Needs to be more upfront before purchase
I like everything about this app until I purchased the premium version to share my accounts with a family member. It turns out that the family member also needs a premium account to view more than two accounts even though they are MY accounts under MY premium subscription. Developer stated this is listed under the subscription terms but it is hidden everywhere else including in the section of the user manual “Shared Accounts Limitations.” Developer answered email promptly just wish we could share more than two spending accounts.
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Customer for Years
Over the years, I have come to absolutely love Debit & Credit for its simplicity and uncompromising power. Ivan is genuine and lightning fast with responses to questions. Hands down, this is one of the most amazing apps I have seen - and he has THE best customer support I’ve ever seen - anywhere. It is absolutely astonishing what Ivan has packed in to this tool. I have tried so many apps - from indie developers to off the shelf big-name products, but Ivan’s continued development and increased feature set seems to unleash a power that is unparalleled. I will gladly be a premium subscriber for years to come as this is an app that delights and delivers. From sharing to the ability to weave into automated workflows (shortcuts), there is a massive return on investment for potential time saved with this app (without sacrificing privacy, mind you). Thank you for URL SCHEME support! For anyone reading the reviews, if you’re on the fence about downloading this app, don’t be. Download and dive in to the robust features that are elegantly hidden behind simplicity. I can’t wait to see what he does with this app in the future. It is already a top shelf product. Been a customer for years now and will be into the years to come. Frankly, the only thing to say here is - well done.
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Honest review
Hi! I have had this app for years now. I never had an issue with it until earlier this year (2018) and reached out to support. I got a response quickly and was happy. The app is worth the money I believe. I see there are some negative reviews but doesn’t elaborate on why the low score. Makes me wonder why? It if does what it says it would. This is an app I use daily and not just for my checking but also for other accounts that I balance. I really like this app and I think you will too. :)
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So useful
Been using for over a year now. The best way to manually manage finances hands down - budgeting, forecasting, import/export - it’s got everything you need. Then when you’ve got all your accounts set up, it’s easy to see how much you’ve got and what’s going where.
An intelligent alternative
This is a beautifully conceived app. It is well thought out and smartly laid out. I initially experienced some frustration owing to my own preconceptions derived from other apps I have used. Once you can clear your mind and accept the app for what it is things quickly begin to fall into place. One of the keys for me was accepting the fact that paying off a credit card balance is actually a transfer of money from a cash account to a debit account rather than one of paying a bill. It’s simplicity veils the careful thought and design that makes it so useful. Well done and worthwhile!
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Best I have found so far
I am the treasurer for our local Girl Scouts and we have to do financial reports at the end of each program year. This app makes this process simpler. I used categories that correspond to the GS paper work and run a report for income and one for expenses and done!
I would like to see the option to save multiple reports all with their own defaults. Not all of my accounts have the same income/expense categories so to run a report I have to change categories, etc each time.
Also would like to be able to assign a custom color to each account to make it visually easier to differentiate between accounts.
I would like to see the option to save multiple reports all with their own defaults. Not all of my accounts have the same income/expense categories so to run a report I have to change categories, etc each time.
Also would like to be able to assign a custom color to each account to make it visually easier to differentiate between accounts.
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Still an awesome App
I'm not the best with Math nor finances. I've tried many Apps on iOS that sync with macOS Apps and this one is the only one I've stuck with.
I can create budgets, schedule future income and debits/bills. I can track all my spending in a no frills straightforward way.
And there's no annoying monthly subscriptions with this App.
So if you're like me I really recommend Credit & Debit.
I can create budgets, schedule future income and debits/bills. I can track all my spending in a no frills straightforward way.
And there's no annoying monthly subscriptions with this App.
So if you're like me I really recommend Credit & Debit.
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Mostly Great
I have used this app for a while and really like it. I like the shared accounts option and the ability to have pending transactions. However, I have had to re-subscribe twice in this past year because my Mac and iOS devices refused to sync with each other and attempts to resolve the issue through customer service were unsuccessful. As much as I love this app, purchasing it multiple times is very frustrating and I would not do it again if the issue happened again.
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What I was looking for.
I use a reward credit card like a debit card so that I can get airline tickets. So I want to keep track of both my checking account & credit card charges. I also want to see a running total in real time so I know how much money I actually have. I thought this app did not do that. I emailed the developer and within less than 24 hrs, I was told how to see that running total. In the home page, you simply pull the accounts down. Originally, I gave the app 3 stars because I thought it did not have this feature. I am revising it to 5 stars, for now. This is a new app for me so time will tell. The last app I used lost all my data when I upgraded to a new phone. I pray that is not the case with this app!
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Best Accounting App there is
Tried several other apps that were virtually useless. At last I found this which has all the facilities I wanted plus more. Certainly worth the annual subscription fee don’t bother trying anything else.
