Best Zirtue Apps

34+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Finding the right zirtue apps can be overwhelming with so many options. We've analyzed 34+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Zirtue Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1โ˜… (614)NoNoSep 2026
2Cash Lender - IOU & LoansCash Lender - IOU & LoansFree4.3โ˜… (145)NoYesAug 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (40K)YesNoSep 2026
5Rain Instant PayRain Instant PayFree4.8โ˜… (41K)NoNoSep 2026
6Gerald Cash AdvanceGerald Cash AdvanceFree4.4โ˜… (30K)NoNoSep 2026
7Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2โ˜… (33K)NoNoSep 2026
8Clerkie Payoff Debt Bills FeesClerkie Payoff Debt Bills FeesFree4.8โ˜… (2.8K)NoNoAug 2026

Top Picks for Zirtue

LendPal - Borrow & Lend Money + Items to Friends#1
4.1๐Ÿ˜(614 ratings)
Free
LendPal - Borrow & Lend Money + Items to Friends screenshot 1
LendPal - Borrow & Lend Money + Items to Friends screenshot 2
LendPal - Borrow & Lend Money + Items to Friends screenshot 3
LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“‹ Helps keep track of lending/borrowing
  • ๐Ÿ” Simple and straightforward interface
  • ๐Ÿ”” Useful reminder feature

Room to Improve

  • ๐Ÿ› Crashes and freezes
  • ๐Ÿ” Limited functionality (no partial payments, editing, etc.)
  • ๐Ÿ’ฌ Annoying rating prompts
  • ๐Ÿ’ฑ Limited support for different currencies
Cash Lender - IOU & Loans#2

Cash Lender - IOU & Loans by Sockii Pty Ltd

IOU & Loans/Payments Manager
Strong Contender
๐Ÿ’ฐ Finance
4.3(145 ratings)
FreeIn-App Purchases
Cash Lender - IOU & Loans screenshot 1
Cash Lender - IOU & Loans screenshot 2
Cash Lender - IOU & Loans screenshot 3
Cash Lender - IOU & Loans screenshot 4
Cash Lender - IOU & Loans screenshot 5

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(88K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
  • ๐Ÿคทโ€โ™€๏ธ Unclear loan approval process
  • ๐Ÿšซ Inability to modify or cancel loan requests

More Zirtue apps to explore

FAQ about Zirtue

What are the best zirtue apps for iPhone?
LendPal - Borrow & Lend Money + Items to Friends tops our zirtue apps ranking as of June 2026, with a 4.1-star average from 614 App Store ratings, and it's free to download.
Yes โ€” 20 of the top zirtue apps we rank are free to download, including LendPal - Borrow & Lend Money + Items to Friends and Cash Lender - IOU & Loans.
LendPal - Borrow & Lend Money + Items to Friends has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 34+ zirtue apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
LendPal is an application designed to help you easily keep track of money and other items that you borrow from or lend to your friends, family, or roommates. It aims to solve the common problem of forgetting who owes what or who has what.
Key features include the ability to track both lent items and lent money. The app also offers a reminder system to ensure you don't forget about returning items or settling debts, and it allows for easy debt settlement with a simple swipe.

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