Best Simple Loan Apps

174+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Whether you're new to simple loan or looking for an upgrade, our curated collection of 174+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Simple Loan

Simple Loan#1

Simple Loan by Jim Corbo

Editor's Choice
πŸ’° Finance
5.0(1 ratings)
Free
Simple Loan screenshot 1
Simple Loan screenshot 2

Easily calculate monthly loan payments by inputting loan amount, term, and interest rate. This tool helps determine costs for various loan types like car loans or mortgages.

Vola: Cash Advance & Credit#2

Vola: Cash Advance & Credit by Checler Inc

Improve Credit health & Save
Strong Contender
πŸ’° Finance
4.6😞(33K ratings)
Free
Vola: Cash Advance & Credit screenshot 1
Vola: Cash Advance & Credit screenshot 2
Vola: Cash Advance & Credit screenshot 3
Vola: Cash Advance & Credit screenshot 4
Vola: Cash Advance & Credit screenshot 5

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

What We Love

  • πŸ‘ Helpful for financial emergencies
  • πŸš€ Quick response from customer service
  • πŸ’‘ Flexible repayment options

Room to Improve

  • πŸ› Inconsistent app functionality
  • πŸ”’ Concerns about data privacy and security
  • πŸ’€ Slow fund disbursement

More Simple Loan apps to explore

4
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
πŸ’° Finance
(28)
free with in-app purchases
5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
πŸ’° Finance
(133K)
free with in-app purchases
6
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
πŸ’° Finance
(43K)
subscription
7
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
πŸ’° Finance
(96K)
ad-supported
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
πŸ’° Finance
(446K)
subscription
9
Trailblazer Mortgage
Trailblazer Mortgage
Trailblazer Mortgage
by Trailblazer Mortgage L.L.C.
Free

This app simplifies the homebuying and lending process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also upload documents, access contact information, and stay updated on industry news.

Compare lending scenariosCalculate refinancing savingsDetermine homeownership affordability
πŸ’° Finance
(1)
free
10
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
πŸ’° Finance
(73K)
subscription
11
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
πŸ’° Finance
(170K)
free with in-app purchases
12
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Housing & Car Loan Calculator
Free

Easily calculate monthly loan installments, total interest, and payments for housing and car loans. Features include amortization schedules, prepayment savings, and dark mode. Share your calculations with others.

Monthly installment calculationTotal interest and payment trackingAmortization schedules
πŸ”§ Utilities
(1)
ad-supported
13
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
πŸ’° Finance
(28K)
subscription
14
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
πŸ’° Finance
(8.2K)
freemium
15
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
πŸ’° Finance
(107K)
free with in-app purchases
16
Cash Advance Loan Guide
Cash Advance Loan Guide
Cash Advance Loan Guide
Loan Simple Guide & Calculator
Free

Learn about various cash advance options, including credit card advances, merchant advances, and payday loans. Understand their pros, cons, and potential impact on your credit score. Includes a calculator to estimate returns.

Learn about cash advancesCredit card cash advancesMerchant cash advances
πŸ’° Finance
(20)
free
17
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
πŸ’° Finance
(170K)
free
18
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
πŸ’° Finance
(14K)
subscription
19
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
πŸ’° Finance
(289K)
subscription
20
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
πŸ’° Finance
(964)
free with in-app purchases

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