This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.
4.5(63 ratings)
Free
Best apps like ЭЛСОМ 2.0
10+ similar apps compared and reviewed
3.7 avg rating
10 free apps
Updated July 2026
ЭЛСОМ 2.0 is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.
Top Alternatives to ЭЛСОМ 2.0
Optima24 by Optima Bank OAO
Strong Contender
💰 Finance
3.5😐(190 ratings)
Free
Manage your finances with this secure and technological mobile app. It offers instant transfers, bill payments, loan and deposit options, and account management. Access card discounts and generate statements easily.
What We Love
- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
Room to Improve
- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
MBANK — Мобильный банк by MBANK, OAO
Worth Considering
💰 Finance
4.5😐(2K ratings)
Free
Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.
What We Love
- 👍 Convenient
- 👍 Easy to use
- 👍 Reliable
- 👍 Excellent app
Room to Improve
- 🐛 Frequent glitches
- 🐛 Crashes often
- 🐛 Doesn't work when needed
More apps like ЭЛСОМ 2.0
4
Balance.KG
Balance
Free
Easily pay for utilities, TV, internet, games, and mobile services without commission. Transfer money instantly, discover promotions, and save frequent payments. View payment history and find nearby top-up locations.
Commission-free paymentsInstant money transfersFavorite payments
💰 Finance
(26)
free5
Элкарт Мобайл
by MEZHBANKOVSKI PROTSESSINGOVY TSENTR, ZAO
Free
Manage your Elkart payment card for 24/7 online transactions. Easily pay third parties, transfer funds between cards or by phone number, and view your transaction history and card balance.
Link Elkart cardPay services from Elkart cardCard-to-card transfers
💰 Finance
(11)
free6
DemirBank - bank for your life
by Demir Kyrgyz International Bank CJSC
Free
Manage your finances easily with this mobile banking app. Open accounts remotely, make cardless ATM transactions, and handle multi-currency needs. Pay for over 300 services instantly.
Remote account registrationQR code ATM withdrawals/depositsMulti-currency card options
💰 Finance
(50)
free7
RSK 24
by ELDIK BANK OAO
Free
Manage your finances with this mobile banking app. Access your card 24/7, view account balances, pay bills, and make transfers. It offers over two hundred services in one place, accessible from anywhere with internet.
24/7 card accessAccount balance checksBill payments
💰 Finance
(5)
free8
Namba One
by Namba Soft OsOO
Free
This app is a comprehensive fintech wallet for instant money transfers, QR payments, and online shopping. It offers quick loans, a marketplace with diverse goods, and access to over 200 payment services, all within a single, user-friendly platform.
Instant money transfers and top-upsQuick loans and financial productsMarketplace with over 5,000 goods
💰 Finance
(6)
ad-supported9
BakAi - мобильный банк
Ваш умный финансовый сервис
Free
This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.
Convenient payments for utilities, internet, mobile, taxes, gamesAccess to over ten government servicesOnline loans up to 200,000 som
💰 Finance
(374)
free10
Мой_свет
by Urmat Saparot
Free
This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.
Monitor electricity paymentsView billing chargesOfficial utility app
💰 Finance
(1.1K)
free