Concora Credit Reviews: Is It Legit?

Concora Credit
Concora Credit
CONCORA CREDIT INC.

Customer Experience

Positive experience17.5% of reviews
Neutral10.5% of reviews
Negative experience72.0% of reviews

~ Based on 560 written reviews from the US App Store.

What users say about Concora Credit

Is Concora Credit Safe?

Concora Credit has mixed safety signals based on user ratings. AppsHunter Safety Score for Concora Credit is 60/100.

This assessment is based on 1,589 user ratings, with an App Store average of 3/5.

Safety Analysis

45.9% of ratings point to a safe experience
7.5% of ratings suggest some concerns
46.6% of ratings point to a risky experience

~ Based on 1,589 App Store ratings for Concora Credit.

Is Concora Credit Legit?

Concora Credit appears to be a legitimate app. AppsHunter Legitimacy Score for Concora Credit is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Be aware

They don’t tell you but as soon as you get this card they gonna hit you with a $250 charge before you even get your card. They market the annual fee as $100 but they forget to mention that the first one is triple

Stop pushing "credit protection"

It is relentless in popups for sketchy "credit protection" insurance. Beware this scam.

Credit does not cost anything

Folks please do not pay for credit! I’ve never paid a cent on any credit card I’ve ever had and I have 750 credit score. Yeah you pay back the money you use but you do not need to pay interest or annual fees to get good credit. I just received a solicitation from indigo Mastercard, this app services that card and others. This offer from indigo is saying 0$ annual fee for the first year but then the second year they are going to charge you 250$ !!!!! What?!?! Why would you ever need to pay 250$ for a credit card? I have 9 cards which I use responsibly. I have 0$ annual fee on any of them. No fees at all anywhere. So what the heck is 250$ for indigo?
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Simplify Login

I wish Face ID was available to make logging in faster and easier. Also, my credit limit isn’t shown on the app- only on my statement and on the website.

Overlimit fees

I was overlimit because of the late fee and couldn’t confirm it wouldn’t happen again. They removed it as a one time courtesy? I regret signing up for this card. I don’t see how this error helps me build my credit?!

Worst Card Ever!!!

Why is it you make your payment ON TIME. Before 8 pm but they still give you a late fee and charge you double the next month? Their customer service reps are horrible. They recite the same script over and over again but give no real answer. This card was supposed to be made to “help” build credit. Instead it makes it worse. You’re better off getting a secured card, that over time will flip to an unsecured one. I wish I could this card 0 stars!!
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Great card

I have nothing but good to say about my card I have had no problems at all.

App doesn’t work

can’t log in to app to activate card

Available credit

Of course is ridiculous if you make a payment you’re going to be not able to use that credit card for two weeks every single time. They tell you on the app that it will be available same business day or business day after and it never is. The phone bank is no help with that. The manager can’t even expedite that even if you can show proof. The payment is going to be made. Be very careful when you are working with this company.
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App isn’t working

It was working fine for me now all of a sudden i can’t log in to pay my bill. It keeps saying forgot password or retrieve my user name and just won’t let me log in.

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Worst credit card

Ive been paying for almost a year and my balance has not gone down I would never apply for this again

Good card, lousy app

The card itself is good, but the app is terrible! Constantly telling me I need to update before I can log in, yet there’s no update in the App Store!

Worst Card Ever

I got this card to help rebuild my credit. I have had nothing but headaches with this card. They’ve allowed fraudulent charges over and over again even though I had my card LOCKED. Three times in 10 months they’ve said they would mail out a new card because of it and finally I decided to just close the account. I’m afraid it will negatively impact my credit (I don’t know). They have always refunded the charges but the point of the matter is they should have never allowed the charges in the first place ESPECIALLY knowing the card was locked.
I heard nothing from them - no apologies - nothing to assure me that it won’t happen again. The card used to be called Milestone Mastercard before Concora took over and I NEVER had issues. This is ridiculous. You’d think at the very least they’d reach out to me. I’d had the card for FIVE years before I finally decided enough is enough. I absolutely DO NOT recommend this card for any reason.
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No Apple Pay or Tap Pay available

Email informs that you can add car to digital wallet/apple wallet/google wallet but it doesnt work.

10-15 TO UPDATE AVAILABLE BALANCE

I’ve never heard in my life that when you pay your bill with a debit card and it comes right out, that it takes 10 to 15 days to update your available balance. Do not use this card. It is absolutely absurd. They should be sued for how long they hold available credit.

Trash

Scammed

Don’t do it.

Don’t do it.

False advertising

When I applied for this credit card, it showed under the terms that an annual fee would range from $75-$150, however, when I receive the card they had Charged $250 on the card for the annual fee!! I spoke to a representative, he told me the only thing they could do is give me a $25 credit, which still does not reflect on my statement.
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BEWARE

Card just declines, not even close to my limit, and made and early payment more than double my minimum. Just wasted money. Just more greedy people taking advantage of DV survivors and single moms.