Security
How can I trust the security of this app, as in how can I trust this app doesn’t record my login information
Super cool!
The UI is super nice the intergration are cool, this app has a lot of potential!
Not Canadian like the developer claims in Reddit ads, broken, and useless
update: I am, in fact selecting td Canada trust. The process errors out after asking for my two factor code. Also, no response from the developer re: sending all of our banking data to the US. I stand by my review as written. This app is neither functional nor effectively Canadian.
advertises it’s by Canadians for Canadians, but plad can’t connect to TD, the largest bank in the country. Mx closes the window as soon as you open passwords, so if you have a secure password you can’t memorize, forget it. Before advertising on Reddit that this is a Canadian app maybe get it working with Canadian banks. Blaming a third party, as the developer does in responses to other reviews, is a poor excuse. Oh and that third party? Guess what! It’s an American company that stores all your data in the US. Canadian banks offer apis. Until the developer uses them directly, claiming this app is in any way Canadian is just maple washing.
advertises it’s by Canadians for Canadians, but plad can’t connect to TD, the largest bank in the country. Mx closes the window as soon as you open passwords, so if you have a secure password you can’t memorize, forget it. Before advertising on Reddit that this is a Canadian app maybe get it working with Canadian banks. Blaming a third party, as the developer does in responses to other reviews, is a poor excuse. Oh and that third party? Guess what! It’s an American company that stores all your data in the US. Canadian banks offer apis. Until the developer uses them directly, claiming this app is in any way Canadian is just maple washing.
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Forces you to connect to your bank to have accounts
This app is quite simple, to a fault. It allows you to manually add transactions, but you can’t add your accounts unless you connect to them through Plaid or MX. I don’t want to do that. I want to create my accounts and manually enter all the transactions for all the accounts.
Well done
I've been using the Cheddar Budget app for a few months now, and it's quickly become one of my go-to tools for managing my finances. The interface is clean and intuitive, making it easy to track expenses, set budget goals, and see where my money is going. I especially appreciate the real-time syncing across devices and the ability to categorize transactions in a way that actually reflects my spending habits
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Transactions regularly stop updating
Connected to my Wealthsimple cash account and I’ve already had it up and stop tracking transactions twice. A lot of hassle to disconnect, reconnect, and then sort out all of my transactions over and over.
Best expense tracker
I have tried 5 popular apps (unethical to name them here) including Cheddar. The only one that doesn’t desync from my accounts is this. Well maybe 1 account every few days, but other apps I’ve tried (the most popular ones) all have much more frequent connectivity issues. The UI isn’t as fancy or insightful as some of the competition, but the dev makes a lot of updates. The auto-categorization is solid, could be better but it’s comparable to other popular apps so it’s acceptable. I’ve never been one for supporting bad products, no matter the reason, but this one is actually a really solid competitor among the most popular budgeting apps. More improvements to the UI are needed and would make this app more delightful, but it’s already the best I’ve seen.
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Helpful support
The developer was very helpful over email and solved my issue! Good budgeting/financial planning app.
Solid App
I do enjoy using this app. I believe they are still working out the kinks, but it is totally useable and useful. Tech-support has been excellent and actually made changes to the app quickly and efficiently to solve my problems. I am happy to continue to use the app while they figure everything out.
Solid App
I do enjoy using this app. I believe they are still working out the kinks, but it is totally useable and useful. Tech-support has been excellent and actually made changes to the app quickly and efficiently to solve my problems. I am happy to continue to use the app while they figure everything out.
My bank account keeps disconnecting making the tracking near useless and annoying
As said my CIBC account keeps disconnecting from the app causing me to have to sign in through plaid and it’s incredibly annoying. Would like a refund.
Budget?
It’s a budget app that costs $60+tax, use something free.
Love the app!!
Please think about getting a dark mode icon for the app!! Would love to have that asap :)
Does not work as described
I downloaded this app after seeing a posting on Reddit praising it and describing its quality. When I downloaded it I immediately had issues with the interface on my phone, and it could not categorize my transactions. The only solution offered was to contact customer support. I deleted the app and was then cancelled the subscription. The free 7 day trial was instantly charged at the full yearly rate. Fix these problems!
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Nice app
This app supports linking to Wealthsimple cash account which is a dealbreaker from other apps for me. Sometimes the app can be buggy, but overall I'm having a positive experience.
Very basic app
Very basic app that doesn’t even categorize basic transactions. You have to train their algorithm even for most basic/common transactions. Like it puts Tim Hortons under subscriptions. I was okay with training the algorithm as they have the option to move all similar transactions which works perfectly. But app doesn’t even let users to review and change previous months data.
My advise to developer is, Focus on building the app first get your algorithm trained, then focus on monetization.
My advise to developer is, Focus on building the app first get your algorithm trained, then focus on monetization.
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Decent app. Rude developer.
App privacy statement was broken and informed the dev. Was attacked for fake claims. Dev admitted it was a bug but still was rude in interacting. Changing the rating since I do think the app has potential but I would rather not pay money for something where I can’t even get support and get attacked by the dev.
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No TOU or Privacy Policy
This app has no information about who is the owner. The privacy policy or any legal information. It’s highly scary that this app was approved by apple especially since it’s a financial app. I would be extremely careful.
Super promising, clean UI, woefully inadequate
For a Canadian start-up, I am puzzled why several important quality of life features do not exists here, all within realm to develop somewhat easily:
- Canadian eTransfers often have a unique hash in their transaction statement, this throws off the auto-category sorting big time.
- Long transaction titles do not scroll so they are readable in the rather narrow gutter width.
- Auto-categorizing or bulk updating transaction to categories is based on what exactly? Allow users to auto-tag based on a (partial) character/string match instead.
- I imported two accounts, both through MX, one Canadian bank and the other one a wealth management platform. The latter’s finances show as being part of the former in Cheddar. Seriously.
Lots of pretty bells and whistles but you missed some pretty crucial stuff.
This won’t take much to beat everyone out of the park.
- Canadian eTransfers often have a unique hash in their transaction statement, this throws off the auto-category sorting big time.
- Long transaction titles do not scroll so they are readable in the rather narrow gutter width.
- Auto-categorizing or bulk updating transaction to categories is based on what exactly? Allow users to auto-tag based on a (partial) character/string match instead.
- I imported two accounts, both through MX, one Canadian bank and the other one a wealth management platform. The latter’s finances show as being part of the former in Cheddar. Seriously.
Lots of pretty bells and whistles but you missed some pretty crucial stuff.
This won’t take much to beat everyone out of the park.
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Does not allow me to link my account
I was very excited by the features of this app. I linked my first bank account and it looked awesome. Went to link my second (main) account and it won’t allow me to.
Certainly disappointed.
Certainly disappointed.
