Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.
2.9(50 ratings)
Free
Top Picks for Scratchpay Plans
Get Paid Early: Cash Advance by StreamFunds Inc
Early paycheck. Instant moneyStrong Contender
💰 Finance
4.5😞(5.9K ratings)
Free
Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.
What We Love
- 🚀 Speedy recovery
- 🚀 Instant and Great
- 👍 Fixed my issues
- 👍 Fast when I needed it the most
Room to Improve
- 🐛 Frozen/No support from customer support
- 🐛 Horrible app
- 🐛 Not sure about this app
Afterpay: Pay over time by Afterpay Holdings Ltd
Shop Now. Split your payments.Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#31in Shopping
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
What We Love
- 🚀 Convenient payment plan
- 💳 No interest or hidden fees
- 🤝 Good customer service (initially)
- 📈 Increasing credit limit with usage
Room to Improve
- 🐛 App/website technical issues
- 🔒 Security and privacy concerns
- 🤖 Lack of human customer support
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ZayZoon - Wages On-Demand
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Instant wage accessAvoid payday loansOverdraft prediction
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My Benefits Accounts
by PlanSource Benefits Administration, Inc.
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View account balancesUpload receipts via photoSet customizable alerts
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free with in-app purchases6
Business Plan & Start
by Problemio
Free
This app guides users through creating a business plan and launching a startup. It offers tutorials, templates, and tools for private or collaborative planning. Users can also access community support and optional coaching for additional business help.
Business plan creationStartup guidanceInteractive tutorials
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(9)
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Scratch QuestPro
a scratch-off card game
Free
Embark on an exciting adventure with this scratch-off card game that offers diverse playstyles and progression. Level up as you play, earn rewards, and complete daily quests for extra prizes and new challenges. Enjoy flexible gameplay that adapts to your preferences, making each session fun and rewarding.
Multiple scratch-off card gamesProgression and level-up rewardsDaily quests and achievements
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(19K)
ad-supported8
Lottery Scratch Off Mahjong
40 kinds of scratchers!
Free
Experience the thrill of lottery scratch cards without any financial risk. This app offers 40 different scratcher tickets with realistic effects, providing endless amusement and a great way to pass the time. It's a fun, pressure-free alternative to real-money gambling.
40 scratcher ticketsRealistic scratching effectNo real money loss
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free with in-app purchases9
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free
Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.
Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
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(67K)
free10
Paycor Mobile
by Paycor, Inc
Free
Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.
View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
💼 Business
(34K)
free11
Eureka: Earn money for surveys
Make money, get paid cash
Free
Earn cash and gift cards by sharing your opinions through surveys and daily polls. New users can earn $5 within their first day. Rewards are sent via PayPal or can be redeemed for over 70 gift card options.
Earn cash for surveysDaily pay pollCheck-in for free money
🌟 Lifestyle
(559K)
free12
MyEasyPay
by Duvera Billing Services, LLC
Free
Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.
Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
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Money App - Cash Advance
by PRG Ventures, Inc.
Free
Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.
Access earned wages earlyNo interest or credit checksNo late or hidden fees
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(25K)
free with in-app purchases14
win by inwi
win
Free
This app offers a fully digital mobile plan with customizable internet and call allowances starting at an affordable monthly price. Users can easily manage, modify, and even pause their plan online, with flexible options to add data or minutes anytime. It provides a completely online experience for subscription, payment, and plan management.
100% digital mobile planCustomizable internet and call volumeStop, resume, and modify plan anytime
🔧 Utilities
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Sunny Beach Scratch
by Nanjing Yanyi Xushi Technology Co., Ltd
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Enjoy a relaxing scratch card experience with a sunny beach theme. Reveal cards to unlock summer-themed rewards and enjoy daily challenges. Simple, intuitive gameplay makes it perfect for casual fun anytime, anywhere.
Sunny beach themeScratch card gameplaySummer-themed rewards
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(718)
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Digital Planner – Task Journal
Routine List & Notes Tracker
Free
This app combines a daily planner with creative tools to organize your life and express your imagination. Create habit trackers, to-do lists, and reading lists, all while using colorful templates, stickers, and brushes. It also features AI art generation to add unique visuals to your pages.
Habit trackersTo-do listsReading and movie lists
📊 Productivity
(14K)
free with in-app purchases17
Scratch Story
by Guangzhou Jiyao Technology Co., Ltd.
Free
Engage in a unique game combining scratch card mechanics with world-building. Scratch off cards to earn resources and use them to restore vibrant environments like deserts, oceans, and beaches. Experience satisfying progression and visually enchanting gameplay.
Scratch-off card gameplayWorld restoration mechanicsResource collection and management
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Lucky Swipe
by JL CONSTRUCIVIL SAS
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Experience the thrill of simulated lottery scratch cards with vibrant designs and engaging gameplay. Discover a variety of themed cards, spin prize wheels, and complete quests to earn rewards. Enjoy a fun collection system and immersive visuals and sounds.
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Vegas Scratch Fortune
by Guangzhou Dafenqi Network Technology Co., Ltd.
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myFlexPay (powered by Stream)
Take control of your finances
Free
Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.
Access earned wages anytimeReal-time earnings trackingHigh-interest savings accounts
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