Best Personal Expenses Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Finding the right personal expenses tracker apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Personal Expenses Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8★ (20K)YesYesOct 2026
3Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (403K)YesYesOct 2026
4Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.8K)YesYesOct 2026
5Spendly Expense TrackerSpendly Expense TrackerFree—NoNoMay 2026
6NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoOct 2026
7Budget BestieBudget BestieFree4.7★ (3.2K)YesYesOct 2026
8Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026

Top Picks for Personal Expenses Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Money Manager Expense & Budget#2

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Strong Contender
💰 Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
Money Manager Expense & Budget screenshot 2
Money Manager Expense & Budget screenshot 3
Money Manager Expense & Budget screenshot 4
Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view
  • 🔍 Detailed expense tracking
  • 🧠 Insightful spending analysis

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
  • 💬 No option to add notes or comments
  • 📤 Inability to export data
Rocket Money - Bills & Budgets#3

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Worth Considering
💰 Finance
4.5😊(403K ratings)
FreeAdsIn-App Purchases
#3in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • 🚀 Comprehensive financial tracking
  • 👍 User-friendly interface
  • 💰 Helpful budgeting and savings features
  • 🔒 Secure account integration
  • 🤑 Ability to negotiate and lower bills
  • 📈 Provides credit score and financial insights

Room to Improve

  • 🐛 Buggy app performance and connectivity issues
  • 💸 Misleading or ineffective bill negotiation service
  • 🔍 Difficulty linking all accounts and transactions
  • 🔑 Requires access to sensitive financial information
  • 🕰 Lengthy setup and onboarding process

More Personal Expenses Tracker apps to explore

FAQ about Personal Expenses Tracker

What are the best personal expenses tracker apps for iPhone?
Spending Tracker tops our personal expenses tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top personal expenses tracker apps we rank are free to download, including Spending Tracker and Money Manager Expense & Budget.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ personal expenses tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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