YNAB

YNAB

Spend, save, and give joyfully

⭐️4.8 / 5
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🧾$14.99 - $98.99
In-App Purchase

All Versions of YNAB

24.10

June 25, 2024

What's new in iOS 24.10 We’ve squashed some bugs and closed some PRs so that you can keep aligning the way you spend with the way you want to live.
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24.9

June 11, 2024

What’s new in iOS 24.9 We’ve squashed some bugs and closed some PRs so that you can keep aligning the way you spend with the way you want to live.
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24.8

May 28, 2024

What’s new in iOS 24.8 Targets just got a joyful upgrade! Now, when you add or adjust a new target, the app will guide you through a straightforward, plain-language process. No need to juggle all those target types—just tell the app what you want! We've enhanced the options for timing your targets, polished the progress bars, and streamlined the target inspector for better clarity toward your money goals. And don’t worry, your existing targets will keep working just as they always have. New to targets? It’s the perfect time to start directing your dollars with purpose.
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24.7.1

May 8, 2024

What’s new in iOS 24.7.1 You know what they say—April showers bring May flowers! And while this April release may only contain a sprinkling of behind the scenes fixes, our team is diligently watering the seeds of some colorful, exciting, blooms to come!
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24.7

May 7, 2024

What’s new in iOS 24.7 You know what they say—April showers bring May flowers! And while this April release may only contain a sprinkling of behind the scenes fixes, our team is diligently watering the seeds of some colorful, exciting, blooms to come!
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24.6.1

April 17, 2024

What’s new in iOS 24.6.1 This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!
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24.6

April 16, 2024

What’s new in iOS 24.6 This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!
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24.5

April 2, 2024

What’s new in iOS 24.5 You can now seamlessly import your Apple Card, Apple Cash, and Savings with Apple Card transactions into YNAB! YNAB is proud to be one of the first apps to offer direct import with Apple Card, Apple Cash, and Savings with Apple Card, making your Apple-centric life a breeze. This new feature means that as you spend and save with your favorite Apple products, your transactions will appear in YNAB almost instantaneously. No manual entry required. Imagine: when you open YNAB on your device (running iOS 17.4 or higher), all of your Apple transactions are there, ready to categorize. Just make sure you have updated to the latest iOS and YNAB app versions to access this fruitful feature.
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24.4

March 19, 2024

What’s new in iOS 24.4 You can now seamlessly import your Apple Card, Apple Cash, and Savings with Apple Card transactions into YNAB! YNAB is proud to be one of the first apps to offer direct import with Apple Card, Apple Cash, and Savings with Apple Card, making your Apple-centric life a breeze. This new feature means that as you spend and save with your favorite Apple products, your transactions will appear in YNAB almost instantaneously. No manual entry required. Imagine: when you open YNAB on your device (running iOS 17.4 or higher), all of your Apple transactions are there, ready to categorize. Just make sure you have updated to the latest iOS and YNAB app versions to access this fruitful feature.
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24.3

February 29, 2024

What’s new in iOS 24.3 It was an itsy bitsy teenie weenie yellow polka dot releasie! This release may only contain back-end work, but don’t let that hold you back from splashing bold patterns across your spending plan! Why not color your categories with a few emojis? Or give your Focused Views a little refresh for spring? We can’t wait to see how you make YNAB yours.
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YNAB In-App Purchases History

$14.99

YNAB Subscription

Proven results = total control of your money.

$14.99

YNAB Subscription

Proven results = total control of your money.

$98.99

YNAB Subscription

Proven results = total control of your money.

$98.99

YNAB Subscription

Proven results = total control of your money.

Price History of YNAB

Description of YNAB

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money. You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously. YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)? Start your one-month free trial today! Features: -Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost. -Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid. -Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner. -Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go. -Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there! -Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place. -Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data. -Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew. -Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more Testimonials: "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!" -@taber “Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, Former Mint User "Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!" -@HancinGaming "I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously. How do you want to spend your money, or more importantly, your life? Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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YNAB: FAQ

Is YNAB software compatible with iPad devices?

Yes, YNAB works on iPads.
The YNAB app was built by You Need A Budget LLC.
The minimum required iOS version for the app to work is 16.0 or higher.
The rating of 4.8 out of 5 that YNAB has received from users is outstanding.
The Ynab App Relates To The Finance Genre.
The newest version of YNAB is 24.10.
July 1, 2024 is the date of the latest YNAB update.
YNAB was introduced to the market on February 5, 2023.
Contains nothing objectionable, appropriate for all ages.
YNAB can be used in English.
Sorry, YNAB is not on Apple Arcade.
Absolutely! In-app purchases are available for users of YNAB.
Sorry, YNAB is not specifically engineered for compatibility with Apple Vision Pro.

