Collective Health

Collective Health

by CollectiveHealth, Inc.

3.6K ratings
67 reviews
Free

Details

  • Released
  • Updated
  • December 16, 2015
  • June 24, 2026

Features

Collective Health screenshot #1 for iPhone
Collective Health screenshot #2 for iPhone
Collective Health screenshot #3 for iPhone
Collective Health screenshot #4 for iPhone
Collective Health screenshot #5 for iPhone
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About

Simplify your health benefits with a unified platform. Access insurance cards, review all medical, dental, and vision benefits, and find care providers easily. Get support from advocates and estimate costs for procedures.

Access health insurance cards
Review medical, dental, vision benefits
Find in-network doctors and facilities
Estimate procedure costs
Track claims and understand costs
Get support from Member Advocates
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What users say

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What's New in Collective Health

8.20.0

June 24, 2026

• Fixed a claim submission issue on the diagnosis code screen. • Tapping a button twice while loading no longer sends duplicate requests. • Updated Help Center article styling. • The Add to Apple Wallet button now shows the official Apple design. • Accessibility and messaging screen improvements. We value your input and are always improving based on your feedback. If you like these improvements, please take a moment to leave a review!

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User reviews

2 Factor Auth Completely broken

It constantly asks for 2 Factor Authentication even after checking remember device. When I enter the code it texts me it says it’s wrong and then won’t let me resend a code. Idk how it’s 2026 and you can’t implement a working 2FA. Not even worth using the app just go on the computer.

Frustrating app

Called 7 providers listed as in-network on this app, most of them said they don’t take my insurance anymore, one number was for a completely different doctor, and two doctors no longer worked at the places I called. So nothing was accurate and everything is out of date. My ID cards were also wrong and they said they can’t fix that. So literally everything in this app is wrong Such a frustrating app.
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So bad

Constantly buggy, gives inaccurate information about what’s spent so far. When you search the doctors it does not tell if it’s network or not. Sad swing at the Cigna.

Terrible

Took almost 2 years for them to approve a claim for which I was fully covered and had $0 patient responsibility for.

Then they sent a check to the provider and there “was an error”. The error was never followed up and 2.5 years the claim ended up in collections.

So here I am applying for mortgages with a medical claim in collections that Collective Health just never paid the provider for. Very strong legal case if it isn’t resolved and impacts my application.

Would give 0 stars if possible.
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Annoying login

I hate how it makes me put in a code from my text messages every time I log in with Face ID on my phone, let me have setting to disable this or remember my device. Then after I’ve logged in it asks me if I want to turn notifications on every single time. I don’t want to, stop asking. Stop being so annoying!!!
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User experience

🐞

Reported Bugs

4 issues

Get Care feature not loading properly

Bug

Share button not functioning

Bug

Messages and chat not working

Bug

Inability to log in or access account

Bug

Requested Features

5 requests

Ability to zoom in on insurance cards

Feature

Option to customize multi-factor authentication

Feature

Integration with pharmacy benefits

Feature

Support for older iOS devices

Feature

Improved messaging and contact functionality

Feature

FAQ

What does the Collective Health app do?

The Collective Health app provides a simplified and supportive health benefits experience. It allows users to access their insurance cards, review all their medical, dental, and vision benefits in one place, find in-network providers, estimate costs for care, and track claims.

What are the key features of the app?

Key features include on-the-go access to health insurance cards, a consolidated view of all medical, dental, and vision benefits, tools to find local in-network doctors and facilities, cost estimation for procedures, and clear claim tracking with explanations of what is owed.

Is the Collective Health app free to use?

Based on the provided information, the app is available for free download. There are no mentions of subscription fees or in-app purchases, indicating a free model for users.

Who is the target audience for this app?

This app is designed for individuals who are covered by health benefits managed through Collective Health. It aims to help them understand and utilize their benefits more effectively, find care providers, and manage healthcare costs.

How does the app help users understand their healthcare costs?

The app helps users understand healthcare costs by providing clear explanations of their coverage, allowing them to view their claims, and offering tools to estimate costs for upcoming procedures and services. This transparency empowers users to make informed decisions about their healthcare.