Best apps like Arbor: Lower your energy bill

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Arbor is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Arbor

Piere: Budget, Save, Plan#1

Piere: Budget, Save, Plan by Univers Tech

Self-driving money & AI chat
Editor's Choice
💰 Finance
4.4😊(653 ratings)
FreeAdsIn-App Purchases
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This app automates your budget and savings by analyzing your finances to create a personalized plan. It then automatically moves money between your connected accounts to help you reach your financial goals, whether it's building wealth, reducing debt, or covering expenses.

What We Love

  • 👍 Easy to use
  • 🚀 Intuitive interface
  • 💡 Helpful budgeting features
  • 🔒 Secure data handling

Room to Improve

  • 🐛 Frequent account disconnections
  • ⏱️ Slow account reconnection process
  • 💰 Hidden subscription costs
Arro: Build & Grow Credit#2

Arro: Build & Grow Credit by ArroFi Inc.

Cash Back Credit Builder Card
Strong Contender
💰 Finance
4.6😐(1.7K ratings)
Free
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Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

What We Love

  • 👍 Helpful for building credit
  • 🚀 Seamless financial experience
  • 💡 Gamified learning about credit
  • 🚀 Instant credit limit increases

Room to Improve

  • 🐛 App issues (loading, freezing, bugs)
  • 🐛 Virtual card not working
  • 🐛 Rewards/credit limit issues
Debbie - Payoff, Save, Earn#3

Debbie - Payoff, Save, Earn by Debbie Inc.

Cashback for good money habits
Worth Considering
💰 Finance
4.9😊(12K ratings)
Free
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Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

What We Love

  • 💰 Earn money for paying off debt
  • 📚 Helpful financial education modules
  • 🎮 Gamified approach to money management
  • 👍 Easy to use and intuitive interface

Room to Improve

  • 🔒 Requires linking to specific credit union
  • ⏱️ Long wait to cash out rewards
  • 🐛 Connectivity issues with linked accounts

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Trade a wide range of cryptocurrencies securely with advanced tools and features. Earn rewards on crypto holdings and enjoy benefits like cashback and rebates with a linked card.

Trade 400+ cryptocurrenciesBuy/sell with fiat or cardRecurring crypto purchases
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Test'em All: Test & Get Paid
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Gift cards, coupons and more!
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Become an online tester and earn rewards by trying new products, taking surveys, and providing feedback. Redeem your points for gift cards, discounts from top brands, or cash payouts via PayPal.

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Uphold: Buy BTC, ETH and 360+
Uphold: Buy BTC, ETH and 360+
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Trade a wide range of digital assets including cryptocurrencies, national currencies, and precious metals. Access hard-to-find tokens, benefit from low fees, and secure your funds with robust reserve policies. The platform offers easy setup, recurring transactions, and flexible order types.

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True Finance: Cash Advance
True Finance: Cash Advance
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Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
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Credit Genie: Get Cash Advance
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Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

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