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Best Spending Budget Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 250+ spending budget tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Spending Budget Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
2Spending TrackerSpending TrackerFree4.8★ (20K)YesYesNov 2026
3Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.6K)NoYesNov 2026
4Spending Budget TrackerSpending Budget TrackerFree—NoNoMay 2026
5Spendly: Budget TrackerSpendly: Budget TrackerFree—NoNoMay 2026
6Money Budget Tracker. SpendingMoney Budget Tracker. SpendingFree—NoNoMay 2026
7XP Spendly — Budget TrackerXP Spendly — Budget TrackerFree—NoNoOct 2026
8BudgetCheck: Budget TrackerBudgetCheck: Budget TrackerFree—NoYesOct 2026

Top Picks for Spending Budget Tracker

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#57in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Buddy: Budget Planner App#3

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Worth Considering
💰 Finance
4.7😐(9.6K ratings)
FreeIn-App Purchases
#75in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

Manage your finances by creating budgets, tracking expenses, and viewing detailed overviews of your income and savings. Collaborate on shared budgets with friends and family, and easily settle up any shared costs.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments

More Spending Budget Tracker apps to explore

FAQ about Spending Budget Tracker

What are the best spending budget tracker apps for iPhone?
Budget app - spending tracker tops our spending budget tracker apps ranking as of October 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top spending budget tracker apps we rank are free to download, including Budget app - spending tracker and Spending Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ spending budget tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.