Best Zirtue Apps

34+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Finding the right zirtue apps can be overwhelming with so many options. We've analyzed 34+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Zirtue Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1โ˜… (614)NoNoAug 2026
2Cash Lender - IOU & LoansCash Lender - IOU & LoansFree4.3โ˜… (142)NoYesAug 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (84K)YesYesAug 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (40K)YesNoAug 2026
5Rain Instant PayRain Instant PayFree4.8โ˜… (40K)NoNoAug 2026
6Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4โ˜… (30K)NoNoAug 2026
7Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2โ˜… (32K)NoNoAug 2026
8Clerkie Payoff Debt Bills FeesClerkie Payoff Debt Bills FeesFree4.8โ˜… (2.8K)NoNoAug 2026

Top Picks for Zirtue

LendPal - Borrow & Lend Money + Items to Friends#1
4.1๐Ÿ˜(614 ratings)
Free
LendPal - Borrow & Lend Money + Items to Friends screenshot 1
LendPal - Borrow & Lend Money + Items to Friends screenshot 2
LendPal - Borrow & Lend Money + Items to Friends screenshot 3
LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“‹ Helps keep track of lending/borrowing
  • ๐Ÿ” Simple and straightforward interface
  • ๐Ÿ”” Useful reminder feature

Room to Improve

  • ๐Ÿ› Crashes and freezes
  • ๐Ÿ” Limited functionality (no partial payments, editing, etc.)
  • ๐Ÿ’ฌ Annoying rating prompts
Cash Lender - IOU & Loans#2

Cash Lender - IOU & Loans by Sockii Pty Ltd

IOU & Loans/Payments Manager
Strong Contender
๐Ÿ’ฐ Finance
4.3(142 ratings)
FreeIn-App Purchases
Cash Lender - IOU & Loans screenshot 1
Cash Lender - IOU & Loans screenshot 2
Cash Lender - IOU & Loans screenshot 3
Cash Lender - IOU & Loans screenshot 4
Cash Lender - IOU & Loans screenshot 5

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(84K ratings)
FreeAdsIn-App Purchases
#7in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking

More Zirtue apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
๐Ÿ’ฐ Finance
(40K)
free with in-app purchases
5
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
๐Ÿ’ผ Business
(40K)
free
6
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
7
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(32K)
free with in-app purchases
8
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
๐Ÿ’ฐ Finance
(2.8K)
free
9
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(119K)
free with in-app purchases
10
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
๐Ÿ’ฐ Finance
(21K)
subscription
11
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(152K)
subscription
12
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(56K)
free
13
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(454K)
subscription
14
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
๐Ÿ’ฐ Finance
(289K)
subscription
15
FlexWage
FlexWage
FlexWage
On Demand Pay
Free

Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.

Access earned wages before paydayCover unexpected expensesEliminate bank overdraft fees
๐Ÿ’ฐ Finance
(990)
free
16
OneBlinc Cash Advance
OneBlinc Cash Advance
OneBlinc Cash Advance
Early Paycheck. $50 up to $250
Free

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Salary advances up to $250Fast approvals and instant cashNo hidden fees or mandatory charges
๐Ÿ’ฐ Finance
(14K)
subscription
17
Payday Loans USA
Payday Loans USA
Payday Loans USA
by Rainbow UK Ltd
Free

Easily calculate payday loan repayments and apply for short-term loans up to $1,500 in the USA. Get access to top lenders, even with bad credit, and receive funds within hours. Secure your data with password protection for faster future applications.

Payday loan calculatorApply for loans up to $1,500Access to top US lenders
๐Ÿ’ฐ Finance
(3.8K)
free
18
zirema
zirema
zirema
by ABDOUL WAHID MAINASSARA CHEKARAOU
Free

Explore a vast library of captivating audiobooks narrated with high-definition AI. Enjoy an infinite choice of stories, from timeless classics to the latest bestsellers, anytime and anywhere.

Vast audiobook libraryAI-powered narrationHigh-definition audio
๐Ÿ“š Books
(1)
free with in-app purchases
19
ZZ.Fraesen
ZZ.Fraesen
ZZ.Fraesen
by Zirkonzahn S.r.l.
Free

Monitor and control your CAD/CAM milling units remotely. Track milling progress, view status updates, and receive notifications for tool changes or interruptions. Manage multiple units simultaneously from different locations.

Simultaneous control of multiple milling unitsReal-time milling status and progressNotifications for tool replacements and interruptions
๐Ÿ”ง Utilities
(1)
free
20
ุฒูˆูŠู†ู‡ - Zweina
ุฒูˆูŠู†ู‡ - Zweina
ุฒูˆูŠู†ู‡ - Zweina
by Aiman Tamimi
Free

This app provides access to an Jordanian satellite channel that broadcasts national songs, heritage, and entertainment. It aims to promote Jordanian identity and culture to a local and international audience.

Jordanian satellite channel accessNational songs and heritage contentEntertainment programming
๐ŸŽต Music
(2)
free

FAQ about Zirtue

What are the best zirtue apps for iPhone?
LendPal - Borrow & Lend Money + Items to Friends tops our zirtue apps ranking as of June 2026, with a 4.1-star average from 614 App Store ratings, and it's free to download.
Yes โ€” 20 of the top zirtue apps we rank are free to download, including LendPal - Borrow & Lend Money + Items to Friends and Cash Lender - IOU & Loans.
LendPal - Borrow & Lend Money + Items to Friends has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 34+ zirtue apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
LendPal is an application designed to help you easily keep track of money and other items that you borrow from or lend to your friends, family, or roommates. It aims to solve the common problem of forgetting who owes what or who has what.
Key features include the ability to track both lent items and lent money. The app also offers a reminder system to ensure you don't forget about returning items or settling debts, and it allows for easy debt settlement with a simple swipe.

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