PocketGuard - Budget App

PocketGuard - Budget App

Plan Budget, Track spending

7.7K ratings
345 reviews
With Ads#61 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 7, 2015
  • October 6, 2026

Features

PocketGuard - Budget App screenshot #1 for iPhone
PocketGuard - Budget App screenshot #2 for iPhone
PocketGuard - Budget App screenshot #3 for iPhone
PocketGuard - Budget App screenshot #4 for iPhone
PocketGuard - Budget App screenshot #5 for iPhone
PocketGuard - Budget App screenshot #6 for iPhone
PocketGuard - Budget App screenshot #7 for iPhone
PocketGuard - Budget App screenshot #8 for iPhone
iphone
watch
🖼️Get Icon
Icons↘︎

About

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

✓Automatic expense tracking
✓Bill and subscription monitoring
✓Disposable income calculation
✓Spending habit analysis
✓Financial goal setting
✓Debt-payoff plan creation
Show original description

What users say about PocketGuard

See all reviews

What's New in PocketGuard

5.20.5

October 6, 2026

We've introduced Financial Wellness, a new feature designed to help you better understand your spending. • Discover how your daily routine may relate to your spending. • Uncover meaningful trends over time. • Better understand the way you spend. • Private and secure. Plus, we've made performance improvements and fixed bugs to make PocketGuard even better.

More
1

Subscriptions & In-App Purchases

PocketGuard Plus

Unlimited budgets, goals, categories & more

$24.991 Year
7 Days trial
How to cancel PocketGuard subscription ⁉️

Charts

Top Grossing

📉 61-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 14, 2026.

Events

Read more about New Spending Insights

New Spending Insights

Turn spending data into clear insights.

Aug 15, 2026 — Sep 14, 2026

Read more about 30-Day Budget Pace Challenge

30-Day Budget Pace Challenge

Stay on track with your spending for 30 days

May 27, 2026 — Jun 26, 2026

Read more about Stay on Pace With Your Budget

Stay on Pace With Your Budget

Track spending daily and avoid overspending

Mar 26, 2026 — Apr 8, 2026

User reviews

Bank won’t sync

I actually really liked using this app and having it to help me budget! I found it helpful and was planning to renew my subscription after my year had passed. Unfortunately, at one point the bank I use unsynced from the app and PocketGuard has been unable to get it back, no matter what I try. It’s very frustrating. Because of this, I am paying for an app that doesn’t work for me. If you bank with a larger bank, this might not be an issue for you, I have no idea. But if you bank with a local bank in your area, beware this may happen.
Show more

Helps me keep track

I’ve been using this app for about 6 years now and it helps me stay on budget and know when to stop spending money. Also, whenever I have an issue with the app, the developers fix it fast.

Inconsistent

The app used to be good but now it constantly struggles to pull recent transactions and will show transactions from years ago until it is refreshed multiple times. I frequently have to sign out of the app and sign back in to fix it.

Transactions Disappear

For the last month all the transactions will disappear then a day or two later they will just reappear. It’s been doing this for a month or two. About to give up on the app.

Good when it syncs

I’ve enjoyed using this app for several years (after Mint shuttered). It’s how I budget and track spending. There were occasional issues with syncing but they always resolved within a day. However, I’ve now been unable to sync my BMO account since Aug 21 and my TD account since Aug 26. I reached out to the app developer and learned it’s a known issue with the banks that they’re working to resolve. I find it frustrating that the app developer didn’t reach out to affected users to let us know. If it’s a known issue impacting your users, shouldn’t you reach out to them? Shouldn’t you be sending out regular updates? How about putting something in the help and support section? Will they be issuing a credit for the downtime? I’m sympathetic to the fact it’s a bank issue and they’re working hard to fix it, but some communication would go a long way to help frustrated users.
Show more

User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction syncing and labeling

Bug

Inability to delete or manage connected accounts

Bug

Budgeting data disappearing or not updating properly

Bug
✨

Requested Features

5 requests

Ability to carry over unspent budget to next month

Feature

More advanced reporting and analytics

Feature

Light/dark mode theme options

Feature

Improved transaction categorization and learning

Feature

Support for multiple users/family budgeting

Feature

FAQ

What does PocketGuard do?

PocketGuard is a personal finance app designed to simplify budgeting and money management. It automatically tracks your expenses, monitors bills and subscriptions, and calculates your safe-to-spend amount. The app also helps you set financial goals and create debt-payoff plans.

What are the key features of PocketGuard?

Key features include automatic expense tracking, bill and subscription monitoring, a 'Leftover' feature to show disposable income, comprehensive spending analytics, financial goal setting, and a debt-payoff plan creator. It also offers bank-level security.

Is PocketGuard free to use?

The app is free to download and use with in-app purchases available. This means you can access core budgeting and tracking features for free, with optional premium features or services available for purchase.

What kind of financial goals can I set?

You can set various financial goals, such as spending less on specific categories like shopping or saving more for future events like a vacation. The app provides tools to help you set these goals properly and track your progress towards achieving them.

How does PocketGuard help with debt?

PocketGuard helps you create a debt-payoff plan by connecting your credit and loan accounts. Its smart algorithm calculates the most profitable strategy for debt repayment, aiming to save you money on interest and guide you towards a debt-free future.