Best Personal Expenses Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Finding the right personal expenses tracker apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Personal Expenses Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (19K)YesYesAug 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
5Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesAug 2026
6Personal Expenses TrackerPersonal Expenses TrackerFreeNoNoMay 2026
7Budgeting App - Spend TrackerBudgeting App - Spend TrackerFree4.7★ (75)NoYesAug 2026
8EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026

Top Picks for Personal Expenses Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Money Manager Expense & Budget#2

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
Money Manager Expense & Budget screenshot 2
Money Manager Expense & Budget screenshot 3
Money Manager Expense & Budget screenshot 4
Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#56in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Personal Expenses Tracker apps to explore

4
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
5
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Track income, budget, expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
6
Personal Expenses Tracker
Personal Expenses Tracker
Personal Expenses Tracker
Track Your Expenses
Free
💰 Finance
(0)
7
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Money Manager & Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
💰 Finance
(75)
free with in-app purchases
8
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
9
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(125K)
free with in-app purchases
10
Spendly Expense Tracker
Spendly Expense Tracker
Spendly Expense Tracker
Budget and Expense Tracker
Free
💰 Finance
(0)
11
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
12
Pave - Expense Tracker
Pave - Expense Tracker
Pave - Expense Tracker
Personal Finance & Budget
Free
💰 Finance
(0)
13
Ollie Expense Tracker
Ollie Expense Tracker
Ollie Expense Tracker
Shared and personal expenses
Free
💰 Finance
(0)
14
Spenzy: Expense Tracker App
Spenzy: Expense Tracker App
Spenzy: Expense Tracker App
Track expenses in seconds
Free
💰 Finance
(0)
15
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(794)
free with in-app purchases
16
Tappy - Daily Expense Tracker
Tappy - Daily Expense Tracker
Tappy - Daily Expense Tracker
Budget & spending, log in tap
Free

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

Log expenses in seconds without opening appBack Tap and Siri integrationHome and Lock Screen widgets
💰 Finance
(7)
freemium
17
Expenses — Spending Tracker
Expenses — Spending Tracker
Expenses — Spending Tracker
Track where your money goes
Free
💰 Finance
(0)
18
Spenso: Expense Tracker
Spenso: Expense Tracker
Spenso: Expense Tracker
Fast, private spending log
Free
💰 Finance
(0)
19
Budgetwise: Expense Tracker
Budgetwise: Expense Tracker
Budgetwise: Expense Tracker
Expenses & Smart Insights
Free
💰 Finance
(0)
20
Expense: Budget Tracker
Expense: Budget Tracker
Expense: Budget Tracker
Log your expenses easily
Free

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

Track expenses and incomeCreate multiple budgetsView transactions by category
💰 Finance
(7)
freemium

FAQ about Personal Expenses Tracker

What are the best personal expenses tracker apps for iPhone?
Spending Tracker tops our personal expenses tracker apps ranking as of August 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top personal expenses tracker apps we rank are free to download, including Spending Tracker and Money Manager Expense & Budget.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ personal expenses tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.

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