Best apps like Cowry Merchant Pay

10+ similar apps compared and reviewed

3.4 avg rating
10 free apps
Updated July 2026
Cowry Merchant Pay
Cowry Merchant Pay
Touch and Pay Technologies Limited

Whether you want more options like Cowry Merchant Pay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Cowry Merchant Pay

Altbank#2

Altbank by Sterling Bank Plc

Strong Contender
💰 Finance
3.5(42 ratings)
Free
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This finance app offers interest-free banking with features to help users grow wealth. It allows for quick account opening, access to interest-free credit lines, personalized financial products, and tools for budget planning and bill payments. Users can also manage their virtual and physical cards within the app.

Credit Direct Mobile#3

Credit Direct Mobile by CREDIT DIRECT LIMITED

Send, receive, & grow money
Worth Considering
💰 Finance
4.0(64 ratings)
Free
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Manage your finances with a secure mobile wallet for sending, receiving, and paying bills. Earn daily interest on your savings through flexible or fixed plans, with options to gift investment plans.

More apps like Cowry Merchant Pay

4
MyAXA Plus
MyAXA Plus
MyAXA Plus
by AXA Mansard Insurance Plc
Free

Manage your insurance policies, investments, and health needs conveniently. Purchase affordable insurance, initiate claims, schedule appointments, and get AI assistance for your financial and health queries.

Purchase insurance policiesInitiate motor claimsSchedule hospital appointments
💰 Finance
(7)
free
5
JOLLOF+
JOLLOF+
JOLLOF+
by Baobab Microfinance Bank Nigeria Limited
Free

This savings app offers a rewarding way to grow your money with high interest rates and flexible saving plans. It provides a secure and transparent platform designed for modern users looking to achieve financial freedom.

Up to 21.6% net interest on savingsMultiple savings tiers (JollofLock, Ajo, BabyBox, JolloFlex)User-friendly interface
💰 Finance
(8)
ad-supported
6
PlutusNeo by Afrinvest
PlutusNeo by Afrinvest
PlutusNeo by Afrinvest
by Andromeda Technology Solutions LTD
Free

Manage your finances with a comprehensive suite of tools. Save towards goals, transfer funds securely, and access educational resources to grow your financial knowledge. Automate contributions and enjoy enhanced security features for peace of mind.

Goal-based savings plansWallet-to-wallet transfersDirect debit integration
💰 Finance
(49)
free
7
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

This app offers a digital banking experience with low transaction fees, bulk transfers, and bill payments. It also provides high interest on savings, virtual cards, and 24/7 customer support for individuals and businesses in Africa.

Low transaction feesBulk transfersSpending insights
💰 Finance
(1.8K)
free
8
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
💰 Finance
(16)
free
9
Recharge2Cash
Recharge2Cash
Recharge2Cash
Sell Airtime for Real Money
Free

Easily convert your airtime to cash and have it deposited into your bank account. This app also allows you to purchase cheap internet data for major Nigerian networks. It offers a fast and automated process for transactions.

Convert airtime to cashDeposit cash to bank accountPurchase cheap data
💰 Finance
(35)
free
10
Globus Mobile
Globus Mobile
Globus Mobile
by Globus Bank Limited
Free

Experience seamless digital banking with this application. Open an account in minutes, manage funds, pay bills, and top up airtime without visiting a branch. Enjoy a secure and convenient banking experience designed for modern lifestyles.

Instant account openingCustomized account numbersFunds transfer with smart suggestions
💰 Finance
(89)
free with in-app purchases