Best ASTRAPAY alternatives: apps like ASTRAPAY

10+ similar apps compared and reviewed

3.1 avg rating
10 free apps
Updated November 2026

Whether you want more options like ASTRAPAY or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to ASTRAPAY

LinkAja / LinkAja Syariah#1

LinkAja / LinkAja Syariah by PT. FINTEK KARYA NUSANTARA

All Transcations #SemuaBeres
Editor's Choice
💰 Finance
3.2😞(209 ratings)
Free
LinkAja / LinkAja Syariah screenshot 1
LinkAja / LinkAja Syariah screenshot 2
LinkAja / LinkAja Syariah screenshot 3
LinkAja / LinkAja Syariah screenshot 4
LinkAja / LinkAja Syariah screenshot 5
LinkAja / LinkAja Syariah screenshot 6

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

What We Love

  • 🚀 Fast and convenient transactions under 1 minute
  • 💳 Wide range of payment options (pulsa, data, bills, tickets)
  • 💰 Attractive cashback and promotional offers
  • 👍 User-friendly interface and easy to use
  • 🏪 Supports multiple services (e-toll, KRL, PLN, Pertamina, etc.)
  • 📱 Convenient alternative to visiting physical locations

Room to Improve

  • 🐛 Frequent crashes and force closures
  • ❌ Failed transactions with balance deducted
  • 🔐 Difficult payment method addition and KTP requirements
  • 📞 Poor customer support and slow response times
  • ⚠️ Compatibility issues with iOS versions
  • 🚫 Limited to local Indonesian mobile numbers and Bank Indonesia cards
  • 💸 Inconsistent pricing compared to competitors
  • 🔄 Frequent logout issues
  • ⏳ Slow loading and unresponsive features
  • 🎯 Misleading promotions that disappear after funding
1.0(2 ratings)
Free
M-Pajak screenshot 1
M-Pajak screenshot 2
M-Pajak screenshot 3

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

More apps like ASTRAPAY

4
Permata ME
Permata ME
Permata ME
by PT. Bank Permata, Tbk
Free

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Free transfers with BI-FASTCollect and redeem PermataPoin rewardsInternational transfers and forex
💰 Finance
(77)
free with in-app purchases
5
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
💰 Finance
(30)
free
6
i.saku - Bayar dan Transfer
i.saku - Bayar dan Transfer
i.saku - Bayar dan Transfer
by Inti Dunia Sukses, PT
Free

This e-money app offers secure server-based transactions, including cash deposits, shopping payments, and withdrawals with token facilities. Stay updated on promotions at over 18,000 Indomaret outlets.

Server-based e-moneySecure transactionsCash deposit
💰 Finance
(12)
free
7
POSPAY
POSPAY
POSPAY
Transaksi Keuangan Lebih Mudah
Free

This platform offers mobile access to financial services, including bill payments, money transfers, and account management. It leverages a network of postal service points across Indonesia for convenient transactions.

Bill payment for utilities and loansInstant money transfersGiropos account management
💰 Finance
(11)
free
8
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
💰 Finance
(203)
free
9
Flip: Transfer & Cashback
Flip: Transfer & Cashback
Flip: Transfer & Cashback
Transfer, Cashback, Remittance
Free

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

Free domestic bank transfersLow-cost international remittancesCashback on online shopping
💰 Finance
(264)
free with in-app purchases
10
BYOND by BSI
BYOND by BSI
BYOND by BSI
#SemuaJadiMudah
Free

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Open accounts remotelyQRIS and bill paymentsE-wallet top-ups
💰 Finance
(25)
free