Best Umba Apps

28+ iOS apps curated and reviewed

2.9 avg rating
20 free apps
Updated June 2026

Finding the right umba app can be overwhelming with so many options. We've analyzed 28+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Umba

Monibac#1

Monibac by Prime Zone Limited

Get access to loans on Monibac
Editor's Choice
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
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Monibac screenshot 4
Monibac screenshot 5

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

eLendly#2

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Strong Contender
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
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Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Kiakia P2P#3

Kiakia P2P by Kiakia Bits Limited

You fund. We invest. You earn.
Worth Considering
💰 Finance
3.0(18 ratings)
Free
Kiakia P2P screenshot 1
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Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

More Umba apps to explore

4
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
5
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
6
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
💰 Finance
(16)
free
7
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
8
Kwikee - Credit and Savings
Kwikee - Credit and Savings
Kwikee - Credit and Savings
by MONEYMARQUE FINANCE LIMITED
Free

Access instant funds with a digital credit card and easily save money with various options. Manage your finances conveniently with features designed to improve your lifestyle.

Instant digital credit card accessSalary-based credit withdrawalAutomatic repayment via bank card
💰 Finance
(10)
free
9
UMBA Online
UMBA Online
UMBA Online
by Archmore, Inc.
Free
🍔 Food & Drink
(0)
10
moninow
moninow
moninow
Digital lending platform
Free

Access quick loans within minutes using basic banking information. This platform simplifies the borrowing process, eliminating the need for guarantors, paperwork, or collateral.

Quick loan accessSimple application processNo guarantor required
💰 Finance
(5)
free
11
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
💰 Finance
(873)
free
12
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
💰 Finance
(118)
ad-supported
13
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
14
UBA Mobile
UBA Mobile
UBA Mobile
United Bank of Albania Mobile
Free

Manage your United Bank of Albania accounts conveniently from your mobile device. Perform banking transactions, check balances, and access financial services on the go.

Account managementTransaction historyBalance checks
💰 Finance
(2)
free
15
UBA RedPay Banking App
UBA RedPay Banking App
UBA RedPay Banking App
RedPay Banking App
Free

This app simplifies access to digital banking services, enabling users across Africa to send, spend, and manage their money seamlessly. It offers features for local payments, cross-border transfers, and financial tracking, providing control anytime, anywhere.

Digital banking accessSend and spend moneyManage finances
💰 Finance
(4)
ad-supported
16
UMB SpeedApp
UMB SpeedApp
UMB SpeedApp
by Universal Merchant Bank Ltd
Free

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

Check account balancesView transaction historyAirtime top-up
💰 Finance
(64)
free
17
UMB Mobile Deposit Business
UMB Mobile Deposit Business
UMB Mobile Deposit Business
by UMB Financial Corporation
Free

Deposit business checks remotely and securely using your mobile device. The app offers a tutorial to guide you through the process, eliminating the need to visit a physical branch.

Remote check depositSecure transactionsMobile banking
💰 Finance
(6)
free
18
QuickBucks
QuickBucks
QuickBucks
Access bank loan app
Free

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Instant loan applicationsPayday loansSalary advance
💰 Finance
(95)
free
19
SGS Gemba
SGS Gemba
SGS Gemba
by 360 DRC PAZARLAMA ORGANIZASYON ILETISIM HIZMETLERI TICARET LIMITED SIRKETI
Free
💼 Business
(0)
20
UMB Events
UMB Events
UMB Events
by UMB Financial Corporation
Free
💼 Business
(0)

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