Debit & Credit User Reviews

Top reviews

Great app even after years of using it

I bought this app to replace another that was not longer being updated. My husband and I sync our transactions with each other and need the ability to see all transactions on all devices. I have been using this app now for a couple years and have been very happy with the interface, options and especially the customer service and tech support. I have had a couple of questions over the years and each time I have reached out for help Ivan has responded very quickly, almost always within an hour. He had always been able to help me immediately.
I would recommend this app for its usability and the fact that the developer is engaged and providing a quality product.
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Best Customer Service from a Developer Ever!!

Ivan (the developer) also makes the Parcel tracking app which I love. I bought Debit & Credit to change from another program (MoneyWell). There were initially some challenges trying to match features from the old program I was using. I emailed support and Ivan responded immediately. More recently I had an issue with iCloud sync trying to share the app with my wife. It turns out the problem is related to iCloud and I was exceeding the maximum number of entries that iCloud allows to be synced between 2 different iCloud accounts. Regardless, Ivan exchanged 15 emails (including on weekends) with me trying to come up with work-arounds. He even created different “test” versions of the App for me to try in order to see if I could sync all my transactions successfully. Best customer service from any App Developer that I have ever experienced!!
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Love this app so much

Great app.
Helps me to track my expenses.
Manage my budget and above all,what I like is u dont have to link it with your bank accounts. I can just manually put the amount I want to manage.
Recommended to all my friends. Keep it up guys.

xx

Almost great

Very simple layout, good for beginners

Some useful features to add:
- comments for scheduled transactions
- tags for scheduled transactions
- duplicate option (not repeat) for scheduled transaction for e.g. similar transactions but not necessarily same payee...etc

Full marks to the developer!

Have been using this app for a while now and it does just what I want.
I made a suggestion about the info display which has been incorporated on this update. Great service!

Awesome

Easy to use. Easy to import data. Most of the things you need are automated. It looks good and understandable on all devices. Perfect. Have worked on a perfect excel budgeting for years only to find that this does it exactly like I want it only better.
Only thing I’d wish for were some more saved reports.
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Best of breed

Import feature is what makes this app worth 5 stars. Would like the ability to create a duplicate entry: swipe left and tap duplicate icon. Would also suggest balancing the font sizes from the account listing to the charge list. Might suggest using the font from the settings pages. Finally, please make the fonts on the lighter themes black. White on beige, for example, is hard to read. Otherwise, I love it. Wouldn’t bother making these suggestions if I didn’t think it was a great product.
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Keeps getting better

I just read the release notes and realized that you can now rearrange the payee, category, and description fields. That is awesome as I’ve always felt they were in the wrong order. I’ve always entered them in reverse order.
This is my #1 favorite app.

Edit: Well this is strange. Went to edit my previous review, which is usually the only option if you’ve previously left a review, but it opened a blank review page. I figured Apple must have removed my prior review. Once posted, I see that it replaced my prior review but left the developer response of the old review. So now it looks as if the developer responded before I left the review, and responded to issues not in my review.
With Apple it just works, except when it fails.
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Response from developer

In Debit & Credit the concept of reconciliation is different from cleared/pending transactions. Reconciliation is used to ensure that the transactions were recorded correctly, to make sure that you have not missed any transactions or entered an incorrect amount. Pending transactions are used to reflect transactions that might never end up being recorded. They don't affect account balances (by default), they are not included into budgets and reports. Reconciliation is supposed to be done on a monthly basis and is currently available on Mac and iPad. Pending transactions are available everywhere. Regarding changing transaction date: now in version 2.3 there is an an advanced option in the app settings to move the date picker to the first page. Please contact support@debitandcreditapp.com if you have any other questions, I will help you.

This App was made for me.

I have used and tried several finance tracking apps over the past couple years and never very satisfied with any of them. Most are too complicated that I end up not using them or bloated with features that clutter the interface or too simple to get much value out of. This app is amazingly intuitive and simple yet packed with nearly all the features I need to track successfully my finances and spending. It is very easy to add transactions and the reporting is useful. There is so much thought behind every function that I can tell a lot of time was spent perfecting the experience.

I'm actually using the budget feature because it is so simple and because the tagging feature is perfect to track what me or my wife spend individually and I can also tag transactions that I'll need to reference when it comes time to do my Income Tax. The missing feature I could use the most is to have the budget reflect pending transactions.

I really like the ability to change the color of the background along with the color of the app icon. I make it a different color than the other apps on my home screen so it stands out and I can quickly find it. I have too many red and blue apps and I sometimes open wrong one. I would love other developers to do the same.
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Best finance app

I’ve waited awhile to review Debit & Credit. I’m using the premium versions on my Mac and IOS devices. The developer really understands how to make a complicated task easy to do.
The interface is remarkably uncluttered, so much so one thinks “this can’t be any good , it’s not complicated enough”.
This is where the app really shines , making money management easy to do. The integration between Mac and IOS is seamless. Having bought and used many finance programs over the years Debit & Credit is the best. A special note on their support, had an issue at first when I had the trial version, emailed them , within 15 minutes had a reply that fixed the problem! So I say 5 stars ...Highly recommended !
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