

The best mortgage rate calculator apps on iPhone average 4.4★ across 243+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Mortgage Rate Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (106K)YesNoOct 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
3RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoOct 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (125)YesNoOct 2026
5Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesOct 2026
6Rocket MortgageRocket MortgageFree4.9★ (181K)NoNoOct 2026
7Mortgage Calculator.Mortgage Calculator.Free—YesNoMay 2026
8Mortgage Calculator PlusMortgage Calculator PlusFree3.2★ (12)YesYesOct 2026

Top Picks for Mortgage Rate Calculator

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(106K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
RECalc Mortgage Calculator#3

RECalc Mortgage Calculator by 3magic

Mortgage/loan calculator
Worth Considering
💰 Finance
4.7😊(2.8K ratings)
FreeAds
RECalc Mortgage Calculator screenshot 1
RECalc Mortgage Calculator screenshot 2
RECalc Mortgage Calculator screenshot 3
RECalc Mortgage Calculator screenshot 4
RECalc Mortgage Calculator screenshot 5

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

What We Love

  • 👍 Easy to use
  • 🚀 Powerful and flexible
  • 💡 Includes amortization table
  • 🚀 Quick calculations
  • 👍 Convenient for clients and real estate agents
  • 👍 Accurate results

Room to Improve

  • 🐛 Unintuitive user interface
  • 🐛 Lack of instructions or tutorials
  • 🐛 Calculation issues for some users
  • 💡 Missing features like HOA, taxes, PMI calculation

More Mortgage Rate Calculator apps to explore

FAQ about Mortgage Rate Calculator

What are the best mortgage rate calculator apps for iPhone?
Loan Calculator‰ tops our mortgage rate calculator apps ranking as of October 2026, with a 4.9-star average from 106K App Store ratings, and it's free to download.
Yes — 20 of the top mortgage rate calculator apps we rank are free to download, including Loan Calculator‰ and Mortgage Pal - Loan Calculator.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 243+ mortgage rate calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.