Best Terminal Card Apps

185+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

The best terminal card apps on iPhone average 4.5★ across 185+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Compare top Terminal Card Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Card Terminal & ReaderCredit Card Terminal & ReaderFree2.9★ (14)NoNoMay 2026
2Justworks TerminalJustworks TerminalFree4.5★ (2.7K)YesNoJul 2026
3WorldGiftCard TerminalWorldGiftCard TerminalFreeNoNoMay 2026
4Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
5Terminal MagicTerminal MagicFreeYesNoMay 2026
6MyCardWallet.MyCardWallet.Free4.8★ (96K)NoNoJul 2026
7ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoJul 2026
8SwipeSimple - Point of SaleSwipeSimple - Point of SaleFree4.8★ (5.6K)NoNoJul 2026

Top Picks for Terminal Card

Credit Card Terminal & Reader#1

Credit Card Terminal & Reader by Inner Fence, LLC

Swipe Point of Sale (Stripe)
Editor's Choice
💼 Business
2.9😐(14 ratings)
Free
Credit Card Terminal & Reader screenshot 1
Credit Card Terminal & Reader screenshot 2
Credit Card Terminal & Reader screenshot 3
Credit Card Terminal & Reader screenshot 4

Transform your mobile device into a portable credit card reader. Accept payments anywhere, swipe or key in card details, and manage transactions securely. Send digital receipts with location data and capture tips or sales tax.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient for mobile businesses
  • 💡 Impressive customer support
  • 🚀 Quick setup and activation

Room to Improve

  • 💰 Expensive monthly fees
  • 💰 High transaction fees
  • 🔒 Concerns about security and hidden charges
Justworks Terminal#2

Justworks Terminal by Justworks

Shared device clock in and out
Strong Contender
💼 Business
4.5😞(2.7K ratings)
FreeAdsIn-App Purchases
Justworks Terminal screenshot 1
Justworks Terminal screenshot 2
Justworks Terminal screenshot 3
Justworks Terminal screenshot 4
Justworks Terminal screenshot 5

This app provides a dedicated, shared device solution for employees to clock in and out of their shifts. It streamlines the process with PIN-based access, offering real-time visibility for administrators and ensuring accurate time tracking without the need for personal devices.

What We Love

  • 👍 User-friendly interface
  • 💰 Helpful for tracking earnings
  • 🌐 Convenient mobile access

Room to Improve

  • 🐛 Frequent glitches and bugs
  • ⏱️ Inaccurate time tracking
  • 🔍 Confusing button placement

More Terminal Card apps to explore

4
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
5
Terminal Magic
Terminal Magic
Terminal Magic
Card Reader for payment
Free
💼 Business
(0)
6
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(96K)
free
7
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
8
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
💼 Business
(5.6K)
free
9
Gift Card USA - G&L Terminal
Gift Card USA - G&L Terminal
Gift Card USA - G&L Terminal
by Factor4
Free
💼 Business
(0)
10
My Vault Card
My Vault Card
My Vault Card
by Paycom Payroll, LLC
Free

Manage your payroll card with this app designed for Paycom users. View deposits, transactions, and balances, set up alerts, and find ATMs. Easily add your card to your mobile wallet for secure transactions and access financial education resources.

Account balance and transaction overviewAutomated push, SMS, and email alertsDirect deposit information viewing
💰 Finance
(4.1K)
free
11
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Cardtonic: Gift & Virtual Card
Best in Cards, Bills & Gadgets
Free

This app offers virtual dollar cards for online payments, facilitates buying and selling gift cards, and allows users to pay bills and purchase gadgets at discounted prices. It aims to provide financial freedom and convenience for users in Africa.

Virtual USD cardsBuy and sell gift cardsPay bills globally
🔧 Utilities
(8K)
free with in-app purchases
12
Gift and Loyalty Terminal
Gift and Loyalty Terminal
Gift and Loyalty Terminal
by Factor4
Free

Process gift card and loyalty transactions directly on your iOS device. This app offers a complete solution for merchants, functioning offline and supporting custom barcode readers. Print or email receipts for a seamless customer experience.

