FNBO is a good way to go
The drive up service is great during the business hours.
The online banking is average, and the app is useful. The online bill pay doesn’t have a reserve entry for known auto-billing from a checking account. That makes it a bit of a drag to plan ahead for authorized outside payment systems.
Response from developer
We appreciate you taking the time to provide feedback, and you may rest assured it has been shared appropriately. Please note, FNBO is part of the Allpoint ATM network, which provides access to surcharge free ATMs nationwide. To find one near you, just go to our website and click the 'ATM/Branch Locator' at the top of the page. If you have any other questions or concerns, you can call us at 800-642-0014, and our Specialists will be happy to help.