Best Spending Budget Tracker Apps

235+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Out of 235+ spending budget tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Spending Budget Tracker Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (18K)YesYesJul 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (100K)YesYesJul 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)YesYesJul 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
6YNABYNABFree4.8★ (61K)YesYesJul 2026
7Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)YesYesJul 2026
8Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026

Top Picks for Spending Budget Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(100K ratings)
FreeAdsIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost

More Spending Budget Tracker apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
7
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
8
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
9
Spending Budget Tracker
Spending Budget Tracker
Spending Budget Tracker
by 洪彬 林
Free

Manage your personal finances to spend smarter and save more. Track your expenses with a simple interface and visualize your spending habits with clear pie charts. Export your billing data for easy record-keeping.

Expense trackingBudget managementSpending visualization
💰 Finance
(0)
free
10
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
11
Budget App & Expense Tracker
Budget App & Expense Tracker
Budget App & Expense Tracker
Spending, Budgeting, Money
Free

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Unlimited wallets for personal and business expensesAutomatic expense tracking via bank feedsReceipt scanning and storage
💰 Finance
(2.7K)
free with in-app purchases
12
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
13
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
💰 Finance
(3.6K)
free with in-app purchases
14
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
15
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
16
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
17
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accountsTrack subscriptionsSet budgets
💰 Finance
(1.4K)
free with in-app purchases
18
Coins - Spending Tracker
Coins - Spending Tracker
Coins - Spending Tracker
Track spending, bills & income
Free
$1.99 | 100% OFF

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

Fast expense and income loggingHome screen widgets for at-a-glance finance overviewInsightful budget reports and alerts
💰 Finance
(636)
freemium
19
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
20
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(2.9K)
freemium

FAQ about Spending Budget Tracker

What are the best spending budget tracker apps for iPhone?
Spending Tracker tops our spending budget tracker apps ranking as of June 2026, with a 4.8-star average from 18K App Store ratings, and it's free to download.
Yes — 20 of the top spending budget tracker apps we rank are free to download, including Spending Tracker and Budget app - spending tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 235+ spending budget tracker apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.