This app helps you save money on loans by visualizing costs and simulating 'what-if' scenarios. Easily compare loan deals, track extra payments, and understand the true cost of borrowing.
What We Love
- 👍 Intuitive and easy-to-use interface
- 📊 Clear, effective charts and visualizations
- 💰 Affordable one-time purchase with no ads
- 🎯 Excellent for loan scenario modeling and what-if analysis
- ⚡ Fast and responsive performance
- 🔄 Flexible extra payment options at various intervals
- 📱 Works across multiple devices with single purchase
- 💡 Supports variable interest rates
- 📧 Email and export functionality for amortization schedules
- 🏆 Reliable long-term tool (users report years of consistent use)
- 🤝 Responsive developer support
Room to Improve
- 🐛 Calendar/payment date calculation errors for biweekly payments
- 🐛 Incorrect percentage calculations on pie charts
- ❌ Confusing terminology (unclear 'rate' field vs interest rate)
- ❌ Monthly payment not visible on input screen
- ❌ Extra costs sometimes incorrectly applied to first payment
- ❌ Limited calculation flexibility (can't solve for interest rate given payment)
- ⚠️ Steep learning curve for some users despite simplicity claims