Gift card processingLoyalty program managementOffline functionality
💼 Business
(3)
free
13
GiftOnCard Terminal
GiftOnCard Terminal
GiftOnCard Terminal
by GiftOnCard Zmart solution
Free
🛍️ Shopping
(0)
14
xTerminal - SSH Terminal Shell
xTerminal - SSH Terminal Shell
xTerminal - SSH Terminal Shell
SSH Client, Shell Console Term
Free

Manage servers remotely with a fast and secure SSH terminal client. Features include a powerful editor, multi-session management, file transfer, and advanced security options. Ideal for IT professionals and developers needing to control servers from anywhere.

Interactive SSH terminalBuilt-in vi/vim editorMulti-session management
🛠️ Developer Tools
(1.9K)
free with in-app purchases
15
WEX CardControl
WEX CardControl
WEX CardControl
Manage your cards on-the-go
Free

Manage your EFS or Fleet One cards with real-time balances, transaction details, and fuel location finder. This app allows drivers to quickly access card functions, register checks, and manage funds on the go.

Real-time card balancesTransaction history reviewFuel location finder
💼 Business
(55K)
free
16
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
17
Pass4Wallet - store cards
Pass4Wallet - store cards
Pass4Wallet - store cards
Scan & digitalize card/coupon
Free

Digitize your physical cards, coupons, and other important information. This app allows you to store and manage various types of cards, with features like barcode scanning, custom icons, and location-based reminders. Keep your essential details organized and accessible.

Digitalize store cards, coupons, and moreFree barcode scanner includedAdd custom colors and icons
🔧 Utilities
(454)
free
18
CFC Mobile Access
CFC Mobile Access
CFC Mobile Access
by Continental Finance Company, LLC
Free

Manage your credit card account on the go with this app. Securely check balances, make payments, and pay bills. It also allows you to report lost or stolen cards, access statements early, and manage account details.

Check account balanceMake paymentsPay bills
💰 Finance
(9K)
free
19
a-Shell mini
a-Shell mini
a-Shell mini
*Local* Unix terminal (& ssh)
Free

Run Unix commands locally on your iOS device with a powerful terminal emulator. Supports file transfer, editing, scripting with Python and Lua, and network utilities. Integrates with Shortcuts and supports multiple windows for multitasking.

Local Unix terminal emulatorSSH clientFile transfer (scp, curl)
🛠️ Developer Tools
(14)
paid
20
TCG 컬렉터 & 스캐너 Pulio
TCG 컬렉터 & 스캐너 Pulio
TCG 컬렉터 & 스캐너 Pulio
카드 시세 스캐너
Free

Easily identify trading cards with your camera, track their market value with real-time data, and manage your entire collection. Organize your cards, view price trends, and connect with a community of collectors.

Instant card identification via cameraLive market price trackingCollection management and organization
🔍 Reference
(2K)
free with in-app purchases

FAQ about Terminal Card

What are the best terminal card apps for iPhone?
Credit Card Terminal & Reader tops our terminal card apps ranking as of May 2026, with a 2.9-star average from 14 App Store ratings, and it's free to download.
Yes — 20 of the top terminal card apps we rank are free to download, including Credit Card Terminal & Reader and Justworks Terminal.
Credit Card Terminal & Reader has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 185+ terminal card apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
This app turns your iPhone or iPad into a mobile credit card terminal. It allows you to accept payments from customers anywhere, securely and efficiently. You can swipe or manually enter credit card details, process transactions, and manage sales.
Key features include accepting Visa, MasterCard, Discover, and American Express, the ability to accept tips and collect sales tax, capturing customer signatures, and sending PDF receipts that include a map of the transaction location. It also supports integration with numerous payment gateways.