Zirtue: Lend &amp; Borrow Money

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Details about Zirtue

Released
Updated
iOS Version
Age Rating
Size
Devices
Languages

October 18, 2018
October 1, 2024
13.4+
4+
89.85MB
iPhone, iPod
English

Developer of Zirtue

ZIRTUE, LLC

⭐️4.3 / 5

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📼6 scs

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Description
FAQ

Version History of Zirtue

5.5.7

September 23, 2024

On this episode: Baby steps Nothing major to report for this release. Plenty of work is executed behind closed doors. We’re working hard on the usual - bug fixes and performance improvements. - Zirtue Production

5.5.6

September 13, 2024

5.5.5

June 13, 2024

On this episode: This release primarily enhances the mobile experience for our enterprise partners and partner-referred users. Apart from a series of platform updates, there are no major changes to report. If you have any questions, please contact support! - Zirtue Production

5.5.4

April 25, 2024

On this episode: Sharing yields results Good things happen when loans are shared directly from the Sender to the Receiver. In this app update, we are empowering our borrowers with innovative methods to simplify the acceptance and funding process. We've also enhanced the repayment experience by incorporating more in-screen statuses and notifications. Until next time! - Zirtue Production

5.5.3

February 9, 2024

Nothing major to report for this release. Plenty of work is executed behind closed doors. We’re working hard on the usual - bug fixes and performance improvements. Enjoy!!

5.5.2

February 6, 2024

Nothing major to report for this release. Plenty of work is executed behind closed doors. We’re working hard on the usual - bug fixes and performance improvements. Enjoy!!

5.5.1

January 2, 2024

On this episode: New year, New Zirtue We are starting the new year with two exciting updates! We have improved the Loan Summary breakdowns to provide more information about the current status of your loan. Additionally, we have implemented a 10-day grace period for late repayments. We will be sharing more details about these enhancements in the upcoming weeks. Stay tuned for more exciting updates! Happy New Year! - Zirtue Production

5.5.0

October 5, 2023

On this episode: Feelin fresh! We're excited to introduce a series of design updates, meticulously shaped by the invaluable insights you've shared. This commitment to the mission is underscored by bug fixes and the endless search for a seamless user-experience. Anticipate forthcoming design enhancements as we build ahead. - Zirtue Production

5.4.9

September 28, 2023

On this episode: Baby steps We are currently working on a new design for the loan summary interface. This update aims to provide users with more information, making loan activity and engagement more transparent and easy to understand. We have already implemented a temporary solution for phone verification, with additional fixes still pending. Thank you for your patience. - Zirtue Production

5.4.8

August 10, 2023

On this episode: Ironing the wrinkles While there are no significant changes or new features, this update includes bug fixes and revisions to error messages to enhance the overall performance and user experience. We highly recommend that all users download this update to reach out with any questions or comments. - Zirtue Production

Description of Zirtue

Remember the last time money and loved ones mixed? Yeah – us too. It’s no secret that borrowing or lending money with someone you care about can make things… weird. With Zirtue, you can manage your money and your relationships all in one place. We make IOUs with a friend or family member far less awkward. Here’s how: Transparency: Details of the loan and the repayment plan are clearly broken down for complete clarity. Billpay: Money goes straight to a bill-pay service partner and not the borrower’s pockets. Flexibility: Set up auto-repay with a plan that works for you – not against you Relationships: Helping you set up a plan so you can focus on your relationship instead Download the app to create an IOU with someone you trust and get your bills paid – without the awkwardness. There are no fees, no interest and the money goes straight to a bill-pay service partner to pay for bills. With Zirtue you can… Avoid loan sharks and sky-high interest Borrow money without a negative impact to your credit score Create a repayment plan that works for you (from 3 months - 36 months) Get your bills paid in 3 simple steps… 1.) Sign up - Open a free Zirtue account and verify your identity. 2.) Connect your bill - Connect your bill using your provider’s account number. 3.) Request and repay - Send the IOU request to someone you trust. Pay them back on your terms with Auto-pay. So, there’s really no interest? Nope! The Interest paid to your lender (friend, family member, or trusted peer) is 0% APR. So, if you borrow $1,000 over a 10-month period with no interest (0%), your monthly payments would be $100 per month with a total loan cost of $1,000. How it’s working for Jane (an example based on a true story)… Jane hit a tough spot financially and came home to her utility bill in the mail – $350. If she didn’t pay in full, her services would’ve been cut off. She considered going to pay payday lender or getting cash advance, but the interest rates would’ve left her off worse. She figured her mom would help her. So, she used Zirtue to borrow the money and set up a repayment plan with her mom. Through Zirtue, Jane is repaying the $350 over a 10-month period with no interest (0%) at $35/month. So, Jane’s total loan cost is still just $350. The fine print: Zirtue itself is not a lender. Zirtue is the world’s first relationship-based, peer-to-peer lending application with direct payments to creditors. Zirtue simplifies loans between friends, family, and trusted relationships by turning informal promises into structured agreements with an automated repayment process. There are no fees to use Zirtue. Both the lender and borrower must agree to loan terms. Zirtue, LLC (the "Zirtue"), knows that you care about how your personal information is used and shared, and we take your privacy seriously. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored. For more information, see our Terms and Privacy Policy. https://zirtue.com/legal https://zirtue.com/privacy-policy

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Zirtue: FAQ

Can Zirtue support iPad devices?

No, Zirtue is not available for iPad users yet.

Who is behind the development of the Zirtue app?

The Zirtue app was released by ZIRTUE, LLC.

What is the minimum iOS version supported by Zirtue?

The app needs iOS 13.4 or later to function properly.

How do users rate the app?

With an overall rating of 4.3 out of 5, Zirtue is a must-have app for users.

What app category is Zirtue?

Finance Is The App Genre Of The Zirtue App.

What Zirtue application version is the current one?

5.5.7 is the most recent version of the Zirtue app.

When was the last update for Zirtue released?

The Zirtue app was last updated on October 1, 2024.

When was Zirtue introduced to the market?

Zirtue was released on February 6, 2023.

What age rating is assigned to the Zirtue app?

Child-friendly content, no violence or scary images.

What are the languages offered by Zirtue?

The Zirtue app can be used in English.

Can I find Zirtue within Apple Arcade's selection of games?

Sorry, Zirtue is not available on Apple Arcade.

Are in-app purchases available within Zirtue?

Sorry, in-app purchases are not accessible within Zirtue.

Can I utilize Zirtue with Apple Vision Pro?

No, you cannot utilize Zirtue with Apple Vision Pro.

Are there commercial ads in Zirtue?

No, there are no commercial ads in Zirtue.

Screenshots of Zirtue

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