Credit Savvy User Reviews

Credit Savvy - Credit Score
Credit Savvy - Credit Score
CBA New Digital Businesses Pty Ltd

Top reviews

Great free app!

Love that I’m able to monitor my credit score and credit file for free. Also able to place a credit file ban across bureaus to protect my credit file. Would recommend this app!

Response from developer

Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.

Smashing savings goals!

I’ve been using the Credit Savvy app for a few months now, and it has significantly transformed my financial habits. As someone saving for a new house, I needed a tool to help me stay on top of my spending while also working to improve my credit score. Credit Savvy has been that tool.

The app provides a clear and detailed overview of my spending habits, making me more aware of where my money is going each month. The budgeting features are intuitive and easy to use, allowing me to set spending limits and track my progress in real time. This has been instrumental in helping me cut unnecessary expenses and redirect those savings towards my house fund.

Additionally, the credit score monitoring feature is fantastic. Credit Savvy not only provides my current credit score but also offers personalised tips on how to improve it. By following these recommendations, I’ve seen a noticeable uptick in my credit score, which is crucial for securing a favourable mortgage rate.

Overall, Credit Savvy has been a game-changer in my financial journey. It’s user-friendly, informative, and has provided me with the tools and insights needed to make better financial decisions. I highly recommend it to anyone looking to improve their financial health and achieve their savings goals.
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Response from developer

Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.

Fantastic app in uncertain times

I was lucky enough to have this app before there was a huge data breech in Optus, and when I heard the news I instantly put savvy shield on to stop me having my details leaked. I can not endorse this app more, it’s so invaluable when we are having so many cyber attacks with all sorts of companies

Response from developer

Thanks for the feedback! Glad to hear that the Credit Savvy App is helping you protect your credit score from identity compromise.

Helped me buy an apartment

Needed to improve my financial situation. Credit Savvy was so helpful in doing that. I received regular updates on my score via email & visually saw my score go from low to very high. I was then able to purchase an apartment. It now keeps me on track to stay in very high. I’m notified when anything affects my score, good or bad. Also easy to navigate site. Highly recommend.
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Response from developer

Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.

Saved me from credit fraud

I’ve had this app since the data breaches a few years back. I recently was made aware through the app that a credit enquiry had been fraudulently made in my name. Long story short - my ID had been stolen and used to apply for a number of lines of credit. I never would have known about it if not for this app - thank you. Would be 5 stars if there was a way to lift the ban with all 3 reporting agencies when I need to but I get that they are 3rd parties and have their own processes (and this is all to protect us).
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Response from developer

Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.

Seamless and intuitive

So easy to use and all the information I needed was available within minutes. A real solace when one believes one has been exposed to identity theft.

Response from developer

Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.

Tech help, so helpful

I couldn’t log in and needed tech help. The response, quick, clear supportive and helpful. I’m back on track to being secure and More savvy than I was. Many thanks to the tech team.

Response from developer

Hi there, thank you so much for your feedback! We are glad that we could help.

This app works

The app is fine and does what it is supposed to. It’s an app for the iPhone so it doesn’t work so well on the iPad but looks good on the iPhone.

More importantly Credit Savvy has made it easy for me to get my credit score and lock down my credit to keep my accounts safe.

Response from developer

Hello, thank you for the feedback!

Not so easy to remove a ban

With all the recent data breaches I followed advice and put a temporary credit report ban in place. I needed to remove the ban and had to contact all three credit providers individually which then took between 1 to 12 days for the credit report to be active. Perhaps the developer could work on this as the customer experience is terrible!
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Response from developer

Hi there, thank you for getting in touch. We are constantly looking to learn and grow, and want to take your feedback on board.

Very happy

I haven’t had an issue with App. I have turned it on and off when needed for accessing my credit report. I sleep much better at night, knowing I’m protected, as best can be, from identity theft.

Response from developer

Hello! Thank you for your feedback - glad to hear that we are helping you to protect your credit score.

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