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Bank of China

Bank of China

by 中国银行股份有限公司

47 ratings
196 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • June 30, 2016
  • July 23, 2026

Features

Developer

中国银行股份有限公司
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About

Manage your finances on the go with a user-friendly mobile banking platform. Access account details, make transfers, pay bills, and manage credit cards. Supports international users with multiple languages and global account management.

✓Account enquiry
✓Transfer & remittance
✓Bill payment
✓BOC credit cards
✓Customisable settings
✓Global account management
Show original description

What users say

Summarized from real user reviews of Bank of China. Based on 47 reviews and a 1.7/5 average, it highlights the 4 positives and 20 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface (some users)
  • 🚀Fast sending/receiving (some users)
  • ✨Modern interface (some users)
  • ✅Works as expected (some users)

Negative things

  • ❌Extremely difficult to use
  • ❌Frequent login issues
  • ❌App crashes and freezes
  • ❌Slow transaction processing
  • ❌Poor customer service attitude
  • ❌Outdated interface
  • ❌Limited functionality
  • ❌High fees and charges
  • ❌Cannot transfer money out
  • ❌App not working for specific regions/countries
  • ❌Registration issues
  • ❌Errors during operations
  • ❌Inconsistent with web version
  • ❌Security concerns (tracking activities)
  • ❌Difficulty updating personal information
  • ❌Lack of essential features (e.g., Apple Pay, Face ID)
  • ❌Inconvenient password management
  • ❌Unresponsive IT team
  • ❌Outdated design
  • ❌Frustrating user experience
See all reviews

What's New in Bank of China

9.1.7

July 23, 2026

New Feature in Japan：Account Opening Application New Feature in Vietnam: Online Account Opening for Vietnamese Residents

More

User reviews

Most RecentHighest RatedLowest Rated

系统服务异常

When logging in, it shows that the system service is abnormal. Now I can‘t do anything. Please fix it...
SydnieliSydnieli

Please fix app

Please fix the latest version of the app. It won’t load properly and I’m unable to see or transfer my funds. It’s not practical when you have your savings in an offset and are required to transfer some money out.

The previous version of the app was okay for what was needed.
Stef7859Stef7859

Slow app, doesnt load

Will be switching banks because the app is so bad. Probably one of the worst banking appa ive ever used
SkienceSkience

Worst mobile banking app I ever use

Slow response, too many steps, take long time for money to reach recipient, etc.
i_am_bigbigi_am_bigbig

Nonsense bank

They made me go to a branch to open an account.
When i go to the branch they just gave me a link to do it online.
What even is the point???
SkibibisigmarizzSkibibisigmarizz
See 191 more reviews

Developer apps

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中银智慧商家
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BOC Global Matchmaking
BOC Global Matchmaking

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BOC Event Assistant
BOC Event Assistant

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行信
行信

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See developer apps

User experience

🐞

Reported Bugs

27 issues

App crashes on startup

Bug

Login fails with correct credentials

Bug

App freezes during transactions

Bug

Unable to log in after updates

Bug

System errors during registration

Bug

Errors when trying to update address

Bug

Cannot receive transfer code messages

Bug

Bank not found error during payment

Bug

Deposit image capture not working

Bug

Face ID login not working

Bug

Cannot bind new device

Bug

Issues with iOS 10.3

Bug

App crashes after login

Bug

Username or password incorrect error

Bug

Cannot connect to internet after update

Bug

App not working on jailbroken phones

Bug

Login wheel spins forever

Bug

App crashes when opening

Bug

E-pocket application not working

Bug

Bond content not scrollable after update

Bug

Unable to re-open app

Bug

App not working on iPhone after update

Bug

Login issues with Canadian accounts

Bug

Cannot select anything in the app

Bug

SMS OTP not received

Bug

App not working for Singapore Visa card customers

Bug

Error messages like 'No Valid Authentication Method'

Bug
✨

Requested Features

15 requests

Add Apple Pay support

Feature

Add Face ID/Touch ID login

Feature

Improve transfer speed and real-time updates

Feature

Add gesture login

Feature

Allow credit card registration

Feature

Improve customer service responsiveness

Feature

Add US as a selectable country/region

Feature

Enable online password reset for all regions

Feature

Add export function for credit card statements

Feature

Improve home loan information visibility

Feature

Add QWERTY keyboard support

Feature

Enable auto-fill for password managers

Feature

Provide technical support options

Feature

Add more language options

Feature

Improve transaction history visibility with icons

Feature

FAQ

What can I do with the Bank of China mobile banking app?

The app allows you to control your finances anytime, anywhere. Key features include account enquiry, transfer and remittance services, bill payment, managing BOC credit cards, customising your preferred settings, and managing your global BOC accounts.

Is the Bank of China mobile banking app free to use?

Yes, the app is free to download and use. There are no in-app purchases or advertisements mentioned.

Who is the target audience for this app?

This app is designed for individuals who bank with Bank of China and require convenient access to their financial services, especially those who manage accounts internationally.

What languages does the app support?

The app supports multiple languages, catering to international users. The exact functions available may depend on the BOC services offered in your specific country.

How does this app simplify banking?

The app provides a simple, fast, and convenient way to manage your banking needs. It offers a range of useful features through an intuitive interface, allowing for easy access to account information and transactions.