Manage your daily finances with this app designed for South Africans. Send and receive money instantly, earn cashback, and track your spending. Split funds for savings and daily use, and create payment requests.
Instapay Chips by OMNEA PTY LTD






46+ iOS apps curated and reviewed
Instapay Chips is the household name in omnea pty ltd, but it's far from the only option. We track 46+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 | Free | 5.0★ (1) | No | No | Aug 2026 | ||
| 2 | Free | — | No | No | May 2026 | ||
| 3 | Free | 5.0★ (2) | No | No | May 2026 | ||
| 4 | Free | — | No | No | Aug 2026 | ||
| 5 | Free | — | No | No | May 2026 | ||
| 6 | Free | — | No | Yes | Oct 2026 | ||
| 7 | Free | 2.5★ (8) | No | Yes | May 2026 | ||
| 8 | Free | — | No | No | Oct 2026 |






Manage your daily finances with this app designed for South Africans. Send and receive money instantly, earn cashback, and track your spending. Split funds for savings and daily use, and create payment requests.






This app facilitates instant transactions and payments through various networks like CHIPS®, Masterpass, wiCode, and SnapScan. It also allows users to purchase prepaid products, withdraw cash, and send money instantly with transparent fees.



This app helps you grow your money with up to 6% interest on positive balances and offers a secure digital wallet for effortless financial management. It provides multiple payment options, easy top-ups, lifestyle bill payments, and detailed transaction analytics.