Best apps like ASTRAPAY

10+ similar apps compared and reviewed

3.5 avg rating
10 free apps
Updated July 2026

Whether you want more options like ASTRAPAY or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to ASTRAPAY

LinkAja / LinkAja Syariah#1

LinkAja / LinkAja Syariah by PT. FINTEK KARYA NUSANTARA

Buy, Pay, Loan and Invest
Editor's Choice
💰 Finance
3.2😞(208 ratings)
FreeAds
LinkAja / LinkAja Syariah screenshot 1
LinkAja / LinkAja Syariah screenshot 2
LinkAja / LinkAja Syariah screenshot 3
LinkAja / LinkAja Syariah screenshot 4
LinkAja / LinkAja Syariah screenshot 5
LinkAja / LinkAja Syariah screenshot 6

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

What We Love

  • 🚀 Fast and convenient transactions under 1 minute
  • 💳 Wide range of payment options (pulsa, data, bills, tickets)
  • 💰 Attractive cashback and promotional offers
  • 👍 User-friendly interface and easy to use

Room to Improve

  • 🐛 Frequent crashes and force closures
  • ❌ Failed transactions with balance deducted
  • 🔐 Difficult payment method addition and KTP requirements
M-Pajak#2

M-Pajak by DIREKTORAT JENDERAL PAJAK

Strong Contender
💰 Finance
1.0(2 ratings)
Free
M-Pajak screenshot 1
M-Pajak screenshot 2
M-Pajak screenshot 3

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

AsetKu - Digital Lending#3

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Worth Considering
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

More apps like ASTRAPAY

4
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Rewarding,safe,simple savings!
Free

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers
💰 Finance
(7)
ad-supported
5
Permata ME
Permata ME
Permata ME
by PT. Bank Permata, Tbk
Free

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Free transfers with BI-FASTCollect and redeem PermataPoin rewardsInternational transfers and forex
💰 Finance
(76)
free with in-app purchases
6
i.saku - Bayar dan Transfer
i.saku - Bayar dan Transfer
i.saku - Bayar dan Transfer
by Inti Dunia Sukses, PT
Free

This e-money app offers secure server-based transactions, including cash deposits, shopping payments, and withdrawals with token facilities. Stay updated on promotions at over 18,000 Indomaret outlets.

Server-based e-moneySecure transactionsCash deposit
💰 Finance
(10)
free
7
Flip: Transfer & Cashback
Flip: Transfer & Cashback
Flip: Transfer & Cashback
Transfer, Cashback, Remittance
Free

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

Free domestic bank transfersLow-cost international remittancesCashback on online shopping
💰 Finance
(251)
free with in-app purchases
8
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
💰 Finance
(169)
free
9
JMO - Jamsostek Mobile
JMO - Jamsostek Mobile
JMO - Jamsostek Mobile
by Badan Penyelenggara Jaminan Sosial Ketenagakerjaan
Free

Access BPJS Ketenagakerjaan services digitally without visiting an office. Manage your data, track claims, pay contributions, and view your balance. Offers a digital card, service location finder, and important news.

Data updatesJHT claim submission and trackingBPU segment contribution registration and payment
💰 Finance
(23)
free
10
blu by BCA Digital
blu by BCA Digital
blu by BCA Digital
by PT. Bank Digital BCA
Free

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

20 savings accounts in 1Online group pooling for up to 50 peopleDeposits with early withdrawal without penalty
💰 Finance
(113)
free