Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.





248+ iOS apps & games curated and reviewed
Looking for free scratchpay plans apps and games? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 2.9★ (50) | No | No | Jul 2026 | |
| 2 | Free | 4.9★ (752K) | No | No | Aug 2026 | |
| 3 | Free | 4.5★ (6.3K) | No | No | Aug 2026 | |
| 4 | Free | 4.6★ (1.8K) | Yes | No | Aug 2026 | |
| 5 | Free | 4.8★ (112K) | No | No | Aug 2026 | |
| 6 | Free | 4.9★ (11K) | Yes | No | Aug 2026 | |
| 7 | Free | — | Yes | No | May 2026 | |
| 8 | Free | 5.0★ (2) | No | No | May 2026 |





Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.






Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.





Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.


Engage in a free scratch card experience with daily opportunities to reveal surprises and collect points. Complete fun challenges and watch for lucky symbols to unlock bonus rounds and multipliers. Enjoy relaxing gameplay with colorful visuals and satisfying effects.


Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.


Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.




This app helps you organize your daily life by managing your schedule, tracking your budget, and planning your meals. It's designed for individuals and families looking to reduce stress and improve clarity.


Engage in a world of simple, satisfying fun by scratching to reveal hidden surprises and collect points. Enjoy light-hearted entertainment with daily bonuses, fun challenges, and lucky symbols. This app offers easy, quick gameplay with bright graphics and smooth effects for your enjoyment.


Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.




Experience the thrill of Vegas-style scratch cards with dazzling animations and exciting jackpot opportunities. Discover a variety of scratch cards with unique rules and chances to win big. Spin the Lucky Wheel for bonus payouts and grand rewards.






This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.




Experience the thrill of lottery scratch-off tickets in a fun, stress-free game. Scratch hundreds of unique themes with realistic effects, playable offline on smartphones and tablets. Designed for entertainment purposes only.


Engage in a classic scratch card experience designed for entertainment. This game challenges you to scratch the board to reveal points and achieve the highest score. It's suitable for all ages and offers hours of engaging gameplay.


Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.


Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.