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Aella App

Aella App

Quick and easy money solutions

167 ratings
135 reviews
🌟 Lifestyle
💰 Finance

Archived App (Last seen on 18 Mar 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • March 24, 2020
  • February 21, 2025

Developer

Aella Credit Limited
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📌Ready
Reviews summary↘︎
⭐135
Reviews↘︎
🔄3+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app simplifies financial management for individuals and businesses. It offers loans, investments, bill payments, micro-insurance, and peer-to-peer transfers to promote financial independence. It utilizes location services for address verification to unlock higher transaction limits.

✓Loans
✓Investments
✓Bill payments
✓Micro-insurance
✓Peer-to-peer transfers
✓Address verification via location monitoring
Show original description

What users say

Summarized from real user reviews of Aella App. Based on 167 reviews and a 2.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable transactions
  • 💡Innovative features
  • 👍Smooth user experience
  • 🔒Secure payment processing
  • 🤑Helpful loan services

Negative things

  • 🐛Frequent app crashes
  • 🤬Unresponsive customer support
  • 💸Deceptive loan practices
  • 🔒Security and privacy concerns
  • 🤯Difficulty accessing/withdrawing funds
See all reviews

What's New in Aella App

9.19.11

February 21, 2025

Resetting your Debit card PIN just got better. We’ve introduced a newly improved security that allows you to reset your PIN using your transaction PIN and a one-time password (OTP) sent to your registered email address. This update ensures a more seamless and secure experience while keeping your account protected. Update your app to the latest version to access this feature.

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User reviews

Most RecentHighest RatedLowest Rated

Scam ! scam !! scam !!!

If you come across this run for your life. No matter the urgency.. this is the most scamming bank app I’ve ever come across, I applied for loan they took all my Vital info and asked me to send money to the app to verify me which I did for like 3 time. The app can’t confirm my payment which means the loans will keep getting declined and no refund.. if u download this app you’re a loser already. I don’t know why Apple Store didn’t bring down this app.
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Miller Ray_Miller Ray_

Fradulent Activities

Do not download or use app!!!!!!!!!! For your own safety
gboyyyyyyyygboyyyyyyyy

Scam

I applied for a loan and yet haven’t received it
Chuks AGUChuks AGU

Nonsense app thieves

Very useless bank and thieves debiting someone for loan that wasn’t giving. Bunch of thieves another type of Blord promax that’s what you guys are and it sha never be well with you
@ukhurebor@ukhurebor

Unable to login for years

This app has kept me logged out for years and I have 150k inside of it , whenever I try to login it says “exceeded bvn tries but it’s my correct bvn please I need assistance
VictormetoroVictormetoro
See 130 more reviews

User experience

🐞

Reported Bugs

5 issues

Login screen issues

Bug

Wallet deactivation problems

Bug

Card linking errors

Bug

Delayed transaction processing

Bug

Inconsistent app performance

Bug
✨

Requested Features

5 requests

Improve customer support responsiveness

Feature

Enhance security and privacy measures

Feature

Streamline loan application and disbursement process

Feature

Provide more transparency on fees and charges

Feature

Introduce multi-device login and account management

Feature

FAQ

What does the Aella App do?

The Aella App provides a suite of financial services designed to simplify money management for individuals and businesses. It offers products such as loans, investment opportunities, bill payment solutions, micro-insurance plans, and peer-to-peer money transfers, all aimed at fostering financial independence.

What are the key features of the Aella App?

Key features include access to loans, investment options, bill payment services, micro-insurance plans, and peer-to-peer money transfers. A unique feature is address verification through background location monitoring, which can unlock higher loan and transaction limits.

How does the address verification feature work?

The app monitors regions and receives location updates in the background to verify a user's address. Once a user has visited a registered region a specific number of times, their address is verified, enabling access to higher financial limits.

Is the Aella App free to use?

Based on the provided information, the app is listed as 'free'. There is no mention of subscription fees, in-app purchases, or advertisements, suggesting it is a free service.

What is the primary goal of the Aella App?

The app's primary goal is to simplify and expand financial access for everyone, particularly in emerging markets. By leveraging technology and mobile adoption, it aims to build products that make a significant impact on financial inclusion.