Concora Credit User Reviews

Concora Credit
Concora Credit
CONCORA CREDIT INC.

Customer Experience

Positive experience18.4% of reviews
Neutral10.8% of reviews
Negative experience70.8% of reviews

~ Based on 517 written reviews from the US App Store.

What users say

Is Concora Credit Safe?

Concora Credit has mixed safety signals based on user ratings. AppsHunter Safety Score for Concora Credit is 60/100.

This assessment is based on 1,435 user ratings, with an App Store average of 3/5.

Safety Analysis

46.8% of ratings point to a safe experience
7.4% of ratings suggest some concerns
45.9% of ratings point to a risky experience

~ Based on 1,435 App Store ratings for Concora Credit.

Is Concora Credit Legit?

Concora Credit appears to be a legitimate app. AppsHunter Legitimacy Score for Concora Credit is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great for rebuilding credit, make sure to pay on time

My credit got ruined during COVID-19 when I got laid off. This app has been such a blessing in getting multiple card to rebuild my credit, and it’s working. If you need to rebuild, go with Concora. The support team is great, too.

Unable to get in app for months

I have been trying to get in the app and it does not work.

Worst credit card ever!!!!

Beware! They will not protect you against fraud at all! I called about a company charging me $346 for a transaction that the company never sent me the product and I still haven’t received the product to this day and CONCORA sided with the fraudulent company so they wouldn’t lose money. So they are just as bad as fraudulent company that ripped me off in the first place. There are many other companies to go with that are much better! This one plain sucks!!!!
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Stay away!!!!

This company is trash! ZERO customer service. Nearly impossible to reach someone. The absolute longest payment processing times. Literally takes 10+ days to process an instant payment. Even then they make you wait nearly an entire billing cycle before making your credit available again. These people need to be shut down by the government
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Can’t access the App on any device

Been attempting to access the app and cannot get past the verification process because it will not scroll to accept and then use the app. Tired of trying. Will figure it out so I can pay my monthly bill. So frustrating and I give up on the app!

The worst

Does not help you do anything very slim and a joke

I was trying create account almost a week,suport couldnt help,i never seen before like that

Terrible app

Terrible company

Refused to allow me to use credit protection that I paid for all year. Said financial hardship doesn’t count. Meanwhile credit protection to protect my credit is allowed to be used when I need it. What a scam
And your app is not user friendly.

Option in app

There should be an
Option for travel notification. Getting sick and tired of getting devlined while on vacation. Ive called multiple times to advise of my vacation and they still decline all my purchases. Im done with this card and closing. Unacceptable.

I was trying create account almost a week,suport couldnt help,i never seen before like that

Credit

Concora credit is a scam

Concora credit is a scam and a horrible card wouldn’t recommend to anyone no matter credit score

The worst app

It’d absurd how many horrible reviews this app and company has and not a single solution in sight. Companies like this should be fined to the gills for being so bad. I haven’t even gotten my card yet and I already know I won’t be using it due to fear of predatory reviews from this company.

Excessive Fees and Constant Problems

I just checked my newest statement and saw that I have a late fee. Odd because before my due date I checked how much I owed and it said that I didn’t have a payment due. Which I tend to make two payments a month on cards just because I don’t want to deal with late fees. For some reason no matter how many payments I make in a month this company still manages to charge me a late fee every month. I can have $0 due in app and I’ll still get a late fee. Don’t do business with them. They came in clutch for moving, but it’s been nonstop nightmares since.
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It’s just okay

The interface isn’t the most technologically advanced. It takes a long time for them to actually pull your payments from your bank account, and there’s an extremely annoying popup every time you go into account management that you can’t opt-out of receiving to sign up for their high-fee purchase protection.

If they didn’t have that annoying pop up I would’ve overlooked the other stuff but it is truly THAT annoying.

This company is also extremely slow to report balances to the credit bureaus.
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Good App

I haven't had any issues with this app. Making payments is quick and convenient and payments post quickly. The reason for the 4 stars is that I don't have the option to lock my card. I would love for you to add that feature to the app

Functional

Basically functional. It’s not an actual app, it takes you to an external webpage. Don’t open any Concora cards unless you absolutely have to.

Excellent service

So I had no credit and sometimes it worse
I was able to get one card to start and after 3 months ran into some money problems my credit score was at 535
They were willing to work with me and 2 years later o have a 667-673 score now
And 4 cards
The app is great you can safely store your payment information and the customer service they are great
Take my word it is a great card to start over
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Predatory

I have held a full balance on three cards with this company. Over this time I have paid 25% and/or the minimum. Each time the available credit was shown available within three days. I decided to pay the full balance on all cards. They have frozen my credit for 14 days. They say it is to make sure that the funds are available. The money is gone from my bank account. They know the funds are good as they received payment in full.
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Sign-In

Would be better and faster if face-ID was available to all.

Terrible UI

Terrible UI, unreadable and very hard to understand what does what. numbers don’t update and entries in the transaction page are appearing doubled. you get no message when a payment is initiated, successful, or failed and it’s playing roulette with your credit history. This is so bad I do not recommend this company at all.
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