Best Us Debt Now Apps

208+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated July 2026

Out of 208+ us debt now apps on iOS, 17 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Us Debt Now Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1US Debt Now - National DebtUS Debt Now - National DebtFree4.6★ (772)YesNoJul 2026
2National Debt - USA & WorldNational Debt - USA & WorldFree4.7★ (1.6K)YesYesJul 2026
3Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026
4US Debt Clock .orgUS Debt Clock .org$4.994.6★ (535)NoNoJul 2026
5Debt in USDebt in USFree4.4★ (11)NoNoJul 2026
6Relief: Get out of debtRelief: Get out of debtFree4.6★ (1.8K)NoNoJul 2026
7US National Debt ClockUS National Debt ClockFree4.2★ (13)NoNoJul 2026
8U.S. Debt-ClockU.S. Debt-ClockFree was $2.99NoNoMay 2026

Top Picks for Us Debt Now

US Debt Now - National Debt#1

US Debt Now - National Debt by Larry Aasen

The best way to see the debt
Editor's Choice
💰 Finance
4.6(772 ratings)
FreeAds
US Debt Now - National Debt screenshot 1
US Debt Now - National Debt screenshot 2
US Debt Now - National Debt screenshot 3
US Debt Now - National Debt screenshot 4
US Debt Now - National Debt screenshot 5

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

National Debt - USA & World#2

National Debt - USA & World by Caramba App Development

US Debt Clock + 180 Countries!
Strong Contender
💰 Finance
4.7😊(1.6K ratings)
FreeAdsIn-App Purchases
National Debt - USA & World screenshot 1
National Debt - USA & World screenshot 2
National Debt - USA & World screenshot 3
National Debt - USA & World screenshot 4

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

What We Love

  • 👍 Easy to use
  • 🚀 Informative data
  • 💡 Interesting comparisons
  • 🔍 Helpful for understanding debt levels

Room to Improve

  • 🐛 Occasional crashes
  • ⚠️ Inaccurate or outdated data
  • 💰 Annoying ads/upgrade prompts
Changed: Debt Payoff Planner#3

Changed: Debt Payoff Planner by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
💰 Finance
4.6😐(5.3K ratings)
FreeAds
Changed: Debt Payoff Planner screenshot 1
Changed: Debt Payoff Planner screenshot 2
Changed: Debt Payoff Planner screenshot 3
Changed: Debt Payoff Planner screenshot 4
Changed: Debt Payoff Planner screenshot 5
Changed: Debt Payoff Planner screenshot 6

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees

More Us Debt Now apps to explore

4
US Debt Clock .org
US Debt Clock .org
US Debt Clock .org
by Chrono Numeric Labs LLC
$4.99

Access real-time economic data for the US Federal Government, all 50 states, and the world. Explore historical financial performance, compare state debt and GDP, and view future projections. Discover detailed information on agency budgets, space programs, war costs, and more.

Real-time US and global economic dataHistorical financial performance by presidentState debt and GDP comparison
💰 Finance
(535)
free
5
Debt in US
Debt in US
Debt in US
US Debt
Free

Track the United States national debt from 1993 to the present. Data is sourced directly from the US Treasury, providing historical insights into the country's financial obligations.

US debt over timeData from US TreasuryHistorical data back to 1993
🔧 Utilities
(11)
free
6
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(1.8K)
free with in-app purchases
7
US National Debt Clock
US National Debt Clock
US National Debt Clock
Real Time - US Debt Clock
Free

This app provides real-time data and historical trends on the US national debt, including debt per person, population, revenue, spending, and deficit figures. It also offers insights into the debt-to-GDP ratio and the impact of US presidents on national debt.

Real-time US debt figuresDebt per person calculationUS population data
💰 Finance
(13)
free
8
U.S. Debt-Clock
U.S. Debt-Clock
U.S. Debt-Clock
LIVE National Debt Counter
Free
$2.99 | 100% OFF
💰 Finance
(0)
9
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
10
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
11
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.4K)
free with in-app purchases
12
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(19K)
free
13
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.4K)
subscription
14
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
15
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.8K)
subscription
16
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
💰 Finance
(10K)
free with in-app purchases
17
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Your best debt payoff plan
$4.99

This app helps you create and stick to a debt payoff plan using methods like debt snowball or avalanche. Visualize your progress and stay motivated on your journey to becoming debt-free.

Debt payoff planningDebt snowball methodDebt avalanche method
💰 Finance
(34)
paid
18
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported
19
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
20
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Debt Snowball methodMultiple payoff strategiesProgress tracking and summary
💰 Finance
(546)
paid

FAQ about Us Debt Now

What are the best us debt now apps for iPhone?
US Debt Now - National Debt tops our us debt now apps ranking as of July 2026, with a 4.6-star average from 772 App Store ratings, and it's free to download.
Yes — 17 of the top us debt now apps we rank are free to download, including US Debt Now - National Debt and National Debt - USA & World.
US Debt Now - National Debt shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 208+ us debt now apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app displays the daily amount of the US National Debt over the past 30 years. It provides an interactive chart to visualize debt trends, with data updated each day as published by the Treasury.
The daily debt data is obtained from the TreasuryDirect website, specifically using their "The Debt to the Penny and Who Holds It" JSON service. More information can be found on the Treasury website.