Leave a Review Zirtue
Beware of Internal Issues
Please beware of internal issues related to Zirtue’s ability to correctly service loans. Specifically, take available money from your borrower. I made a loan in June. Every month since then Zirtue has failed to service my loan as agreed. Despite the borrower having money in her bank account, Zirtue has failed to take it. First they claimed my borrower was at fault. Then they started an investigation without telling me they were experiencing a known error. They eventually admitted the error was theirs. Despite months of waiting, Zirtue has failed to correct whatever issue they are having internally. Even after I cooperated by adding/removing banking information. They have also stopped responding. I have had to file a government report and arbitration action to attempt to get my funds.Show lessjseabury
Developer Response
We sincerely apologize for not meeting your expectations and for the difficulties you’ve experienced. We’ve made every effort to communicate transfer statuses to both parties and investigate any loan-related issues, always with the goal of prioritizing our customers' interests and improving the product experience. Please note that all transfers are processed end-to-end, meaning Zirtue does not hold, store, or retain any principal funds—beyond the service fee, which has already been refunded to your account. We take your feedback seriously and are committed to improving all aspects of our experience going forward.Easier payback
I found this app on a whim! I was looking to find an app to payback my family on a loan automatically. I know I can be forgetful but this made me schedule my payments every month from my bank acct directly to their bank acct. I know I will be using Zirtue again!!J. Alexander LG
The company’s mission and products are for the people
Love Zirtue and all that it helps people to do. It is easy to use and I appreciate how supportive the company is in terms of questions/problems that come up. Definitely would recommend their service!Johanna Chen
Useful!
I’ve heard a lot about this company and wanted to try it out as I find myself lending money often. Although verification was a little intense, which I completely understand given the fraud, the loan setup was simple and straightforward! Repayment could use some TLC but I think the direction is solid. Keep it up guys!Show lessWilliam Beauregard
Still haven’t reciprocated my loan from my sister.
I’m sister sent me a loan on January 11,2023 and it’s still pending it’s ridiculous bc it doesn’t take that long to verify anything. If I could give this app a -10 I would I wouldn’t even recommend this app to anyone. First time using it and mostly would be my last. They took money off her card and they saying they have to verify the back. Such a ripoff app!Show lessmozzi0192
An Amazing Lending/Borrowing App on your fingers
So happy that I found this app! I needed a loan to pay my bill and my friend was there to the rescue. Was easy to register, sent the link to my friend, bill paid and set up the payment arrangements with no problems. Lifesaver! We all fall into hardship and many times we become embárreles or even hesitate to admit we need help. This app facilitates you to be able to connect your billing account number and once you’ve sent the link to the person willing to help, simply ask for the amount you’re needing, they’ll approve it and it’ll go directly to the account you need assistance with. I definitely recommend this app for those unable to move around or pick the money due to circumstances. It’s like counting 123!!!Show lessmajano_
The BEST
I assumed Zirtue was a pay loan app and thought they would loan me the cash, but I checked out the app and saw it’s a loan to borrow amongst my family and friends.
I was able to send a loan request to a family friend and she was able to download it with ease. Funds were sent and my bill was paid! Definitely looking forward to using it again.Show lessTNEBEB
Thank you
Thank you Zirtue! This app helped me when I really needed it the most. It saved me from this Texas Summer heat! The app was easy to use and the set up for repayment was straightforward. I look forward to using this app again!Chrisstial
Thank you !
This app is clutch! Summer heat put me in a bit of a pinch and just needed a bit of money to bridge me over. My cousin is always willing to help but I wanted to make sure he knew I’d take care of repayment. Zirtue was everything I needed in one!Jeffery96
Developer Response
Jeffery - thank you for sharing! We're so happy to hear that we could bring a new level of confidence to you and your cousin's loan! If you need anything, please don't hesitate to reach out.Great app!
This app is amazing, very helpful when it comes to lending money..Alex17543
