Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.





34+ iOS apps curated and reviewed
Finding the right umba apps can be overwhelming with so many options. We've analyzed 34+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 | Free | 2.7★ (61) | No | No | Sep 2026 | ||
| 2 | Free | 4.5★ (10K) | No | No | Oct 2026 | ||
| 3 | Free | 2.2★ (49) | No | No | Sep 2026 | ||
| 4 | Free | — | — | No | May 2026 | ||
| 5 | Free | 4.6★ (8) | Yes | No | Aug 2026 | ||
| 6 | Free | 3.0★ (18) | No | No | May 2026 | ||
| 7 | Free | 3.6★ (165) | No | No | Jul 2026 | ||
| 8 | Free | 5.0★ (1) | Yes | No | Sep 2026 |





Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.






Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.





Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.