Best The Merchant App

226+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

The best the merchant app on iPhone average 4.2★ across 226+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top The Merchant App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1The Merchant AppThe Merchant AppFree5.0★ (5)NoNoJul 2026
2Merchant App-MMPMerchant App-MMPFreeYesNoMay 2026
3First Merchants Mobile AppFirst Merchants Mobile AppFree4.8★ (28K)YesNoJul 2026
4AYA PAY MerchantAYA PAY MerchantFree4.5★ (12)NoNoMay 2026
5Merchants Bank N.A. MobileMerchants Bank N.A. MobileFree4.7★ (4K)YesNoJul 2026
6PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)NoNoJul 2026
7PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
8The UMB SpeedAppThe UMB SpeedAppFree3.5★ (23)NoNoJul 2026

Top Picks for The Merchant App

The Merchant App#1

The Merchant App by 3iTechworks, Inc

Payments and memberships
Editor's Choice
💰 Finance
5.0(5 ratings)
Free
The Merchant App screenshot 1
The Merchant App screenshot 2
The Merchant App screenshot 3

Transform your smartphone into a payment terminal to accept card and face recognition payments. Offer cash discounts and build customer loyalty with membership programs. Get paid faster with secure, quick settlements.

4.8😐(28K ratings)
FreeAds
First Merchants Mobile App screenshot 1
First Merchants Mobile App screenshot 2
First Merchants Mobile App screenshot 3
First Merchants Mobile App screenshot 4
First Merchants Mobile App screenshot 5
First Merchants Mobile App screenshot 6

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

What We Love

  • 💳 Convenient mobile banking features
  • 🔒 Secure authentication options
  • 💰 Helpful with managing finances
  • 🤝 Friendly and knowledgeable staff

Room to Improve

  • 🐛 Frequent app crashes and login issues
  • 🔍 Difficult to navigate and find features
  • 🔒 Unreliable biometric authentication

More The Merchant App apps to explore

4
AYA PAY Merchant
AYA PAY Merchant
AYA PAY Merchant
AYAPay wallet app for Merchant
Free

This app empowers AYAPAY merchants to manage their transactions efficiently and securely. Merchants can create payment requests, generate QR codes for quick payments, and track their wallet balance and transaction history. It also facilitates seamless money transfers between their agent wallet and linked bank accounts.

Create payment requestsGenerate QR codes for paymentsScan customer QR codes
💰 Finance
(12)
free
5
Merchants Bank N.A. Mobile
Merchants Bank N.A. Mobile
Merchants Bank N.A. Mobile
Merchants Bank N.A.
Free

Manage your finances securely and conveniently from your mobile device. Access account balances, transfer funds, deposit checks, pay bills, and monitor your credit score. Set up travel notifications for your cards and enjoy quick access to balances.

Mobile depositsFast Balances+Face ID and Touch ID
💰 Finance
(4K)
free with in-app purchases
6
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
7
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

Turn your mobile device into a credit card reader. Accept major credit cards and PayPal payments with secure, encrypted transactions. Manage inventory, offer discounts, and track sales with real-time reporting.

Credit card processingAccept Visa, Mastercard, Amex, Discover, PayPalSecure and encrypted transactions
💼 Business
(16)
free with in-app purchases
8
The UMB SpeedApp
The UMB SpeedApp
The UMB SpeedApp
Bank with Confidence
Free

Manage your finances conveniently and securely with this mobile banking application. Features include facial recognition login, account management, beneficiary setup, and bill payments. Experience a faster, smarter, and more reliable banking solution.

Facial recognition loginAccount linking and managementBeneficiary setup for transfers
💰 Finance
(23)
free
9
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
10
Ring It Up Universal
Ring It Up Universal
Ring It Up Universal
The Point of Sale App
Free

This app serves as a portable point-of-sale system for mobile merchants. It allows users to ring up sales, track expenses, and accept payments directly from their device. Customers can receive instant email receipts or invoices, simplifying bookkeeping for businesses on the go.

Sales and expense trackingAccept cash and checksEmail receipts and invoices
💼 Business
(29)
free with in-app purchases
11
Petpooja - Merchant App
Petpooja - Merchant App
Petpooja - Merchant App
Track operations on the go
Free

This app allows merchants to monitor their business operations in real-time. Track sales, revenue, and key statistics for your outlets. Receive notifications about critical events and new features.

Real-time statistics trackingSales and revenue monitoringOutlet performance analysis
💼 Business
(6.3K)
free
12
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
13
Kurv Merchant App
Kurv Merchant App
Kurv Merchant App
by Electronic Merchant Systems, LLC
Free

This app simplifies business operations by enabling mobile payment acceptance, customer management, inventory tracking, and invoicing. It offers various payment methods, including contactless payments directly on your iPhone, with robust security and 24/7 customer support.

Accept contactless payments with Tap to Pay on iPhoneManage payments, customers, and inventorySend invoices and payment reminders
💰 Finance
(6)
free
14
UCO Merchant app
UCO Merchant app
UCO Merchant app
uco merchant app
Free
📊 Productivity
(0)
15
Cost Plus Mobile App
Cost Plus Mobile App
Cost Plus Mobile App
by Cost Plus Processing LLC
Free

This app allows merchants to manage their business operations on the go. Merchants can order supplies, access support, and sign up for services like payroll and POS systems.

Order suppliesAccess supportSign up for payroll
💼 Business
(5)
free
16
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
💰 Finance
(63K)
free
17
The NQR Merchant App
The NQR Merchant App
The NQR Merchant App
by Nigeria Inter-bank Settlement System
Free

This app simplifies payment collection for merchants. It allows for easy registration, sub-merchant management, and provides real-time transaction history and payment notifications. Merchants can also generate QR codes for seamless transactions.

Seamless merchant registrationSub-merchant creation and managementTransaction history
💰 Finance
(3)
free
18
Merchant lite
Merchant lite
Merchant lite
App for Wolt merchants
Free

Manage incoming orders efficiently for your business. Accept, prepare, and complete customer orders directly from your mobile device. Stay organized and focused on serving your customers.

Manage incoming ordersAccept ordersPrepare orders
💼 Business
(4)
free
19
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
20
Wave Merchant
Wave Merchant
Wave Merchant
Merchant App for Wave Merchant
Free

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Dynamic QR code paymentsReal-time transaction historyBusiness analytics
💰 Finance
(10)
free

FAQ about The Merchant App

What is the best the merchant app for iPhone?
The Merchant App tops our the merchant app ranking as of June 2026, with a 5.0-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top the merchant app we rank are free to download, including The Merchant App and Merchant App-MMP.
The Merchant App has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 226+ the merchant app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Merchant App accepts payments through Tap2Pay for plastic cards and also offers secure face recognition payments with liveness detection. This allows customers to pay without needing their cards or phones.
The app helps businesses boost their bottom line by offering cash discounting programs and reducing credit card processing fees where applicable. This allows merchants to keep more of each sale.