Great credit builder
I’m using cheese for 8 months now. I saw here some comments regarding the service and must say that from my perspective everything works well, it helps for my credit mix and every time that I contact the customer service I’m getting answers and support.
This credit builder app is by far the worse!!!!
I contacted his company for months about switching my account from my savings to my checkings!!! I sent emails and I called countless times to a number that no longer has service but it still offered by the company!!!! There's no way to make a manual payment. You have to contact the customer service to have them make it available. I figured all this out after they said I missed a payment way back in November but I'm up-to-date on all the rest of my payments before and after this point!!!!! The representatives are super unprofessional, and overall the app is just terrible and can harm your credit more than it can help!!!!!!!!! Please listen when I say this cause I've contacted these people for weeks through email and they stopped contacting me back after the representative wasn't able to tell me how my payment was missed !!!!!!!!!! Would give 0stars
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Thank you guys
Thanks for all the reviews. I almost downloaded this app but decided to shop around a little more for different credit builder apps. After reading these reviews. I will be looking elsewhere. Thank you good people of the App Store
Warning warning warning - bait and switch
Do not do business with this organization. I tried to cancel the service, which the convenient make difficult to find and the next day they charged my account. Nothing worse then unscrupulous people. If you had the same experience, please join me in reporting them to the CFPB, your state attorney general and any other government entity that will penalize preying businesses such as this one. Absolute worse organization.
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Response from developer
Hi, sorry you’re having trouble. It looks like we’ve recently contacted you about this situation. Check your email for an update from our support email and we can go from there.
My credit score grows 58 points in 45 days!!!
Our family is planning to buy our first house next year. All of my friends tell me that a good credit score will save a lot of money by getting a better mortgage rate.
Due to bad spending budgeting and habits in the last two years, my credit score was down to 692! Improving my score became my new year resolution of 2023. As a Cheese debit card user, I trust this company for its customer support and product. So, I registered my Credit Builder account as soon as I got the email invitation. The registration process took only 3 minutes and I got the credit builder loan.
Today, I found my credit score increased by 58 points both on Equifax and TransUnion. It only took 45 days and my credit score is 750 now!!! And, I don’t even need to do anything after connecting my bank and it automatically put my monthly payment as my saving. I am sharing this with my best friends and 5 of them are Cheese happy users now!
Due to bad spending budgeting and habits in the last two years, my credit score was down to 692! Improving my score became my new year resolution of 2023. As a Cheese debit card user, I trust this company for its customer support and product. So, I registered my Credit Builder account as soon as I got the email invitation. The registration process took only 3 minutes and I got the credit builder loan.
Today, I found my credit score increased by 58 points both on Equifax and TransUnion. It only took 45 days and my credit score is 750 now!!! And, I don’t even need to do anything after connecting my bank and it automatically put my monthly payment as my saving. I am sharing this with my best friends and 5 of them are Cheese happy users now!
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Response from developer
Hey! Thanks for the positivity! 🙌🏿 🙌🏽 🙌🏻 So glad to hear you’re enjoying Cheese.
works well so far!
I’ve been using Cheese credit builder for 3 or 4 months now and it worked really well so far. I wanted to build my credit because I planned to buy a car in a few months. And I learned that if my credit score get higher I could get a better interest rate for car loans. That’s why I started to look for some credit building products. I only had a credit card and totally new in credit building, I came across this Cheese credit builder and surprised to know that by using it I would be able to build up my savings at the same time. Since the second month I started to use it, I saw my credit score increase a few points each month. Happy with the result!
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Amazing app that helped my credit score!
I really needed a credit builder to help me improve my credit score. Cheese help me create a tradeline for personal loan that improve my credit mix. My credit score went up by 20+ over the past 2 months. Would definitely recommend friends to try it.
Increase credit without hassle
I have no loan and only 2 credit cards, so it is pretty difficult for me to increase my credit score. When my friend introduced me credit builder loan, I decided to give it a try. The signup process is super easy. I only needed to fill in some basic information and connect my bank account, then it’s approved in 1 minute! After that, I don’t need to do anything, just make sure I have enough funds in my account for them to “save”, then my credit will gradually increase! Perfect for a lazy person like me! The app design is also very cute. Overall, I love this product!
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My score went up by 30 points with Cheese, I like it so far!
My score went up by 30 points with Cheese, I like it so far!
Frustrated
Never got any type of notice that the bank was shutting down. Went to login today and couldn’t. So came to the app page to see if others were reporting problems in the reviews cause people tend to do that and THAT’S how I find out ya’ll had shut down.
You even posted an update 2 months ago claiming to be sending out updates? Where? Not to emails or phone numbers! Ridiculous! This is NOT professional and not a good way to end things. Like I’m sorry, but this is NOT how I should have found out that my bank account was closed.
You even posted an update 2 months ago claiming to be sending out updates? Where? Not to emails or phone numbers! Ridiculous! This is NOT professional and not a good way to end things. Like I’m sorry, but this is NOT how I should have found out that my bank account was closed.
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Response from developer
We’re sorry to hear that you’re having issues with Cheese. We sent out several emails regarding our debit card program wind-down process since August, but you might have missed them. Please kindly contact us at support@earncheese.com and we’ll be more than happy to discuss this with you further.