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Events of YNAB

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Reviews of YNAB

  • Ok for someone, Too much for me

    I was hopeful that this would be the solution to losing access to Mint. I have been budgeting since I was a kid. I went to school for Accounting and I’m not necessarily desiring to do participate in the type of transactions that have a double entry accounting feel. My objective was to set a budget for specific category parameters, to have my link accounts and post my transactions and at a minimum match those transactions to the categories if my spending behavior has not been learned yet. Maybe I should have taken more time to review how to use the transactions. It felt like it should’ve been more intuitive? (Like plug and play). Why am I funding a budget category (target)? Why am I assigning anything? Working balance. Cleared and uncleared? We wanted an app to get away from checkbooks recons. I can pay from varying accounts from month to month. As long as the incoming money is greater than or equal to what the expenditures are, I am in budget. Opportunities for spending insights are always welcome. I don’t know. I am not surviving during the free trial. It feels like too much work. We have a spreadsheet and that may have to work until I can build something better for our household. I was finally of the mindset to pay for an app, but if this stressed me, I know it would stress anyone I shared it to. That was the only upside I could see immediately. All of my accounts didn’t connect via plaid so it was already an uphill battle.

    Developer Response

    Thanks for sharing your experience! YNAB is definitely different than Mint\- it's a tool designed to help you not just spend less than you make, but to help you love HOW you spend your money by helping highlight and prioritize your goals and priorities. If you'd like to talk more about how it all works, send us a message at help@ynab.com ~ Phil@YNAB
  • So happy

    I am so so thankful for YNAB!! I’ve never been able to keep a budget but have desperately needed it.. I wanted something automated and did try Mint and Every Dollar a long time ago yet didn’t want to pay to have my accounts linked so maybe that was on me.. but what I love about YNAB beyond being able to link your accounts is the ability to save for different goals/targets. I haven’t been able to save for things because I’d either have to withdraw cash and physically put it into different envelopes or have a million separate bank accounts.. YNAB sets you up so you can separate out your goals while still maintaining one or two or however many accounts. This is really a god-send. I’m finally saving money, paying off debt, and excited about budgeting!! The ONE thing I do wish they’d work on is the ability to link my Apple Card. I try to manually put in transactions as I go anyway, but I like the assurance of having an actual linked account if I were to forget anything. The credit card part also was driving me crazy in the beginning to figure out.. after watching several videos and just refusing to quit until it clicked, I finally got the hang of it. I also love that you can add a family member to your subscription for free!! Some people have complained that the price keeps going up.. maybe because I just subscribed but to me $8/month is more than worth it (though I wouldn’t complain if the price went down either). :) HIGHLY RECOMMENDED

    Developer Response

    I love this so much. Being able to save and pay off debt is a huge deal. Way to go!! Thank you for leaving a review! \- Natalie @ YNAB
  • The best. Seriously.

    To preface—I lived and breathed Excel for budgeting. Old school, but it’s what my Dad taught me on. I tried using Mint and Buddy, but I never trusted those to be as accurate as my manual calculations since it was frequently miscategorizing budget items (and going in to change every purchase category was really annoying). The setup was nowhere near as easy as it could have been, and it left me going back to Excel every time.

    I lost the Office subscription I had through college after I graduated, and thank goodness I did! I would have never tried YNAB before losing Excel because I’d lost faith in budgeting apps, but YNAB has been incredible. Even for someone who has been great with budgeting in the past, YNAB’s mindset has somehow given me money I didn’t even realize I had. Tracking subscriptions, purchases, and savings account balances is a breeze and I no longer have to keep multiple Excel sheets for various accounts and spend an hour a week balancing everything. YNAB’s setup was AMAZING and allowed me to do so much more than I could with Mint or Buddy. I’m only halfway through the free trial and I’ve already got the purchase for a subscription lined up. This is seriously amazing and I’ve recommended it to all my friends!

    Developer Response

    Thanks for this awesome review, Alli! We're thrilled to hear that YNAB has been such a great fit for you. 🙌 Giving every dollar a job really does provide an unparalleled level of financial control! \- Jill@YNAB