Best apps like Circle: Refiere & Gana

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated August 2026

Circle is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Circle

Sunrate#1

Sunrate by Sunrate Pte. Ltd.

Global payment platform
Editor's Choice
💰 Finance
2.3(3 ratings)
Free
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This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

cTrader: CFD Trading & Charts#2

cTrader: CFD Trading & Charts by Spotware

Gold, Indices, Forex & Stocks
Strong Contender
💰 Finance
4.8😊(1.7K ratings)
Free
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Trade global assets like Forex, metals, and stocks with advanced charting and analysis tools. Customize your trading experience with price alerts, trade statistics, and a user-friendly interface. Access all your accounts in one place for seamless on-the-go trading.

What We Love

  • 🚀 Fast execution
  • 👍 User-friendly interface
  • 🔒 Robust security features
  • 💡 Advanced charting and analysis tools

Room to Improve

  • 🐛 Occasional crashes and loading issues
  • 🔋 Slow load times on some devices
  • 👎 Limited customization options
UGLYCASH#3

UGLYCASH by Best Friend Finance, LLC

Your Bank Won’t Do This
Worth Considering
💰 Finance
4.4😐(543 ratings)
Free
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This app provides global financial services, including high annual rewards on your balance and fee-free, instant domestic and cross-border payments to Latin America. It also offers a Visa card with 1% cashback on all purchases and dedicated member advisors.

What We Love

  • 💰 Excellent for receiving and managing funds from the US
  • 🚀 Fast and reliable money transfers
  • 🤑 Earn rewards and cash back
  • 💳 Convenient Visa card with useful features

Room to Improve

  • 🐛 Account suspension and fund hold issues
  • ⏱️ Delayed transactions and withdrawals
  • 💸 High fees and unexpected charges

More apps like Circle

4
Payphone: App para cobrar
Payphone: App para cobrar
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by EcuaPayPhone C.A.
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This app allows entrepreneurs and professionals to easily accept payments via mobile phone without needing a physical card reader. It supports various payment methods, including card links, QR codes, and transfers, with expanded support for Diners and Discover cards.

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5
AustroDigital
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AustroDigital
by Banco del Austro S.A.
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Offline security code generationOpen savings accounts remotelyView account and credit card balances
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6
Produbanco Grupo Promerica
Produbanco Grupo Promerica
Produbanco Grupo Promerica
by Banco de la Produccion S.A.
Free

Open a digital savings account in under 10 minutes, entirely online. Manage your finances, make secure transfers, pay bills, and access exclusive discounts. Includes a free international debit card for all your purchases.

Open digital savings accountSecure money transfersPay over 250 services
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7
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
Crypto Card & Payment & Wallet
Free

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

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8
Banco del Pacífico
Banco del Pacífico
Banco del Pacífico
by Banco del Pacífico S.A.
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Manage your finances on the go with this mobile banking app. Check account balances, transfer funds, pay bills, and withdraw cash without a card. Easily share transaction receipts with your contacts.

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9
PacificID
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Generate secure one-time passwords for financial transactions. Access banking services 24/7 from your mobile device for quick and safe operations.

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💰 Finance
(92)
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10
Banco Guayaquil: Banca Móvil
Banco Guayaquil: Banca Móvil
Banco Guayaquil: Banca Móvil
by Banco de Guayaquil
Free

Manage your finances with a comprehensive mobile banking app. Easily handle savings accounts, track transactions, pay bills, and manage credit and debit cards. Set savings goals and access credit options securely from your device.

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