Best Open Road Lending Apps

250+ iOS apps curated and reviewed

3.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good open road lending apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Open Road Lending Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Open Road FinanceOpen Road FinanceFree1.0★ (1)NoNoJul 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoAug 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
5RefiJetRefiJetFree2.5★ (17)NoNoJul 2026
6Select Lending ServicesSelect Lending ServicesFreeNoNoJun 2026
7Vision Lending ServicesVision Lending ServicesFreeNoNoJun 2026
8TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7★ (47K)YesNoAug 2026

Top Picks for Open Road Lending

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(38K ratings)
Free
#75in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Open Road Lending apps to explore

4
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
5
RefiJet
RefiJet
RefiJet
by Yield Solutions Group, LLC
Free

Streamline your auto refinance process with secure communication and document management tools. Connect with a dedicated team via instant messaging and video calls, share files, and e-sign agreements seamlessly.

Instant messagingVideo meetingsSecure file sharing
💼 Business
(17)
free
6
Select Lending Services
Select Lending Services
Select Lending Services
by Select Lending Services LLC
Free
💰 Finance
(0)
7
Vision Lending Services
Vision Lending Services
Vision Lending Services
by Vision Lending Services, LLC
Free
💰 Finance
(0)
8
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
9
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(88K)
free
10
Elite Home Lending Group
Elite Home Lending Group
Elite Home Lending Group
by Preston Home Loans LLC
Free
💰 Finance
(0)
11
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
12
At Home Lending
At Home Lending
At Home Lending
by At Home Lending, LLC
Free
💰 Finance
(0)
13
Blue Harbor Lending App
Blue Harbor Lending App
Blue Harbor Lending App
by Belem Servicing LLC
Free
💰 Finance
(0)
14
Auto Loan Calculator: Car Loan
Auto Loan Calculator: Car Loan
Auto Loan Calculator: Car Loan
Payoff your auto loan debt
Free

Easily calculate your monthly car loan payments, including interest, down payments, trade-ins, and dealer fees. Plan your budget with detailed amortization schedules and understand the total cost of your auto loan.

Calculate monthly paymentsInclude down payment, trade-in, and dealer feesEnter sales tax and annual interest rate
💰 Finance
(3)
ad-supported
15
McCaughan Home Lending
McCaughan Home Lending
McCaughan Home Lending
by Lower, LLC
Free
💰 Finance
(0)
16
Delta Lending
Delta Lending
Delta Lending
by ALAMEDA MORTGAGE CORPORATION
Free
💰 Finance
(0)
17
EPIQ LENDING
EPIQ LENDING
EPIQ LENDING
by EVO Home Loans, LLC
Free
💰 Finance
(0)
18
Together: Common sense lending
Together: Common sense lending
Together: Common sense lending
by Together Financial Services Limited
Free

Apply for secured loans and mortgages paperlessly. Upload documents, sign agreements, and track your application's progress securely. Get updates and ask questions without needing to call.

Paperless loan and mortgage applicationsSecure document uploadDigital document signing
💰 Finance
(0)
free
19
Car Loan Calculator Tools
Car Loan Calculator Tools
Car Loan Calculator Tools
Auto Loan Calculator
Free

This app helps potential car buyers estimate car loan details. It calculates monthly installments, loan amounts, and total interest paid without needing an internet connection. It's intended for general awareness and not as financial advice.

Car loan calculationMonthly installment estimationLoan amount calculation
🔧 Utilities
(4)
free
20
Preferred Lending Services
Preferred Lending Services
Preferred Lending Services
by Newrez LLC
Free
💼 Business
(0)

FAQ about Open Road Lending

What are the best open road lending apps for iPhone?
Open Road Finance tops our open road lending apps ranking as of July 2026, with a 1.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top open road lending apps we rank are free to download, including Open Road Finance and Upstart: Personal Loans + More.
Open Road Finance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ open road lending apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
You can make and schedule your Open Road payment in real-time directly through the app. The interface is designed to be fast and easy for all users.
Yes, the app allows you to view your complete payment history. This feature helps you keep track of all your transactions.