Easily use your Medicare plan's OTC allowance to get health and wellness items, including groceries, delivered for free. Simply enter your plan details, shop eligible products, and receive your items at no cost.
Summarized from real user reviews of Chapter. Based on 2.1K reviews and a 4.7/5 average, it highlights the 6 positives and 3 negatives reviewers mention most about this Lifestyle app.
2.27.0
July 7, 2026
App improvements and bug fixes
2 issues
App freezing and crashing issues
Compatibility problems with older devices
3 requests
Add search option to find specific products
Expand product selection, especially for skin care
This app allows Medicare beneficiaries to easily use their Over-The-Counter (OTC) allowance provided by their Medicare plan. You can shop for a variety of health and wellness items, including groceries, and have them delivered to your door at no additional cost.
You can purchase a wide range of eligible items such as pain relief products, personal care items like toothpaste and shampoo, vitamins and supplements, cold and flu remedies, and even groceries. The app makes it simple to see what items are covered by your specific plan.
Yes, the app is completely free to use. There are no extra fees or hidden charges. The app's purpose is to help you utilize the benefits you've already earned through your Medicare plan without any additional cost to you.
Approximately 87% of Medicare Advantage plans offer OTC credits. Once you enter your Medicare plan information into the Chapter app, it will automatically tell you if you have this benefit and the exact amount of credits available to you.
The app is designed for anyone who has a Medicare plan, particularly those with Medicare Advantage plans that include an OTC allowance. It's for individuals who want a simple and convenient way to access and use these benefits to save money on health and everyday essentials.
