Best Phone Card Reader Apps

249+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good phone card reader apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Phone Card Reader Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paymi: Tap to Pay Card ReaderPaymi: Tap to Pay Card ReaderFree4.0★ (5)NoYesOct 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (608K)NoNoNov 2026
3Mobile Reader 3.0Mobile Reader 3.0Free2.3★ (13)NoNoNov 2026
4Credit Card Terminal & ReaderCredit Card Terminal & ReaderFree2.9★ (14)NoNoOct 2026
5ReadID MeReadID MeFree4.7★ (5K)NoNoNov 2026
6ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoNov 2026
7SumUp BusinessSumUp BusinessFree3.8★ (737)YesNoNov 2026
8MPOS ReaderMPOS ReaderFree—NoNoMay 2026

Top Picks for Phone Card Reader

Paymi: Tap to Pay Card Reader#1

Paymi: Tap to Pay Card Reader by Paymi Limited

A card reader in your pocket.
Editor's Choice
💼 Business
4.0(5 ratings)
FreeIn-App Purchases
Paymi: Tap to Pay Card Reader screenshot 1
Paymi: Tap to Pay Card Reader screenshot 2
Paymi: Tap to Pay Card Reader screenshot 3
Paymi: Tap to Pay Card Reader screenshot 4
Paymi: Tap to Pay Card Reader screenshot 5
Paymi: Tap to Pay Card Reader screenshot 6

Transform your iPhone into a contactless card reader. Accept major credit cards, debit cards, and digital wallets instantly without bulky hardware. Ideal for businesses on the go, offering secure and easy payment processing.

Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(608K ratings)
Free
#16in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payment processing app helps businesses accept payments in person, online, or over the phone. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, simplifying operations and boosting revenue.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
2.3(13 ratings)
Free
Mobile Reader 3.0 screenshot 1
Mobile Reader 3.0 screenshot 2
Mobile Reader 3.0 screenshot 3

This application connects to MFI storage devices via a data line. It allows users to view files on their mobile phones and back them up to the connected storage device.

More Phone Card Reader apps to explore

FAQ about Phone Card Reader

What are the best phone card reader apps for iPhone?
Paymi: Tap to Pay Card Reader tops our phone card reader apps ranking as of October 2026, with a 4.0-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top phone card reader apps we rank are free to download, including Paymi: Tap to Pay Card Reader and Square Point of Sale (POS).
Paymi: Tap to Pay Card Reader has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ phone card reader apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.