CardWise Mobile

CardWise Mobile

by CO-OP Network

261 ratings
117 reviews
Free

Details

  • Released
  • Updated
  • March 31, 2023
  • May 21, 2026

Features

CardWise Mobile screenshot #1 for iPhone
CardWise Mobile screenshot #2 for iPhone
CardWise Mobile screenshot #3 for iPhone
CardWise Mobile screenshot #4 for iPhone
CardWise Mobile screenshot #5 for iPhone
CardWise Mobile screenshot #6 for iPhone
CardWise Mobile screenshot #7 for iPhone
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About

Manage your credit cards effectively with detailed purchase insights, spending summaries, and real-time alerts. Control your card usage with features like locking, setting limits, and defining usage locations. Access 24-hour self-service for card activation, travel notifications, and reporting lost or stolen cards.

Cleaned-up merchant names and store info
Spending summaries by online/in-store
24-hour self-service for card management
Real-time alerts and controls
Card locking and spending limits
Location-based card usage restrictions
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What users say

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What's New in CardWise Mobile

26.1.0

May 21, 2026

CardHub App - iOS 26.1.0

User reviews

I can’t believe the bad reviews. This app is great!

I must be on a newer version than the 1 star reviewers are on because my app works flawlessly. It’s super simple and easy to use. I lost my credit card once and it was just a few steps to deactivate it and send me a new one! I was going to go through a whole complicated thing calling my card company and trying to figure something out but this app came in clutch. 5 stars well deserved 🫡
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Cannot receive security token after password expires

There’s no any notification before the password is going to expire so I can’t login and I can’t get security token to reset my password even I check my junk email, there’s nothing there

This app is garbage

If I could give this app a -1000 rating then I would. When I try to register as a new user and enter in my birth date, it keeps saying “Invalid format”. I have tried every format humanly possible and keep getting the same message. I’ve called support and they couldn’t figure out what’s wrong. I’ve cleared the cache and I’ve tried using my phone and laptop with no results. I even tried incognito mode. I’m seriously considering cancelling the Collabria card I just received just to not have to use this stupid app
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I am forced to use this app

This app sucks. Every couple months it stops working and won’t load. The only fix is deleting the app and downloading again.

Worst App Ever

Trying to use this app with a password manager is pure hell. The app is so insanely stupid about security theatre it makes it hard to use. UI is not intuitive either. I DREAD paying my bill every month. Forced password resets are out of date for current guidelines and the person who originally came up with the idea has even retracted the advice! I just finished being forced to change a perfectly good strong secure password through the app with my password manager and it took over ten minutes of confusion and struggle (I am tech literate). What a NIGHTMARE. I want my time and sanity back.
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Developer apps

User experience

🐞

Reported Bugs

20 issues

Security token never arrives via email or SMS

Bug

Password reset emails not received

Bug

Forgot username/password features non-functional

Bug

Credit card information not recognized in recovery

Bug

Birthday input validation rejects valid dates

Bug

Password special character validation broken

Bug

App timeouts when adding payment methods

Bug

Payment processing fails or times out

Bug

Balance not updating after transactions

Bug

Autopay fails to process scheduled payments

Bug

Payments reverse days after submission

Bug

App crashes on login with Face ID enabled

Bug

Cannot scroll to payment section

Bug

Payment function unavailable error messages

Bug

App cannot connect to server despite good connection

Bug

Duplicate card information displayed

Bug

Account lockouts without user action

Bug

Password changes forced but new password rejected

Bug

Session timeouts during critical operations

Bug

Incorrect due date displays

Bug

Requested Features

13 requests

SMS transaction notifications

Feature

Digital card display in app

Feature

Full statement PDF export capability

Feature

Print statement option

Feature

Real-time balance updates with purchases

Feature

Exchange rate display in transactions

Feature

Support for multiple credit cards per account

Feature

Proper 18+ rating correction

Feature

Copy/paste password manager support

Feature

Same-day payment processing before 5 PM

Feature

Autopay reliability improvements

Feature

Dark mode option

Feature

Better password requirement clarity

Feature

FAQ

What does CardWise Mobile do?

CardWise Mobile helps you maximize your credit card usage by providing clear purchase details, spending summaries, and real-time controls. You can see where your money is going, activate cards, report them lost or stolen, and set limits on their usage.

What are the key features of CardWise Mobile?

Key features include cleaned-up merchant names with map locations, spend summaries to track online and in-store purchases, 24-hour self-service for card management, and real-time alerts and controls like card locking and spending limits.

Is CardWise Mobile free to use?

Yes, based on the provided information, CardWise Mobile is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements.

Who is CardWise Mobile for?

This app is designed for credit card holders who want to gain better insights into their spending habits, manage their accounts proactively, and have greater control over their card usage through real-time features and alerts.