Zirtue User Reviews

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  • Wouldn’t let me past address screen

    When I get to the “Please enter your mailing address for verification” screen, nothing happens. My address isn’t recognized and anything I put in the field does nothing. I only get the message “Oops, please select address from address list.” No list pops up for anything I type in.
  • Must-Have App

    This app is literally genius! It’s made a world of difference in the way that I lend money. This is a must-have app!
  • Great platform!

    Zirtue was perfect for helping me service a loan with my friend. Very simple easy and it auto serviced everything so I didn’t have to worry about it!
  • Came through in my time of need

    I got laid off by COVID-19 and Zirtue came through in my time of need. I was able to borrow money from my brother and friends to pay my rent and Zirtue made this process easy. Love this app for saving me!
  • Borrowing Made Reliable

    Had my sister lend me an amount of money and this made it so easy. It actually made me stay accountable to make sure I paid her back in a timely manner. Definitely recommend to anyone who is wanting a structured loan from a friend.
  • Zirtue is on the rise!

    Everybody uses apps such as Venmo Chime and CashApp to make money transfers. Zirtue does more than just money transfers and does it better! Look out for them to take over the money market in the very near future!
  • This app fills a serious void!

    Now when I book a trip, my friends can easily pay me back on a schedule.
  • Reaching people most apps won’t.

    This is my second time borrowing through Zirtue, and with good reason. Aside from the fact that it allows borrowers like me to be transparent with the need with actual PEOPLE, and not some lender-bot AI, the system itself is designed to access banks that lender-bot apps won’t (through Plaid’s ability to input account info manually). Having been a Zirtue customer, and being a seasonal worker (school bus driver), Zirtue has allowed me to borrow in times where I’ve needed it, be it for hard times over not-so-busy summer break, or in the most recent case, Thanksgiving break catching up with me. Thank you to the Zirtue team for giving the handshake loan more accountability.
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  • Damaged trust with friend, 0 customer support

    I made several attempts to reach out to customer service when I changed banks. Zirtue never restarted my payments or replied to my emails in over two months of attempts. No attempt to reach me. Then they deactivated my account. It's been horrible for my friendship, since they agreed to the loan in part because a third-party would handle payment without either of us needing to think about it. Now they feel lied to. Obviously, this loan to them is my responsibility and I'll make good on it. But you know you did wrong, Zirtue.
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  • Hate the service.

    I made a loan to my friend but they never received it and I lost my 1000 due to this stupid app! . No customer service number and bad experience all around . Do NOT USE if you value your hard earned cash

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