MidWest America FCU Mobile User Reviews

MidWest America FCU Mobile
MidWest America FCU Mobile
MidWest America Federal Credit Union

Top reviews

Mobile App Rating

Yes lately this has been working great and been very user friendly, thank you!

Good App

App works well and it’s very convenient.

Great App

Cool new features!

Locked Out

After completing the required update, I cannot login by facial recognition, or user ID and Password. Now my wife and I are locked out of our account and the phone number provided is an endless void of non responsive messages. Terrible!

Response from developer

New to this release, we've added an area at the bottom of the login screen to assist members in unlocking their accounts immediately without requiring them to contact us. This option is labeled "Trouble Logging In?" and requires your full account number. If you do not have all of the information available to unlock your account successfully, please contact us so we can help you.

New app is awful

Update, It’s not getting any better.

Transfers still take longer than in the previous app.

New app is slow to load & log in & sometimes doesn’t take you to the Home Screen & then hitting the back button logs you out instead of going Home.

Check images have been taking a day or so to show up after the transaction posts, vs the old app was right away.

The previous app was way better than this new version & was one of the reasons I’ve been with MW for such a long time. This update really has me rethinking that decision.

The new app is much more difficult to use than the previous version. It is also VERY slow to load. I did a transfer yesterday from one account to another. Typically this would take less than a day to complete. It’s been over 24hrs now & it’s still not complete. Somehow your debit card is still not Apple Pay compatible 👎🏼
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Response from developer

We apologize for the inconvenience you experienced with the recent transfer delay. We were aware of this issue and are happy to report, it has been corrected. The next transfer you make should be completed in a timely manner. The process to improve the contactless payment experience is also underway for our members. We appreciate your patience in this matter and value your membership with the credit union.

E statements don’t exist

Been trying for 45 minutes to transfer money to my roommate to pay rent. Keeps telling me I need a “Share number” and can find it on the overview screen or on my statements. 1. No you can’t find the share number on the overview screen, it. Very unuser friendly. Tons of steps backwards from the old version.
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Response from developer

We apologize for the frustration in getting this set up. The overview screen lists your own personal information. To set up a transfer to another member, they would need to provide you with the Share ID they would like the funds sent to which they can find on their own overview screen. If you need assistance in getting this set up, please give us a call so we can walk you through the process.

Notifications on update not effective

The latest update seems to go backward when it comes to features in the notification section. I used to be able to receive transaction notifications that included a description of where the transaction originated. It provided a quick way of making sure no unauthorized transactions occurred. Now I can receive a notification but I can’t see any detail unless I log into the app. Makes the notification pretty useless. This is something available on just about any other banking service/app. When I asked about this at the credit union I was told this is no longer an option. Why would you get rid of this feature? I also used to be able to receive a notification if a payment was due or late. Now the only notification available is a recurring reminder. Also, the option to add member to member transfer is not working. It errors out every time we try to add an account. I’m all for new and improved apps but this new app does not seem to offer any improvements, only less user friendly and ineffective options. Did the designers even seek input from real and regular users of this app??
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Response from developer

Thank you for your comments. We can help with this. The alert notifications did not transfer over to the new app but can be set up in the Settings Menu. There are many listed there but it sounds like you have a more specific alert you would to receive. While the employee told you it is not available in the app, we can manually set up more detailed alerts from our system on your account. If you stop into the branch, an employee can help you with that. We may also be able to do this over the phone but we're experience higher call volumes with the recent conversion. If you'd like to have us call you directly, you can send us a direct message in Facebook with your phone number. We do have Advanced Alerts that will be coming in the future to our app as well. When those are released we will make an announcement. Also, you shouldn't be receiving an error for member to member transfers. Possibly that was something odd going on at the time. Try again and if this continues to be a problem, we can also help with that.

New app is awful

The new app is much more difficult to use than the previous version. It is also VERY slow to load.

I did a transfer yesterday from one account to another. Typically this would take less than a day to complete. It’s been over 24hrs now & it’s still not complete.

Somehow your debit card is still not Apple Pay compatible 👎🏼
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Response from developer

We apologize for the inconvenience you experienced with the recent transfer delay. We were aware of this issue and are happy to report, it has been corrected. The next transfer you make should be completed in a timely manner. The process to improve the contactless payment experience is also underway for our members. We appreciate your patience in this matter and value your membership with the credit union.

Old version was much better

New version of the app is hard to navigate and takes forever to long on and load things up. I like that there are more features for online banking but I think the app is hard to use.

Response from developer

Thank you for making us aware of the longer load times for the app. We will look into this issue. If you get the opportunity, please visit our website or our YouTube channel https://www.youtube.com/@MidWestAmericaFCU to view some very short videos with tips on how to navigate the new app. We hope that you will find them helpful.

No. Change it back-

This app took forever to “improve” and this is what we get?!

-Smaller FONT
-More jibberish in and around acct info
-LONGER load times

I hate it.

I have heard others say the same-they just aren’t tech savvy enough to write a review.

This app is 10lb. of #### in a 5lb. bag.
We deserve better.

Response from developer

Thank you for making us aware that the load times are longer. We will look into this issue. Additional features to our new app will be released soon and we hope that you find them beneficial.

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