Review
You do not have visa debit cards.
You charge $40 for an NSF charge when the charge going through is $20 or under. I have been with this bank for 20 years. Yes sometimes I don’t have money in there most times I do! PayPal tried to take out my Netflix payment twice and I received $80 in NSF fees. On a 21.00 payment.
I would think that the bank would look at my history and maybe throw a $50 overdraft on there just so I don’t get $80 in NSF charges. The money is usually in there later that day or the next day…..