Best Phone Card Reader Apps

249+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good phone card reader apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Phone Card Reader Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (605K)NoNoSep 2026
2Paymi: Tap to Pay Card ReaderPaymi: Tap to Pay Card ReaderFree4.8★ (4)NoYesSep 2026
3Mobile Reader 3.0Mobile Reader 3.0Free—NoNoSep 2026
4SumUp BusinessSumUp BusinessFree3.8★ (717)YesNoSep 2026
5ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoSep 2026
6NFC.cool Tools Tag ReaderNFC.cool Tools Tag ReaderFree4.5★ (6.7K)YesYesSep 2026
7Credit Card Terminal & ReaderCredit Card Terminal & ReaderFree2.9★ (14)NoNoSep 2026
8MyCardWallet.MyCardWallet.Free4.8★ (96K)NoNoSep 2026

Top Picks for Phone Card Reader

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(605K ratings)
Free
#27in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts

More Phone Card Reader apps to explore

FAQ about Phone Card Reader

What are the best phone card reader apps for iPhone?
Square Point of Sale (POS) tops our phone card reader apps ranking as of September 2026, with a 4.8-star average from 605K App Store ratings, and it's free to download.
Yes — 20 of the top phone card reader apps we rank are free to download, including Square Point of Sale (POS) and Paymi: Tap to Pay Card Reader.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ phone card reader apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.