Debit & Credit User Reviews

Top reviews

The OSX version is good, the iOS version is mediocre

The OSX version is powerful and easy to use, no major issues. The iOS version wastes screen space by assigning about 1/3 of the screen to listing of account names and balances (in one line) and bookkeeping settings. The display of the important data is cramped into the remaining 2/3 of the screen. Running balances are listed in fine print and descriptions, categories, and payees are fused together, obscuring their meaning. The time when a transaction is entered is displayed also, a useless information, since it is unrelated to the time when the transaction is executed.
The sharing of data between computers running OSX and iOS is a plus.
I give the OSX Version five stars, the iOS version two stars.
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Best app I have.

I’ve been using it for over 2 years. It’s the best app I have. The customer service is great!!!! I had a little problem after about 2 1/2 years after updating my Mac desktop (which in all likelihood caused the problem) and had the help I needed very quickly and it was fixed in a couple of minutes. It would be great if they all worked so well and the customer service was this good. THANKS!
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Tremendous

A really great app..easy to use, load data and export data, does everything you need to monitor finances with minimal fuss. Developer very prompt with replies to any questions. Fantastic

So far, so good!

I was using a different checkbook app and syncing broke on it so I had to find a new one. Syncing is a must for me, between my iPhone and iPad, and this app works flawlessly so far. And it syncs to iCloud rather than the developer’s servers so privacy is secure. One suggestion for the developer: maybe add an option to make pending items in the register a different color, either the text or the background, so they are easier to find? Thanks!
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Thrilled!

I discovered this app after slogging through app after app that wouldn’t allow both myself and my husband to access and add transactions from our various devices. The fact that we can do that with this app, and have it on our Mac as well is incredible! We were terrible about letting our receipts pile up, then have a mountain of work to get our checking account ledger up to date. This app is very well executed. I thought there were a couple of features that we had on our previous desktop app that were missing, but upon looking at the settings, we are able to do everything we had been able to with that one. Transactions populate our various devices, including watch, incredibly quickly. So freaking happy! We can finally enter our info on the fly and skip the misery of entering everything for a month at one time. THANK YOU, THANK YOU! Keep up the fantastic work!!
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Great App!!!

Perfect app to for bookkeeping. Very useful and convenient.
Price for premium user is very cheap.
I definitely recommend this app.

Solid App

Decent app overall, but I find myself frustrated with the shared accounts. Really wish there was a way to share categories between accounts for family budgeting and tracking. Seems there is no way to use one set of categories for all accounts. For the price I wish this worked better.

Response from developer

Categories, payee and descriptions are also shared with your budgets and accounts. However, the other person will see your categories only when creating transactions in your accounts. He won't see them in the app settings, that's where his personal categories will be displayed.

Great app, easy to use

Over the years I’ve used a lot of personal finance apps, starting with Quicken many years ago. Three months ago, I switched to this one and have decided to stay.

What attracted me were the many 4/5 star reviews; the occasional 1/3 star reviews were too vague to be much use although the developer’s replies were pertinent.

This app on IOS and OS X is seamless and cloud sync works like a dream. Like other users, I don’t like apps automatic linking to my bank accounts, preferring to enter data manually; this feature isn’t provided here - result! Entering transactions is very simple and quick using a single screen most of the time.

My only gripes are budgeting and reconciliation. I probably need to spend more time exploring the budgeting feature as it’s not intuitive. Reconciliation seems straightforward, but I’d prefer it if the app remembered the previous balance brought forward rather than me having to hunt for it outside the app. Also, showing only unreconciled transactions automatically would help.

For day to day use, you can’t beat it.
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Powerful app and extremely simple to use!

This is the one app I’ve stuck with after trying out so many others. Create different accounts, does scheduled transfer, the most flexible repeat options I’ve seen. Fantastic!

The best way to budget if you don’t trust robots

I love being in control of my budget, and Debit & Credit gives me complete control and lots of tools to organize all my information. When checking bank or credit card apps can be confusing with available balance vs statement balance vs current balance, I always prefer checking my official log in Debit & Credit where I know what everything means and how much money is where. My only issue is the latest update that added folders has caused some weird bugs in the color scheme that make it hard to parse some information, but the addition of folders is a godsend so I’m not complaining.
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