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Self-serving credit apps
All of these Credit building apps are self serving, they try to get you to apply for credit cards that have high interest rates that will ultimately ruin your credit, I’m still trying to clean up the mess, I don’t know what kind of pay off these so called Credit building agenceys get but they should be outlawed. I’m on S.S. And get paid once a month.. I had one of their cc that was suppose to help me build my credit.. but wouldn’t work with me to adjust my payment date, but instead would charge me a late fee and then report that I was late, damaging my credit. I was paying a local company but the main office was back east.. so even though I made the deadline it was still late because of the time zone difference., thanks for nothing all of you… people stay clear of these liars. They will only get you further in debt… and that’s all I have to say about that!Show lessNightmare
This credit say that it help you REBUILD YOUR CREDIT it should say let’s take you in a roller coaster because seen I got this car I been in a NIGHTMARE OF A ROLLER COASTER 1st it charge me for a late fee on one of there update that they did so I disputed that and every time I did my scores went down and it NEVER got corrected YES I did call the number they provided that you can never get to the correct person they will tell you they can help you with that issue they don’t help sesame cash customer and they will give you another number and the customer service from that number will tell you you have the wrong number and try to transfer you and the phone call will hang up. 3rd out of the blue there will be another update and you will see your that you have 2 sesame account so there you go again dispute the accounts sending emails to sesames cash customer service and when it get resolved your credit score goes down AGAIN and the account that they took out is the one that is showing no information and here WE GO AGAIN THERE MUST OF BEEN ANOTHER UPDATE OR SOMETHING BECAUSE I JUST GOT A NOTIFICATION ON MY CARD I CHECK AND IT SAID THAT MY SESAME CARD WAS REMOVED FROM MY CREDIT THAT MY DISPUTE WAS APPROVED I HAVEN’t done any dispute so there went 20 points of my credit
MY ADVICE
RUN RUN DO NOT GET THIS CREDIT CARD YOU CAN’T GET NO CUSTOMER SERVICE BY PHONE OR EMAIL . YOU CREDIT WILL BE YOUR WORST.. REALLY RUN RUN IS THE WORST CARD AND CUSTOMER SERVICEShow lessDeveloper Response
We’re truly sorry to hear about your frustrating experience and the issues you've faced with our services. Your situation demands immediate attention, and we are committed to resolving it. Please contact us directly at support@creditsesame.com so we can address each of your concerns thoroughly and promptly.Trash-used Transunion as main
Credit sesame is trash. They use transunion as the man credit bureau knowing transunion never updates or updates the last/slowest of all 3 bureaus. I recently paid a big chunk of my credit card off and while the other two bureaus updated, even after an entire month and half…yes that’s right…a whole 6 weeks, transunion still didn’t show the payment and new balance. Transunion had my usage at above 50% when I deliberately worked hard to get it down and the other two showed the change. I have a theory that the app does this to make it appear that your credit score is lower than it actually is and to keep you as a customer. Makes absolutely no sense. Use a different app.Show lessDeveloper Response
We're sorry to hear about your experience. Credit Sesame updates your TransUnion credit score and profile weekly. For direct disputes with TransUnion, please visit their website or call 800-916-8800. You can also reach out to us at support@creditsesame.com for further assistance. We appreciate your feedback.