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Best ЭЛСОМ 2.0 alternatives: apps like ЭЛСОМ 2.0

9+ similar apps compared and reviewed

3.7 avg rating
9 free apps
Updated November 2026
ЭЛСОМ 2.0
💰 Finance

ЭЛСОМ 2.0 is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to ЭЛСОМ 2.0

Kompanion#1

Kompanion by Банк Компаньон

Банк Компаньон
Editor's Choice
💰 Finance
4.4(75 ratings)
Free
Kompanion screenshot 1
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Kompanion screenshot 6

This mobile banking app combines a digital wallet with comprehensive financial services. Users can send money domestically and internationally, pay bills for over 200 providers, manage deposits, and repay loans anytime, anywhere.

Optima24#2

Optima24 by Optima Bank OAO

Strong Contender
💰 Finance
3.5😐(199 ratings)
Free
Optima24 screenshot 1
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Manage your finances with this secure and advanced mobile application. It offers instant transfers, bill payments, online loans, and account management. Access discounts and foreign currency accounts easily.

What We Love

  • 👍 User-friendly and intuitive interface
  • 💼 Reliable banking service
  • 🌍 Convenient for international transactions
  • ⭐ Good customer service at branches
  • 📱 Stable app performance after recent updates
  • 🏦 Trustworthy bank with long-term reliability

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • ⏳ Slow loading times and infinite loading
  • 🔄 Constant need for app updates
  • ❌ Balance display issues
  • 📊 Payment history not loading
  • 🔐 Authentication problems and repeated login requirements
  • ⚠️ Technical issues and downtime
  • 📞 Poor technical support response times
  • 🌐 International transaction delays (1-3 days)
MBANK — Мобильный банк#3

MBANK — Мобильный банк by MBANK, OAO

Worth Considering
💰 Finance
4.5😐(2.3K ratings)
Free
MBANK — Мобильный банк screenshot 1
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MBANK — Мобильный банк screenshot 6

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

What We Love

  • 👍 Convenient
  • 👍 Easy to use
  • 👍 Reliable
  • 👍 Excellent app
  • 👍 Useful
  • 🚀 Fast
  • 🔒 Secure

Room to Improve

  • 🐛 Frequent glitches
  • 🐛 Crashes often
  • 🐛 Doesn't work when needed
  • 🐛 Unreliable
  • 🔋 High battery consumption

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This app is a comprehensive financial wallet for instant money transfers, QR payments, and online shopping. It offers quick loans, a marketplace with diverse goods, and a unified account for managing funds and making various bill payments.

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BakAi - мобильный банк
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This official utility app allows users to monitor their electricity payments and charges. It provides a convenient way to track consumption and billing information directly from their mobile devices.

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