Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.






34+ iOS apps curated and reviewed
Finding the right umba apps can be overwhelming with so many options. We've analyzed 34+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 | Free | 2.8★ (87) | No | No | Oct 2026 | ||
| 2 | Free | 3.0★ (20) | No | No | Oct 2026 | ||
| 3 | Free | 4.5★ (10K) | No | No | Oct 2026 | ||
| 4 | Free | 2.7★ (107) | No | No | Oct 2026 | ||
| 5 | Free | — | No | No | Sep 2026 | ||
| 6 | Free | — | — | No | May 2026 | ||
| 7 | Free | 3.5★ (166) | No | No | Oct 2026 | ||
| 8 | Free | 4.2★ (12) | No | No | Oct 2026 |






Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.






Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.






Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.