Club Money: Simple Budget

Club Money: Simple Budget

Easy, fast expense tracking

22 ratings
13 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 29, 2024
  • July 9, 2026
Club Money: Simple Budget video #1 for iPhone
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Club Money: Simple Budget screenshot #10 for iPhone
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About

Easily track your monthly expenses by categorizing transactions into Spend, Splurge, Save, or Share. Set personalized spending targets and monitor your progress towards financial goals. Connect bank accounts securely for automatic transaction updates.

Swipe receipt tracking
Automatic expense categorization
Customizable spending targets
Monthly percentage summaries
Secure bank account connection
Certified Financial Planner advice (beta)
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What's New in Club Money

2.2.0

July 9, 2026

New in v2.2.0! Get a professional CFP recommendation for your debt, savings, and investments with Balance My Goals.

Subscription plans

Club Money Subscription

Unlock all Club Money subscription content

$8.991 Month
14 Days trial
Price Updates
June 13, 2026$8.99
July 17, 2024$8.99
July 11, 2024$5.99
How to cancel Club Money subscription ⁉️

User reviews

Best way to track your spending

Love the simplicity of Club Money. The swipey expense tracking is a totally awesome and saves me a bunch of time. Really nice design and easy to use right from the start. 5/5!

I’m finally saving money!!!

This is the first app that has actually caused a long-term improvement in my financial habits. The swipe and categorize system is so quick to use and intuitive to me that it has completely demystified the process of actively tracking my spending and saving habits. For once I don’t feel dread looking at my bank account and I feel like I’m making informed decisions with my money!

I think the flexibility of the 4-S system is the best part of this app. I’ve always had a hard time budgeting because my spending patterns tend to change month-to-month. It makes coming up with a consistent monthly number for “transportation” or “groceries” difficult, and when I’ve used other apps, I’ve just gotten overwhelmed and gave up. With Brightfin, I can focus on the purpose of the purchase rather than the type, which makes way more sense to me.

The app does require a monthly premium subscription to achieve the level of ease described. For me, the benefit I’ve received far outweighs this cost, but it is something to consider. I also think there is potential for more budget customization options, and I have come across the occasional bug. However, the developers are very responsive to feedback and quick to implement fixes.

Using Brightfin has reduced my financial anxiety, doubled my monthly savings, and actually increased my satisfaction with the results of my spending. I would absolutely recommend it to anyone who has struggled with budgeting in the past and is trying to crack that code.
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Response from developer

Thank you! Glad to hear it's working well for you!

Simple and fun

Not much else to say, I just like it!

So simple!

I have ADHD and this app is so easy to use. The colors, the swiping, it just works for me. Finally found one that does.

Super easy!

Love that it was so easy to add my bank accounts and the swiping is fun and interactive. The reports are easy to read and interpret too.

FAQ

What is Club Money's free trial policy?

New users receive a free trial for all features. Specific subscription plans offer 14-day free trials, allowing you to explore the app's capabilities before committing to a paid subscription.

How secure is connecting bank accounts to Club Money?

Account connections are powered by a secure service trusted by over 4,000 banks. Club Money does not have access to your login credentials, and your data is managed with the highest level of security.

What are the different spending target percentages in Club Money?

Club Money offers several pre-set target percentage models, including The Regular (50/30/20), The Debt Crusher (50/20/30), and The FIRE (20/20/60), allowing you to choose one that aligns with your financial priorities.

Can I get financial advice through Club Money?

Yes, Club Money is piloting a feature to connect users with Certified Financial Planner® professionals for live advice on where to focus their financial efforts, based on spending patterns.

How does Club Money handle my personal data?

Club Money promises not to ask for data that doesn't benefit you, will manage your data with the highest security, and will not sell your data.

What devices is Club Money available on?

Based on the provided data, Club Money is currently supported on iPhone devices.

How often is Club Money updated?

The app was last updated on March 17, 2026, indicating a recent focus on development and improvements.

What is the age rating for Club Money?

Club Money has an age rating of 4+, making it suitable for a wide range of users.