Cinch Auto Finance

Cinch Auto Finance

by CULS

40 ratings
19 reviews
Free

Details

  • Released
  • Updated
  • December 1, 2021
  • July 16, 2026

Features

Cinch Auto Finance screenshot #1 for iPhone
Cinch Auto Finance screenshot #2 for iPhone
Cinch Auto Finance screenshot #3 for iPhone
Cinch Auto Finance screenshot #4 for iPhone
Cinch Auto Finance screenshot #5 for iPhone
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About

Manage your auto loan payments conveniently. Schedule payments, view your transaction history, and communicate directly with your finance provider. This app offers a fast and straightforward way to handle your auto financing.

Make real-time payments
Schedule future payments
View payment history
Chat with provider
Fast and easy interface
Show original description
+1

What's New in Cinch Auto Finance

1.124.1

July 16, 2026

Bug fixes

User reviews

Principal payment????

Cinch makes it nearly impossible to make a principal only payment. Seems shady for a financing company. App also seems outdated and needs a refresh.

Poor access

Fix the website so that I can have alternate access methods e-mail and text messages.

Do not recommend

I am very disappointed in this app. I would like to put my new vehicle on auto pay, but I tried to set up an account, and it won’t save it. I tried again, using the same email, and it says this email is already registered. So then I went to, forgot my password. Got the reset sent to my phone, and click the link. I just used the generic strong password and my phone saved it. Tried to login. And it won’t take it. Keep saying that the email or password is wrong.
I have done this so many times that it has locked me out. I do not recommend the cinch app. It is just very frustrating! I am going to have to call every month to make my payment.
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Worse company

Cant login. Says reset password. Did that. Says we’ll send you a verification code. Never sent. Then says we’ll call you with automated verification code. Never received. 20m on hold with customer service who says your provider is blocking phone calls and text messages. WHAT???

Fees

downloaded the app only to find out that they charge a $4.95 fee to do a single bank account payment (which costs them virtually nothing). Would advise against using the app given the extraordinarily high fees

FAQ

How do I make a payment with Cinch Auto Finance?

You can make a real-time payment directly through the Cinch Auto Finance app. The app allows for quick and easy transaction processing to ensure your payment is made on time.

Can I schedule future payments with Cinch Auto Finance?

Yes, the Cinch Auto Finance app enables you to schedule your payments in advance. This feature helps you manage your cash flow and avoid late fees by planning your transactions.

Where can I see my past transactions in Cinch Auto Finance?

Your complete payment history is accessible within the Cinch Auto Finance app. You can easily review past transactions to keep track of your loan progress.

Is Cinch Auto Finance secure?

While the description does not detail specific security measures, financial apps typically employ industry-standard encryption and security protocols to protect user data and transactions.

What devices support Cinch Auto Finance?

Currently, Cinch Auto Finance is supported on iPhone devices. Compatibility with other platforms like Android is not specified in the provided data.

How often is Cinch Auto Finance updated?

The latest version of Cinch Auto Finance is 1.107.2, last updated on February 4, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.

What is the user rating for Cinch Auto Finance?

Cinch Auto Finance has a rating of 2.4 stars based on 32 ratings. This suggests that while some users find it useful, there may be areas for improvement based on overall user sentiment.

Is Cinch Auto Finance free to use?

Yes, Cinch Auto Finance is available for free download and use. There are no in-app purchases or ads mentioned, making it a completely free service.