Best Simple Loan Apps

246+ iOS apps curated and reviewed

4.2 avg rating
19 free apps
Updated July 2026

Whether you're new to simple loan or looking for an upgrade, our curated collection of 246+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Simple Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Simple LoanSimple LoanFree5.0★ (1)NoNoMay 2026
2Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
3Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (3K)NoNoAug 2026
4PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (32)NoNoAug 2026
5Simple Loan Calculator ProSimple Loan Calculator ProFree3.0★ (1)YesNoMay 2026
6Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (208K)NoNoAug 2026
7Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (36K)NoNoAug 2026
8Simple Loan - CalculatorSimple Loan - Calculator$0.995.0★ (2)NoNoMay 2026

Top Picks for Simple Loan

Simple Loan#1

Simple Loan by Jim Corbo

Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Simple Loan screenshot 1
Simple Loan screenshot 2

Easily calculate monthly loan payments by inputting loan amount, term, and interest rate. This tool helps determine costs for various loan types like car loans or mortgages.

Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Strong Contender
💰 Finance
4.8😐(134K ratings)
Free
#87in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates

More Simple Loan apps to explore

4
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
5
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Housing & Car Loan Calculator
Free

Easily calculate monthly loan installments, total interest, and payments for housing and car loans. Features include amortization schedules, prepayment savings, and dark mode. Share your calculations with others.

Monthly installment calculationTotal interest and payment trackingAmortization schedules
🔧 Utilities
(1)
ad-supported
6
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(208K)
free with in-app purchases
7
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(36K)
free
8
Simple Loan - Calculator
Simple Loan - Calculator
Simple Loan - Calculator
Calculate & share loan details
$0.99

Easily calculate loan payments by entering loan details like amount, interest, and payment schedule. Adjust payment amounts or loan terms to see instant results. This app offers a straightforward way to understand loan specifics without any ads or sign-in requirements.

Loan type selectionEnter loan amount, interest, and paymentsEdit payment amount
💰 Finance
(2)
paid
9
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free
10
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
11
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
12
Loan Calculator%- Simple Loan Calculator
Loan Calculator%- Simple Loan Calculator
Loan Calculator%- Simple Loan Calculator
by usman hamid
Free

Calculate loan and mortgage payments with detailed breakdowns. This app provides insights into monthly payments, interest paid, total credit cost, and amortization schedules. Compare different loan options based on these financial metrics.

Calculate monthly paymentsDetermine interest paidCalculate total credit cost
💰 Finance
(1)
free
13
Loan Calculator - A simple app
Loan Calculator - A simple app
Loan Calculator - A simple app
A simple loan calculator
Free

This finance app helps you calculate loans and mortgages with an intuitive interface. It offers flexible input methods, allows you to save favorite calculations, and supports dark mode and accessibility features.

Loan and mortgage calculationSave and edit favorite calculationsSlider or text field input
💰 Finance
(5)
free
14
Loan Calculator Simple
Loan Calculator Simple
Loan Calculator Simple
Monthly Payment & Interest
Free
💰 Finance
(0)
15
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
16
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
17
Loan Express
Loan Express
Loan Express
by Financial Operating
Free

Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.

Real-time payment processingPayment schedulingView payment history
💰 Finance
(5)
free
18
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
Cash Advance - Cash Funds App
No Credit Check, Easy & Secure
Free

This app provides quick access to loans for unexpected expenses like repairs, bills, or urgent purchases. It offers a clear, comfortable, and private borrowing experience directly from your phone, making the loan process feel more manageable.

Quick loan accessNo credit check requiredUser-friendly design
💰 Finance
(14)
free
19
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Fast Money Between Paydays
Free

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Explore loan options $100-$2,500Fast, fully digital processCompare repayment terms and APRs
💰 Finance
(22)
ad-supported
20
Simple Loan Calculator Vault
Simple Loan Calculator Vault
Simple Loan Calculator Vault
Rocket Mortgage Financial Calc
Free
💰 Finance
(0)

FAQ about Simple Loan

What are the best simple loan apps for iPhone?
Simple Loan tops our simple loan apps ranking as of July 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 19 of the top simple loan apps we rank are free to download, including Simple Loan and Possible: Fast Cash & Credit.
Simple Loan has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 246+ simple loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Simple Loan calculates monthly payments by taking your loan amount, the loan term in years, and the annual interest rate as inputs. It then uses a standard loan amortization formula to determine the fixed monthly payment required.
You can use Simple Loan to calculate monthly payments for a variety of loan types, including car loans, mortgages, personal loans, and any other loan where you need to determine a fixed repayment amount.

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