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PocketGuard・Budget Planner App

PocketGuard・Budget Planner App

Expense & Subscription Manager

7.6K ratings
318 reviews
With Ads#63 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 7, 2015
  • June 29, 2026

Features

Developer

PocketGuard, Inc.
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PocketGuard・Budget Planner App screenshot #1 for iPhone
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🧾£1.99 - $79.99
In-App Purchase↘︎
📈no. 63
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📌Ready
Reviews summary↘︎
⭐318
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪1 happening
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❓5 answered
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📦~ in 2 weeks
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About

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

✓Automatic expense tracking
✓Bill and subscription monitoring
✓Disposable income calculation
✓Spending habit analysis
✓Financial goal setting
✓Debt-payoff plan creation
Show original description

What users say

Summarized from real user reviews of PocketGuard・Budget Planner App. Based on 7.6K reviews and a 4.6/5 average, it highlights the 6 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Efficient app that helps track spending
  • 👍Customizable budgeting categories
  • 🚀Real-time transaction updates
  • 👍Intuitive and user-friendly interface
  • 🚀Helpful for getting finances under control
  • 👍Responsive customer support

Negative things

  • 🐛Recurring issues with bank account syncing
  • 🔒Security concerns with 2FA/MFA requirements
  • 🚫Lack of support for certain banks/credit cards
  • 💰Expensive subscription model
  • 🐛Buggy app performance and frequent crashes
  • 🤔Confusing budgeting features and layout
See all reviews

What's New in PocketGuard・Budget Planner App

5.19.5

June 29, 2026

• Stability tweaks and other improvements to make managing your money as easy as possible. Thank you for using PocketGuard! Each update is a step forward in delivering a smoother, clearer, and more user-friendly experience. Keep the feedback coming!

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Subscription plans

PocketGuard Plus

Unlimited budgets, goals, categories & more

$24.991 Year
7 Days trial
How to cancel PocketGuard・Budget Planner App subscription ⁉️
1

In-App Purchases

$79.99

Lifetime Membership

Lifetime access to all PocketGuard features.

Charts

Top Grossing

📈 63+7

Finance

This app rose +7 positions in Finance chart.

Last updated on July 18, 2026.

Events

Read more about 30-Day Budget Pace Challenge
Event EndedChallenge

30-Day Budget Pace Challenge

Stay on track with your spending for 30 days

May 27, 2026 — Jun 26, 2026

Read More

Read more about Stay on Pace With Your Budget
Event EndedMajor Update

Stay on Pace With Your Budget

Track spending daily and avoid overspending

Mar 26, 2026 — Apr 8, 2026

Read More

Read more about Transaction Rules & Bulk Edit
Event EndedMajor Update

Transaction Rules & Bulk Edit

Use new transaction features for easy budgeting

Aug 12, 2025 — Aug 30, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

So many bugs

This app is way more worse than two years ago. A lot of issues including not able to set my default not counting credit card payment, reset all my previous split transactions
Mr.C_yohoMr.C_yoho

Trial Subscription Cannot Be Cancelled

Beware!! This app does not show up as having a subscription in the AppStore settings, so the free trial cannot be cancelled!!! This is horrible!
BeamerDudeBeamerDude

Unfortunately

I would give a better review if the app would allow me to access it, instead all I get is “suspicious ip address”
8h0st8h0st

Perfecto

Gmgood app
CRANTON23CRANTON23

Waste or time & money

Paid for annual subscription and seemed to be great for a few months. FINALLY, got everything lined up after many hours now my bank is not updating data. This is the second time. I contacted support and they apologized and just said their tech was working on it. After 6 weeks decided to delete the account and start over-lost all my work. Now it happened again. Money and time lost…not good in this economy when I am trying to budget.
Show more
twomoms42twomoms42
See 313 more reviews

User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction syncing and labeling

Bug

Inability to delete or manage connected accounts

Bug

Budgeting data disappearing or not updating properly

Bug
✨

Requested Features

5 requests

Ability to carry over unspent budget to next month

Feature

More advanced reporting and analytics

Feature

Light/dark mode theme options

Feature

Improved transaction categorization and learning

Feature

Support for multiple users/family budgeting

Feature

FAQ

What does PocketGuard do?

PocketGuard is a personal finance app designed to simplify budgeting and money management. It automatically tracks your expenses, monitors bills and subscriptions, and calculates your safe-to-spend amount. The app also helps you set financial goals and create debt-payoff plans.

What are the key features of PocketGuard?

Key features include automatic expense tracking, bill and subscription monitoring, a 'Leftover' feature to show disposable income, comprehensive spending analytics, financial goal setting, and a debt-payoff plan creator. It also offers bank-level security.

Is PocketGuard free to use?

The app is free to download and use with in-app purchases available. This means you can access core budgeting and tracking features for free, with optional premium features or services available for purchase.

What kind of financial goals can I set?

You can set various financial goals, such as spending less on specific categories like shopping or saving more for future events like a vacation. The app provides tools to help you set these goals properly and track your progress towards achieving them.

How does PocketGuard help with debt?

PocketGuard helps you create a debt-payoff plan by connecting your credit and loan accounts. Its smart algorithm calculates the most profitable strategy for debt repayment, aiming to save you money on interest and guide you towards a debt-free future.